Discounted Cash Flow

TAL Education Group ADR

TAL · Based on 10 years of SEC filings · Converted from CNY to USD (1 ordinary shares per ADR)

⚠ Cash flow predictability 37/100 (unstable) — FCF YoY std dev 76%, net income 80% (full history)

DCF estimate unavailable — only_5_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2017 $155.5m $17.4m $43.0m 11.2% $0.72
2018 $255.7m (64.4%) $29.6m (69.8%) $83.3m (93.8%) 11.6% (3.3%) $1.13 (56.9%)
2019 $382.2m (49.4%) $54.8m (85.1%) $8.3m (-90.0%) 14.3% (23.8%) $1.93 (70.8%)
2020 $488.1m (27.7%) $-16.4m (-130.0%) $101.1m (1111.3%) -3.4% (-123.5%) $-0.56 (-129.0%)
2021 $670.4m (37.3%) $-17.3m (-5.3%) $105.8m (4.7%) -2.6% (23.4%) $-0.57 (-1.8%)
2022 $654.7m (-2.3%) $-169.4m (-879.5%) $-176.8m (-267.0%) -25.9% (-902.9%) $-5.29 (-828.1%)
2023 $152.1m (-76.8%) $-20.2m (88.1%) $-15.4m (91.3%) -13.3% (48.6%) $-0.64 (87.9%)
2024 $222.2m (46.2%) $-532.8k (97.4%) $28.8m (287.9%) -0.2% (98.2%) $-0.02 (96.9%)
2025 $335.5m (51.0%) $12.6m (2467.5%) $42.7m (48.0%) 3.8% (1668.1%) $0.42 (2200.0%)
2026 $448.7m (33.7%) $79.1m (527.4%) $75.8m (77.6%) 17.6% (369.2%) $2.79 (564.3%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_5_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.