← Synchrony Financial

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $2.3b
$1.9b -14.04%
$2.8b +44.19%
$3.7b +34.30%
$1.4b -63.04%
$4.2b +204.77%
$3.0b -28.55%
$2.2b -25.80%
$3.5b +56.34%
$3.6b +1.51%
—
Net Income (Loss) Available to Common Stockholders, Basic — — — $3.7b
$1.3b -64.16%
$4.2b +211.17%
$3.0b -28.83%
$2.2b -26.16%
$3.4b +56.06%
$3.5b +1.23%
—
Depreciation, Depletion and Amortization $219.0m $254.0m $302.0m $367.0m $383.0m $390.0m $419.0m $458.0m $481.0m $514.0m $555.0m
Depreciation Amortization Depletion — — — — — — $419.0m $458.0m $481.0m $514.0m $555.0m
Deferred Income Tax Expense (Benefit) $389.0m $385.0m ($53.0m) $23.0m ($602.0m) $219.0m ($421.0m) ($458.0m) ($98.0m) $184.0m $187.0m
Deferred Tax — — — — — — ($421.0m) ($458.0m) ($98.0m) $184.0m $187.0m
Impairment of Intangible Assets, Finite-lived — — — — — $50.0m $0 — — — —
Changes in operating assets and liabilities:
Change In Working Capital — — — — — — ($269.0m) ($345.0m) ($205.0m) ($161.0m) ($325.0m)
Change In Receivables — — — — — — ($197.0m) ($645.0m) $33.0m ($598.0m) ($771.0m)
Changes In Account Receivables — — — — — — ($197.0m) ($645.0m) $33.0m ($598.0m) ($771.0m)
Change In Payables And Accrued Expense — — — — — — ($93.0m) $293.0m ($121.0m) $314.0m $277.0m
Change In Accrued Expense — — — — — — ($93.0m) $293.0m ($121.0m) $314.0m $277.0m
Increase (Decrease) in Other Operating Assets $398.0m ($144.0m) ($81.0m) ($93.0m) ($19.0m) ($37.0m) ($21.0m) ($7.0m) $117.0m ($123.0m) —
Change In Other Current Assets — — — — — — $21.0m $7.0m ($117.0m) $123.0m $169.0m
Net Cash Provided by (Used in) Operating Activities $6.8b
$8.9b +30.68%
$9.3b +4.78%
$9.0b -3.77%
$7.5b -16.72%
$7.1b -5.18%
$6.7b -5.71%
$8.6b +28.37%
$9.8b +14.60%
$9.9b +0.03%
$9.7b -1.59%
Cash flows from investing activities:
Payments to Acquire Businesses, Net of Cash Acquired — — — — — — — — $1.9b $161.0m $0
Payments for (Proceeds from) Other Investing Activities $218.0m $474.0m $802.0m $588.0m $390.0m $549.0m $549.0m $722.0m $688.0m $852.0m —
Net Other Investing Changes — — — — — — ($549.0m) ($722.0m) ($688.0m) ($852.0m) ($796.0m)
Net Cash Provided by (Used in) Investing Activities ($13.3b) ($9.4b) ($19.0b) ($261.0m) ($498.0m) ($4.8b) ($10.2b) ($14.2b) ($8.9b) ($4.9b) ($9.9b)
Cash flows from financing activities:
Issuance Of Debt — — — — — — $5.0b $3.0b $2.4b $4.0b $3.0b
Long Term Debt Issuance — — — — — — $5.0b $3.0b $2.4b $4.0b $3.0b
Long Term Debt Payments — — — — — — ($5.3b) ($1.3b) ($3.0b) ($4.3b) ($2.6b)
Net Issuance Payments Of Debt — — — — — — ($329.0m) $1.8b ($536.0m) ($295.0m) $409.0m
Net Long Term Debt Issuance — — — — — — ($329.0m) $1.8b ($536.0m) ($295.0m) $409.0m
Repayment Of Debt — — — — — — ($5.3b) ($1.3b) ($3.0b) ($4.3b) ($2.6b)
Payments for Repurchase of Common Stock $476.0m $1.5b $1.9b $3.6b $985.0m $2.9b $3.3b $1.1b $1.0b $2.9b —
Payments of Ordinary Dividends, Common Stock $214.0m $446.0m $534.0m $581.0m $520.0m $500.0m $434.0m $406.0m $398.0m $427.0m ($503.0m)
Common Stock Dividend Paid — — — — — — ($434.0m) ($406.0m) ($398.0m) ($427.0m) ($420.0m)
