← Sezzle Inc.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| Total revenue | $58.8m |
$114.8m
+95.31%
|
$125.6m
+9.37%
|
$159.4m
+26.91%
|
$271.1m
+70.14%
|
$450.3m
+66.08%
|
$531.9m
+18.12%
|
|
| General and administrative | $7.2m | $15.8m | $16.4m | $8.6m | $11.4m | $16.8m | $18.1m | |
| Total operating expenses | $86.7m | $183.5m | $154.0m | $137.2m | $188.9m | $273.5m | $331.0m | |
| Operating Income | ($27.9m) |
($68.7m)
-145.89%
|
($28.4m)
+58.60%
|
$22.2m
+178.08%
|
$82.2m
+270.47%
|
$176.8m
+114.95%
|
$200.9m
+13.66%
|
|
| Net interest expense | ($4.3m) | ($5.3m) | ($8.6m) | ($16.0m) | ($13.8m) | ($14.0m) | — | |
| Other income, net | ($126k) | ($65k) | ($226k) | $1.9m | $354k | $123k | ($20k) | |
| Income before taxes | ($32.4m) | ($75.1m) | ($38.0m) | $7.7m | $67.3m | $162.9m | $200.9m | |
| Income tax expense (benefit) | $31k | $58k | $69k | $611k | ($11.2m) | $29.8m | $39.5m | |
| Net Income | ($32.4m) |
($75.2m)
-132.05%
|
($38.1m)
+49.32%
|
$7.1m
+118.63%
|
$78.5m
+1006.26%
|
$133.1m
+69.54%
|
$161.4m
+21.26%
|
|
| Basic (in usd per share) | ($0.17) | ($0.38) | ($0.18) | $1.27 | $13.98 | $3.93 | — | |
| Diluted (in usd per share) | ($0.17) | ($0.38) | ($0.18) | $1.25 | $13.13 | $3.72 | — | |
| Personnel | $30.7m | $56.8m | $51.2m | $46.4m | $51.8m | $54.8m | — | |
| Transaction expense | $22.5m | $43.5m | $40.8m | $39.2m | $51.4m | $66.0m | — | |
| Third-party technology and data | $2.5m | $5.5m | $8.2m | $7.8m | $9.6m | $14.4m | — | |
| Marketing, advertising, and tradeshows | $4.3m | $9.3m | $19.0m | $12.0m | $9.7m | $32.2m | — | |
| Provision for credit losses | $19.6m | $52.6m | $29.4m | $23.2m | $55.0m | $89.3m | — | |
| Fair value adjustment on warrants | — | $0 | $50k | ($456k) | ($1.3m) | $0 | — | |
| Loss on extinguishment of line of credit | $0 | ($1.1m) | ($814k) | $0 | ($260k) | $0 | — | |
| Foreign currency translation adjustment | $495k | $69k | ($1.2m) | ($3k) | ($941k) | $905k | — | |
| Total Comprehensive Income | ($31.9m) | ($75.1m) | ($39.3m) | $7.1m | $77.6m | $134.0m | — |