← TOMPKINS FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $59.3m |
$52.5m
-11.54%
|
$82.3m
+56.80%
|
$81.7m
-0.72%
|
$77.6m
-5.05%
|
$89.3m
+15.05%
|
$85.0m
-4.74%
|
$9.5m
-88.82%
|
$70.8m
+645.40%
|
$161.1m
+127.34%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $58.4m |
$51.7m
-11.56%
|
$81.0m
+56.73%
|
$80.4m
-0.72%
|
$76.7m
-4.58%
|
$88.6m
+15.53%
|
$84.8m
-4.36%
|
$9.5m
-88.84%
|
$70.8m
+648.71%
|
$161.1m
+127.34%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $59.5m | $52.6m | $82.4m | $81.8m | $77.7m | $89.4m | $85.2m | $9.6m | $71.0m | $161.1m | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | $131k | $128k | $127k | $127k | $154k | $127k | $126k | $124k | $123k | $0 | — | |
| Depreciation and amortization | $6.8m | $8.3m | $9.6m | $10.0m | $10.2m | $10.2m | $10.7m | $11.4m | $10.1m | $8.3m | $8.8m | |
| Amortization of Intangible Assets | $2.1m | $1.9m | $1.8m | $1.7m | $1.5m | $1.3m | $873k | $334k | $332k | $292k | — | |
| Amortization Cash Flow | — | — | — | — | — | — | $873k | $334k | $332k | $292k | — | |
| Amortization Of Intangibles | — | — | — | — | — | — | $873k | $334k | $332k | $292k | $124k | |
| Amortization Of Securities | — | — | — | — | — | — | $5.6m | $2.4m | ($1.1m) | ($4.0m) | ($8.7m) | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $11.6m | $11.7m | $10.5m | $8.6m | $8.8m | |
| Deferred Income Tax Expense (Benefit) | $1.9m | $14.6m | $2.4m | $3.1m | ($6.3m) | $1.8m | $910k | ($434k) | ($3.1m) | ($1.4m) | ($37.2m) | |
| Deferred Tax | — | — | — | — | — | — | $910k | ($434k) | ($3.1m) | ($1.4m) | ($37.2m) | |
| Share-based Payment Arrangement, Noncash Expense | $2.3m | $3.0m | $3.5m | $4.2m | $4.7m | $5.1m | $4.3m | $4.1m | $4.6m | $3.5m | $3.5m | |
| Equity Method Investment, Other than Temporary Impairment | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Goodwill and Intangible Asset Impairment | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment Loss | $926k | ($407k) | ($466k) | $645k | $443k | $249k | ($634k) | ($70.0m) | $32k | ($78.7m) | — | |
| Change In Working Capital | — | — | — | — | — | — | ($1.7m) | $8.4m | $8.8m | $35.6m | $35.7m | |
| Change In Receivables | — | — | — | — | — | — | ($2.3m) | ($1.2m) | ($2.7m) | ($1.9m) | ($1.8m) | |
| Changes In Account Receivables | — | — | — | — | — | — | ($2.3m) | ($1.2m) | ($2.7m) | ($1.9m) | ($1.8m) | |
| Net Cash Provided by (Used in) Operating Activities | $90.9m |
$86.1m
-5.28%
|
$107.3m
+24.63%
|
$101.6m
-5.27%
|
$101.4m
-0.22%
|
$121.2m
+19.52%
|
$103.3m
-14.72%
|
$89.0m
-13.87%
|
$95.0m
+6.70%
|
$38.9m
-59.07%
|
$57.0m
+46.68%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | ($7k) | $30k | $2.9m | $98k | $3k | $21k | $105k | $55k | $218k | ($28k) | ($112.2m) | |
| Payments to Acquire Property, Plant, and Equipment | $16.1m | $35.3m | $18.1m | $6.0m | $4.6m | $4.7m | $8.2m | $6.8m | $6.2m | $6.9m | ($9.2m) | |
