← RENASANT CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $90.9m |
$92.2m
+1.38%
|
$146.9m
+59.37%
|
$167.6m
+14.07%
|
$83.7m
-50.09%
|
$175.9m
+110.27%
|
$166.1m
-5.59%
|
$144.7m
-12.88%
|
$195.5m
+35.10%
|
$181.3m
-7.26%
|
— | |
| Depreciation, Depletion and Amortization | $207k | $4.8m | $3.5m | $8.2m | $34.6m | $47.4m | $42.7m | $35.2m | $32.3m | $16.2m | $9.1m | |
| Amortization of Intangible Assets | $6.7m | $6.5m | $7.2m | $8.1m | $7.1m | $6.0m | $5.1m | $5.4m | $4.7m | $27.1m | — | |
| Depreciation | $12.1m | $13.1m | $14.4m | $16.4m | $18.7m | $16.4m | $14.9m | $14.9m | $14.9m | $21.1m | $9.1m | |
| Deferred Income Tax Expense (Benefit) | $11.0m | $37.9m | $16.4m | $20.0m | ($13.7m) | $11.4m | $2.3m | ($5.0m) | $4.6m | $1.7m | $8.2m | |
| Share-based Payment Arrangement, Noncash Expense | $3.1m | $5.3m | $7.3m | $10.2m | $10.6m | $10.1m | $11.5m | $13.7m | $13.9m | $17.7m | $19.5m | |
| Goodwill and Intangible Asset Impairment | — | — | — | — | — | — | — | — | — | $0 | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | — | $18.8m | $11.2m | $92.6m | — | |
| Increase (Decrease) in Other Operating Assets | ($13.0m) | $6.6m | ($44.0m) | ($683k) | $59.2m | $20.8m | $29.7m | $52.0m | $15.0m | $27.1m | — | |
| Increase (Decrease) in Other Operating Liabilities | ($16.7m) | ($12.6m) | ($42.0m) | ($12.2m) | $27.1m | ($42.9m) | ($6.2m) | $24.0m | ($7.9m) | ($824k) | — | |
| Net Cash Provided by (Used in) Operating Activities | $163.8m |
$201.6m
+23.06%
|
$77.4m
-61.60%
|
$163.6m
+111.38%
|
$82.2m
-49.74%
|
$142.7m
+73.46%
|
$574.0m
+302.39%
|
$148.6m
-74.12%
|
$129.4m
-12.88%
|
$271.5m
+109.75%
|
$434.4m
+60.03%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | ($115k) | ($565k) | $198k | $881k | ($38k) | $840k | $239k | $173k | ($33k) | $2.5m | ($22.7m) | |
| Payments to Acquire Property, Plant, and Equipment | $13.6m | $13.0m | $22.4m | $35.0m | $28.3m | $20.5m | $14.8m | $21.6m | $13.6m | $33.7m | ($31.1m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $158.4m | $169.4m | $160.7m | $262.3m | $438.0m | $458.0m | $385.5m | $149.0m | $88.8m | $311.3m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | ($16k) | $348k | $46k | $2.2m | — | ($22.4m) | ($19.4m) | $0 | — | |
| Gain (Loss) on Sale of Investments | — | — | — | — | — | — | $3.0m | $547k | $3.5m | $1.5m | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | — | — | — | — | — | — | — | $0 | $0 | — | $0 | |
| Payments for (Proceeds from) Other Investing Activities | — | — | — | ($917k) | ($1.4m) | ($3.7m) | ($3.1m) | ($1.8m) | ($1.3m) | ($3.9m) | — | |
| Net Cash Provided by (Used in) Investing Activities | ($352.0m) | $75.1m | ($498.6m) | ($505.9m) | ($1.3b) | ($660.0m) | ($2.0b) | ($55.4m) | ($298.0m) | ($734.0m) | ($956.3m) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $47.2m | $170.2m | $849k | $35.4m | $171k | $202.9m | $32.4m | $2.7m | $245k | $60.0m | $0 | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($16k) | $348k | $46k | $2.2m | $0 | ($22.4m) | $0 | $0 | — | |
