Discounted Cash Flow
Grupo Supervielle S.A. ADR
—
—
⚠ Cash flow predictability 25/100 (unstable) —
FCF YoY std dev 96%,
net income 94% (full history)
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $12.4m | $-497.9k | $-497.9k | -4.0% | — |
| 2018 | $11.3m (-9.4%) | $-2.0m (-301.4%) | $2.6m (628.4%) | -17.7% (-343.1%) | $-13.88 |
| 2019 | $18.4m (63.5%) | $-1.4m (28.9%) | $-1.6m (-160.4%) | -7.7% (56.5%) | $-6.41 (53.8%) |
| 2020 | $27.5m (49.1%) | $2.3m (262.7%) | $14.8m (1034.3%) | 8.4% (209.1%) | $7.66 (219.5%) |
| 2021 | $36.7m (33.4%) | $-1.1m (-149.6%) | $5.6m (-62.3%) | -3.1% (-137.1%) | $-3.80 (-149.6%) |
| 2022 | $73.0m (99.0%) | $-3.3m (-189.9%) | $181.5k (-96.8%) | -4.5% (-45.7%) | $-11.07 (-191.3%) |
| 2023 | $301.9m (313.7%) | $34.1m (1126.4%) | $103.7m (57024.7%) | 11.3% (348.1%) | $116.59 (1153.2%) |
| 2024 | $566.0m (87.5%) | $69.0m (102.4%) | $335.9m (224.0%) | 12.2% (8.0%) | $237.67 (103.9%) |
| 2025 | $540.7m (-4.5%) | $-24.8m (-136.0%) | $-24.8m (-107.4%) | -4.6% (-137.6%) | $-554.95 (-333.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in ARS. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.