| Equipment Expense | $6.5m | $7.0m | $7.4m | $7.8m | $7.8m | $8.3m | $8.1m | $8.7m | $7.7m | $7.5m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $244.5m | $166.6m | $151.1m | $303.0m | $545.6m | $453.7m | $208.7m | $161.8m | $198.4m | $228.0m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | ($440k) | $528k | $179k | $275k | ($11.9m) | ($70.0m) | $50k | ($78.7m) | — | |
| Payments for (Proceeds from) Other Investing Activities | ($119k) | ($2.6m) | ($216k) | ($5.2m) | ($489k) | ($23k) | $431k | ($654k) | $1.3m | $0 | — | |
| Net Other Investing Changes | — | — | — | — | — | — | ($5.0m) | ($13.5m) | $1.9m | $27.6m | $5.6m | |
| Net Cash Provided by (Used in) Investing Activities | — | — | — | $134.0m | ($643.7m) | ($583.3m) | ($8.4m) | ($146.3m) | ($250.4m) | ($300.7m) | ($319.5m) | |
| Cash flows from financing activities: | ||||||||||||
| Issuance Of Debt | — | — | — | — | — | — | $435.9m | $450.4m | $804.9m | $367.4m | $296.8m | |
| Long Term Debt Issuance | — | — | — | — | — | — | $435.9m | $450.4m | $804.9m | $367.4m | $296.8m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($268.6m) | ($139.6m) | ($616.8m) | ($593.2m) | ($423.1m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $167.3m | $310.8m | $188.1m | ($225.8m) | ($126.3m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $167.3m | $310.8m | $188.1m | ($225.8m) | ($126.3m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($268.6m) | ($139.6m) | ($616.8m) | ($593.2m) | ($423.1m) | |
| Payments for Repurchase of Common Stock | $1.2m | $0 | $2.4m | $29.9m | $9.4m | $23.8m | $15.4m | $8.7m | $0 | $1.6m | — | |
| Payments of Ordinary Dividends, Common Stock | $27 | $28 | $30 | $31 | $31 | $32 | $34 | $35 | $35 | $36 | ($37.6m) | |
| Proceeds from Issuance of Common Stock | $0 | $0 | — | — | — | — | — | — | $170k | $119k | $146k | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($33.6m) | ($34.5m) | ($35.0m) | ($36.1m) | ($37.6m) | |
| Common Stock Issuance | — | — | — | — | — | — | $0 | $0 | $170k | $119k | $146k | |
| Common Stock Payments | — | — | — | — | — | — | ($15.4m) | ($8.7m) | $0 | ($1.6m) | ($4.4m) | |
| Issuance Of Capital Stock | — | — | — | — | — | — | $0 | $0 | $170k | $119k | $146k | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($15.4m) | ($8.7m) | $170k | ($1.5m) | ($4.3m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($15.4m) | ($8.7m) | $0 | ($1.6m) | ($4.4m) | |
| Cash Dividends Paid | — | — | — | — | — | — | ($33.6m) | ($34.5m) | ($35.0m) | ($36.1m) | ($37.6m) | |
| Net Cash Provided by (Used in) Financing Activities | — | — | — | ($178.0m) |
$792.8m
+545.38%
|
$136.8m
-82.75%
|
($80.2m)
-158.62%
|
$59.0m
+173.60%
|
$210.3m
+256.48%
|
$260.3m
+23.75%
|
$198.7m
-23.68%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | — | $250.5m | ($325.4m) | $14.7m | $1.7m | $54.9m | ($1.6m) | $148.8m | |
| Beginning Cash Position | — | — | — | — | — | — | $63.1m | $77.8m | $79.5m | $134.4m | $212.6m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | $388.5m | $63.1m | $77.8m | $79.5m | $134.4m | $132.8m | $148.8m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Bank Owned Life Insurance Income | $2.1m | $2.2m | $1.8m | $2.2m | $2.2m | $1.9m | $1.2m | $1.7m | $2.8m | $2.4m | — | |