| Debt and Equity Securities, Unrealized Gain (Loss) | — | — | — | — | — | — | ($99.7m) | — | — | — | — | |
| Gain (Loss) on Extinguishment of Debt | ($2.5m) | ($205k) | $0 | ($54k) | ($121k) | ($6.1m) | $0 | $0 | — | $0 | — | |
| Proceeds from Issuance of Long-term Debt | $98.4m | $0 | $0 | $150.0m | $98.3m | $197.1m | $0 | $0 | — | — | $0 | |
| Payments for Repurchase of Common Stock | — | — | $7.1m | $62.9m | $24.6m | $21.3m | $0 | $0 | — | $13.3m | — | |
| Proceeds from Issuance of Common Stock | $84.1m | $0 | $0 | — | — | — | — | — | — | — | $0 | |
| Dividends paid | $29.7m | $34.4m | $43.6m | $50.9m | $50.1m | $50.0m | $50.0m | $50.3m | $53.7m | $78.6m | ($87.0m) | |
| Payments of Dividends | $29.7m | $34.4m | $43.6m | $50.9m | $50.1m | $50.0m | $50.0m | $50.3m | $53.7m | $78.6m | ($87.0m) | |
| Other Interest and Dividend Income | $459k | $2.3m | $3.1m | $5.9m | $1.2m | $1.7m | $8.9m | $30.4m | $39.6m | $33.3m | — | |
| Net Cash Provided by (Used in) Financing Activities | $282.8m |
($301.5m)
-206.58%
|
$708.8m
+335.12%
|
$188.1m
-73.46%
|
$1.4b
+645.10%
|
$1.8b
+25.72%
|
$167.6m
-90.49%
|
$132.2m
-21.14%
|
$459.3m
+247.41%
|
$441.2m
-3.93%
|
$24.5m
-94.46%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($154.2m) | $218.3m | $1.2b | ($1.3b) | $225.4m | $290.7m | ($21.3m) | $881.2m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $414.9m | $633.2m | $1.9b | $576.0m | $801.4m | $1.1b | $1.1b | $881.2m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | $6.6m | — | — | — | $86.8m | ($1.7m) | $23.8m | $15.6m | $9.3m | $107.5m | $33.3m | |
| Bank Owned Life Insurance Income | $4.6m | $4.4m | $4.6m | $6.1m | $5.6m | $7.4m | $9.3m | $10.5m | $11.6m | $14.2m | — | |
| Proceeds from Stock Options Exercised | — | $173k | $201k | $0 | $0 | — | — | — | — | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | $98.4m | $73.7m | $45.7m | $54.6m | $239.6m | $381.0m | $443.3m | — | |
| Income Taxes Paid, Net | — | — | — | — | — | — | — | — | — | $18.4m | — | |
| Additional Financial Items | ||||||||||||
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | ($4.9m) | ($1.6m) | $4.9m | $1.3m | $12.1m | $10.4m | ($9.9m) | $3.3m | ($3.3m) | $3.2m | — | |
| Gain (Loss) on Disposition of Business | — | — | — | — | — | — | — | — | $53.3m | $0 | — | |
| Gain (Loss) on Sale of Mortgage Loans | $31.7m | $19.7m | $40.3m | $45.9m | $150.4m | $82.4m | $15.8m | $14.6m | $16.6m | $20.3m | — | |
| Goodwill | $470.5m | $611.0m | $932.9m | $939.7m | $939.7m | $939.7m | $991.7m | $991.7m | $988.9m | $1.4b | — | |
| Income Tax Expense (Benefit) | $44.8m | $67.7m | $41.7m | $48.1m | $19.8m | $46.9m | $45.2m | $32.5m | $49.5m | $45.5m | — | |
| Operating Lease, Expense | — | — | — | $9k | $10.0m | $8.3m | $7.6m | $6.9m | $6.1m | $7.5m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $85.3m | ($1.7m) | $23.8m | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.