← Third Coast Bancshares, Inc.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||
| Net Income (Loss) Available to Common Stockholders, Basic | $12.1m |
$11.4m
-5.70%
|
$17.2m
+50.92%
|
$28.7m
+66.26%
|
$42.9m
+49.74%
|
$61.5m
+43.38%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $12.1m | $11.4m | $18.7m | $33.4m | $47.7m | $66.3m | — | |
| Depreciation and amortization | — | — | $2.6m | $3.9m | $4.6m | $4.7m | $5.7m | |
| Depreciation, Depletion and Amortization | $78k | ($270k) | ($479k) | ($465k) | $4.1m | $4.1m | $5.7m | |
| Amortization of Debt Issuance Costs | — | — | $154k | $205k | $206k | $206k | — | |
| Amortization of Intangible Assets | — | — | $162k | $162k | $162k | — | — | |
| Depreciation | $1.5m | $1.7m | $2.6m | $3.5m | $4.1m | $4.1m | ($1.5m) | |
| Deferred Income Tax Expense (Benefit) | ($2.8m) | ($380k) | ($1.2m) | ($2.9m) | — | — | ($14.0m) | |
| Share-based Payment Arrangement, Noncash Expense | $275k | $659k | $1.3m | $1.6m | $1.7m | $1.6m | $2.0m | |
| Share-based Payment Arrangement, Expense | $275k | $552k | $646k | $472k | $544k | $516k | $2.0m | |
| Net Cash Provided by (Used in) Operating Activities | ($3.7m) |
$4.6m
+225.45%
|
$21.8m
+375.37%
|
$39.1m
+79.32%
|
$35.1m
-10.08%
|
$50.8m
+44.69%
|
$32.7m
-35.58%
|
|
| Cash flows from investing activities: | ||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | ($7k) | — | — | — | — | — | ($7.4m) | |
| Payments to Acquire Property, Plant, and Equipment | $1.4m | $5.6m | $12.2m | $3.4m | $1.8m | $2.7m | ($17.0m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $1.9b | $2.0b | $2.0b | $3.1b | $4.0b | $5.2b | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | $0 | ($482k) | ($4k) | ($610k) | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | ($16.1m) | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Investing Activities | ($500.0m) | ($500.1m) | ($1.2b) | ($529.5m) | ($520.9m) | ($610.2m) | ($457.2m) | |
| Cash flows from financing activities: | ||||||||
| Repayments of Long-term Debt | — | $32.5m | $32.5m | — | — | — | $2.0m | |
| Net Cash Provided by (Used in) Financing Activities | $611.2m |
$618.9m
+1.27%
|
$1.2b
+97.55%
|
$570.3m
-53.36%
|
$495.1m
-13.18%
|
$319.4m
-35.50%
|
$716.4m
+124.30%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $107.5m | $123.5m | $5.0m | $79.8m | $9.4m | ($240.0m) | $410.9m | |
| Additional Supplementary Disclosures | ||||||||
| Additional Supplementary Disclosures | ||||||||
| Provision for Loan, Lease, and Other Losses | $7.5m | $9.9m | $12.2m | $6.3m | $5.7m | $7.6m | $7.7m | |
| Bank Owned Life Insurance Income | $354k | $567k | $1.3m | $2.1m | $2.5m | $3.0m | — | |
| Proceeds from Stock Options Exercised | $385k | $995k | $672k | — | $656k | $779k | — | |
| Supplemental disclosure of cash flow information: | ||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $14.9m | $10.8m | $35.4m | $124.8m | $166.1m | $159.1m | — | |
| Income Taxes Paid, Net | $2.7m | $6.5m | $7.1m | $8.6m | $15.8m | $22.0m | — | |
| Additional Financial Items | ||||||||
| Gains (Losses) on Sales of Investment Real Estate | — | ($344k) | ($350k) | — | — | — | — | |
| Goodwill | $18.0m | $18.0m | $18.0m | $18.0m | — | — | ($52k) | |
| Income Tax Expense (Benefit) | $3.5m | $3.1m | $4.5m | $8.2m | $13.7m | $16.5m | — | |
| Operating Lease, Expense | — | — | $3.4m | $4.4m | — | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | $3.9m | $6.7m | $7.2m | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.