Common Stock Payments — — — — — — ($3.3b) ($1.1b) ($1.0b) ($2.9b) ($3.6b)
Issuance Of Capital Stock — — — — — — $0 $0 $488.0m $0 $494.0m
Net Common Stock Issuance — — — — — — ($3.3b) ($1.1b) ($1.0b) ($2.9b) ($3.6b)
Repurchase Of Capital Stock — — — — — — ($3.3b) ($1.1b) ($1.0b) ($2.9b) ($3.6b)
Dividends paid $214.0m $446.0m $534.0m $581.0m $520.0m $500.0m $434.0m $406.0m $398.0m $427.0m ($503.0m)
Cash Dividends Paid — — — — — — ($476.0m) ($448.0m) ($470.0m) ($510.0m) ($503.0m)
Preferred Stock Dividend Paid — — — — — — ($42.0m) ($42.0m) ($72.0m) ($83.0m) ($83.0m)
Proceeds from (Payments for) Other Financing Activities ($5.0m) ($5.0m) ($34.0m) $37.0m ($7.0m) $29.0m ($44.0m) ($22.0m) $36.0m ($63.0m) —
Net Other Financing Charges — — — — — — ($44.0m) ($22.0m) $36.0m ($63.0m) ($82.0m)
Net Cash Provided by (Used in) Financing Activities $3.5b
$2.8b -20.56%
$8.3b +197.41%
($6.5b) -178.25%
($8.0b) -24.36%
($5.2b) +35.20%
$5.3b +201.54%
$9.6b +82.29%
($611.0m) -106.34%
($4.7b) -674.96%
($2.8b) +41.84%
Beginning Cash Position — — — — — — $8.7b $10.4b $14.4b $14.8b $20.2b
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($3.0b) $2.1b $10.4b $12.6b $11.6b $8.7b $10.4b $4.0b $334.0m $262.0m $17.2b
Additional Supplementary Disclosures
Additional Supplementary Disclosures
Gain (Loss) on Disposition of Business — — — — — — — — $1.1b $0 —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities ($1.2b) ($1.4b) $1.8b $2.3b $1.7b $1.0b $1.4b $3.6b $4.7b $4.2b —
Income Taxes Paid, Net $1.8b $754.0m $772.0m $1.0b $847.0m $1.1b $1.3b $1.1b $1.1b $710.0m —
Additional Financial Items
Goodwill $949.0m $991.0m $1.0b $1.1b $1.1b $1.1b $1.1b $1.0b $1.3b $1.4b —
Income Tax Expense (Benefit) $1.3b $1.4b $854.0m $1.1b $412.0m $1.3b $946.0m $666.0m $1.1b $1.1b —
Financing Receivable, Credit Loss, Expense (Reversal) $4.0b $5.3b $5.5b $4.2b $5.3b $726.0m $3.4b $6.0b $6.7b $5.2b —
Cash Flow From Continuing Financing Activities — — — — — — $5.3b $9.6b ($611.0m) ($4.7b) ($2.8b)
Cash Flow From Continuing Investing Activities — — — — — — ($10.2b) ($14.2b) ($8.9b) ($4.9b) ($9.9b)
Change In Cash Supplemental As Reported — — — — — — $1.7b $4.0b $334.0m $262.0m —
Changes In Cash — — — — — — $1.7b $4.0b $334.0m $262.0m ($2.9b)
End Cash Position — — — — — — $10.4b $14.4b $14.8b $15.0b $17.2b
Financing Cash Flow — — — — — — $5.3b
$9.6b +82.29%
($611.0m) -106.34%
($4.7b) -674.96%
($2.8b) +41.84%
Free Cash Flow — — — — — — $6.7b $8.6b $9.8b $9.9b $9.7b
Gain Loss On Sale Of Business — — — — — — $0 $0 ($1.1b) $0 $0
Investing Cash Flow — — — — — — ($10.2b) ($14.2b) ($8.9b) ($4.9b) ($9.9b)
Net Business Purchase And Sale — — — — — — $0 $0 ($1.4b) ($161.0m) $0
Net Investment Purchase And Sale — — — — — — $118.0m $1.4b $805.0m $765.0m ($1.5b)
Net Preferred Stock Issuance — — — — — — $0 $0 $488.0m $0 $494.0m
Other Non Cash Items — — — — — — $574.0m $735.0m $507.0m $537.0m —
Purchase Of Business — — — — — — $0 $0 ($1.9b) ($161.0m) $0
Purchase Of Investment — — — — — — ($3.9b) ($3.6b) ($2.8b) ($1.2b) ($3.1b)
Sale Of Investment — — — — — — $4.0b $5.0b $3.6b $2.0b $1.6b

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.