← SELECTIVE INSURANCE GROUP INC
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $2.3b |
$2.5b
+8.13%
|
$2.6b
+4.70%
|
$2.8b
+10.07%
|
$2.9b
+2.66%
|
$3.4b
+15.63%
|
$3.6b
+5.29%
|
$4.2b
+18.94%
|
$4.9b
+14.88%
|
$5.3b
+9.78%
|
$5.5b
+2.51%
|
|
| Operating Lease, Expense | — | — | — | $8.8m | $9.5m | $7.9m | $8.1m | — | — | — | — | |
| Operating Costs and Expenses | $35.0m | $36.3m | $25.4m | $30.9m | $25.4m | $28.3m | $31.1m | $30.7m | $34.6m | $36.4m | — | |
| Interest Expense, Debt | $22.8m | $24.4m | $24.4m | $33.7m | $30.8m | $29.2m | $28.8m | $28.8m | $28.9m | $49.3m | $52.9m | |
| Net Investment Income | $130.8m | $161.9m | $195.3m | $222.5m | $227.1m | $326.6m | $288.2m | $388.6m | $457.1m | $531.1m | $588.6m | |
| Debt and Equity Securities, Gain (Loss) | — | — | ($19.0m) | $26.7m | $9.1m | $7.1m | ($31.6m) | ($24.9m) | — | — | — | |
| Debt and Equity Securities, Realized Gain (Loss) | — | — | — | — | — | — | — | — | $6.3m | ($1.2m) | — | |
| Gain (Loss) on Investments | ($4.9m) | $6.4m | ($54.9m) | $14.4m | ($4.2m) | $17.6m | ($114.8m) | ($3.6m) | ($2.9m) | $8.3m | — | |
| Other Income | $8.9m | $10.7m | $9.4m | $12.4m | $17.6m | $17.7m | $11.3m | $19.4m | $31.1m | $29.3m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $220.0m | $262.0m | $211.7m | $336.4m | $303.0m | $505.3m | $280.2m | $458.4m | $258.0m | $589.6m | $628.9m | |
| Income Tax Expense (Benefit) | $61.5m | $93.1m | $32.8m | $64.8m | $56.6m | $101.5m | $55.3m | $93.2m | $51.0m | $123.2m | $131.2m | |
| Net Income (Loss) Attributable to Parent | $158.5m |
$168.8m
+6.52%
|
$178.9m
+5.99%
|
$271.6m
+51.80%
|
$246.4m
-9.30%
|
$403.8m
+63.92%
|
$224.9m
-44.31%
|
$365.2m
+62.41%
|
$207.0m
-43.32%
|
$466.4m
+125.31%
|
$488.4m
+4.72%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $158.5m |
$168.8m
+6.52%
|
$178.9m
+5.99%
|
$271.6m
+51.80%
|
$246.4m
-9.30%
|
$394.5m
+60.13%
|
$215.7m
-45.32%
|
$356.0m
+65.07%
|
$197.8m
-44.44%
|
$457.2m
+131.13%
|
$488.4m
+6.83%
|
|
| Preferred Stock Dividends, Income Statement Impact | — | — | $0 | $0 | $0 | $9.4m | $9.2m | $9.2m | $9.2m | $9.2m | $9.2m | |
| Earnings Per Share, Basic | $2.74 | $2.89 | $3.04 | $4.57 | $4.12 | $6.55 | $3.57 | $5.87 | $3.25 | $7.54 | $8.12 | |
| Earnings Per Share, Diluted | $2.70 | $2.84 | $3.00 | $4.53 | $4.09 | $6.50 | $3.54 | $5.84 | $3.23 | $7.49 | $8.06 | |
| Common Stock, Dividends, Per Share, Declared | $0.61 | $0.66 | $0.74 | $0.83 | $0.94 | $1.03 | $1.14 | $1.25 | $1.43 | $1.57 | — | |
| Preferred Stock, Dividends Per Share, Declared | $2.74 | $2.89 | $3.04 | $4.57 | $0.00 | $1,169.17 | $1,150.00 | $1,150.00 | $1,150.00 | $1,150.00 | $9,200,000.00 | |
| Weighted Average Number of Shares Outstanding, Basic | 57.9m | 58.5m | 59.0m | 59.4m | 59.9m | 60.2m | 60.4m | 60.6m | 60.9m | 60.6m | 60.1m | |
| Weighted Average Number of Shares Outstanding, Diluted | 58.7m | 59.4m | 59.7m | 60.0m | 60.3m | 60.7m | 60.9m | 61.0m | 61.3m | 61.1m | 60.6m | |
| Expenses | ||||||||||||
| Additional Financial Items | ||||||||||||
| Deferred Policy Acquisition Costs, Amortization Expense | $450.3m | $469.2m | $495.0m | $536.0m | $560.3m | $626.5m | $705.8m | $796.2m | $922.4m | $1.0b | — | |
| Other Cost and Expense, Operating | $43.0m | — | — | — | — | — | — | — | — | — | — | |
| Realized Investment Gains (Losses) | ($4.9m) | $6.4m | ($25.6m) | $23.1m | — | — | — | — | — | — | — | |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims | $1.2b | $1.3b | $1.5b | $1.6b | $1.6b | $1.8b | $2.1b | $2.5b | $3.2b | $3.2b | — | |
| Other General Expense | $35.0m | — | — | — | — | — | — | — | — | — | — | |
| Net premiums earned | $2.1b | $2.3b | $2.4b | $2.6b | $2.7b | $3.0b | $3.4b | $3.8b | $4.4b | $4.8b | — | |
| Net realized and unrealized investment gains (losses) | ($4.9m) | $6.4m | ($54.9m) | $14.4m | ($4.2m) | $17.6m | ($114.8m) | ($3.6m) | ($2.9m) | $8.3m | — | |
| Loss and loss expense incurred | $1.2b | $1.3b | $1.5b | $1.6b | $1.6b | $1.8b | $2.1b | $2.5b | $3.2b | $3.2b | — | |
| Amortization of deferred policy acquisition costs | $450.3m | $469.2m | $495.0m | $536.0m | $560.3m | $626.5m | $705.8m | $796.2m | $922.4m | $1.0b | — | |
| Other insurance expenses | $321.4m | $333.1m | $331.3m | $358.1m | $366.9m | $375.9m | $400.3m | $433.7m | $453.2m | $501.5m | — | |
| Corporate expenses | $35.0m | $36.3m | $25.4m | $30.9m | $25.4m | $28.3m | $31.1m | $30.7m | $34.6m | $36.4m | — | |
| Current | $48.6m | $62.2m | $35.0m | $60.6m | $60.1m | $87.3m | $78.3m | $94.0m | $67.4m | $136.6m | $131.2m | |
| Deferred | $12.9m | $31.0m | ($2.2m) | $4.1m | ($3.4m) | $14.1m | ($23.0m) | ($848k) | ($16.3m) | ($13.4m) | — | |
| Policyholder Benefits and Claims Incurred, Net | — | — | — | — | — | — | — | — | $3.2b | $3.2b | — | |
| Benefits, Losses and Expenses | $2.1b | $2.2b | $2.4b | $2.5b | $2.6b | $2.9b | $3.3b | $3.8b | $4.6b | $4.7b | — | |
| Premiums Earned, Net | — | — | — | — | — | — | — | — | $4.4b | $4.8b | — | |
| Total expenses | $2.1b | $2.2b | $2.4b | $2.5b | $2.6b | $2.9b | $3.3b | $3.8b | $4.6b | $4.7b | $4.8b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.