| Gain (Loss) on Sales of Loans, Net | $95k | $50k | $458k | $227k | $2.1m | $943k | $155k | $96k | $1.0m | $2.2m | — | |
| Proceeds from Stock Options Exercised | ($806k) | ($641k) | ($540k) | ($992k) | — | — | — | — | — | — | — | |
| Parent Company | $26.6m | $27.6m | $29.6m | $30.6m | $31.4m | $32.4m | $33.6m | $34.5m | $35.0m | $36.1m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | $51.5m | $30.3m | $16.9m | $21.0m | $86.3m | $135.5m | $132.5m | — | |
| Income Taxes Paid, Net | $24.7m | $31.0m | $16.9m | $16.7m | $22.9m | $28.6m | $23.9m | $10.4m | $14.8m | $27.4m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | — | — | — | $10k | ($18k) | $32k | — | |
| Gain (Loss) on Disposition of Assets | — | — | $3.0m | $98k | $3k | — | — | — | — | — | — | |
| Gain (Loss) on Disposition of Business | — | — | — | — | — | — | — | — | — | $188.2m | — | |
| Gain (Loss) on Sale of Mortgage Loans | $95k | $50k | $458k | $227k | $2.1m | $943k | $155k | $96k | $1.0m | $2.2m | — | |
| Goodwill | $92.6m | $92.3m | $92.3m | $92.4m | $92.4m | $92.4m | $92.6m | $92.6m | $92.6m | $72.7m | — | |
| Income Tax Expense (Benefit) | $27.0m | $42.6m | $21.8m | $21.0m | $19.9m | $25.2m | $24.6m | $2.5m | $22.0m | $63.8m | — | |
| Operating Lease, Expense | — | — | — | — | $4.9m | $4.9m | $4.6m | $4.7m | $4.1m | $3.9m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $16.2m | ($2.2m) | $2.8m | $4.3m | $6.6m | $11.5m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($80.2m) | $59.0m | $210.3m | $260.3m | $198.7m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($8.4m) | ($146.3m) | ($250.4m) | ($300.7m) | ($319.5m) | |
| Change In Account Payable | — | — | — | — | — | — | $519k | $2.1m | $1.4m | $66k | $40k | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | $14.7m | $1.7m | $54.9m | ($1.6m) | — | |
| Change In Income Tax Payable | — | — | — | — | — | — | — | $7.6m | $10.2m | $37.5m | $37.5m | |
| Change In Payable | — | — | — | — | — | — | $519k | $9.6m | $11.6m | $37.5m | $40k | |
| Change In Tax Payable | — | — | — | — | — | — | — | $7.6m | $10.2m | $37.5m | $37.5m | |
| Changes In Cash | — | — | — | — | — | — | $14.7m | $1.7m | $54.9m | ($1.6m) | ($63.8m) | |
| End Cash Position | — | — | — | — | — | — | $77.8m | $79.5m | $134.4m | $132.8m | $148.8m | |
| Excess Tax Benefit From Stock Based Compensation | — | — | — | — | — | — | $365k | ($229k) | ($134k) | $69k | $41k | |
| Financing Cash Flow | — | — | — | — | — | — | ($80.2m) |
$59.0m
+173.60%
|
$210.3m
+256.48%
|
$260.3m
+23.75%
|
$198.7m
-23.68%
|
|
| Free Cash Flow | — | — | — | — | — | — | $95.2m | $82.2m | $88.8m | $31.9m | $47.8m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $634k | $70.0m | ($32k) | $78.7m | $78.7m | |
| Gain Loss On Sale Of Business | — | — | — | — | — | — | — | $0 | $0 | ($188.2m) | ($188.2m) | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | ($105k) | ($55k) | ($218k) | $28k | ($53k) | |
| Investing Cash Flow | — | — | — | — | — | — | ($8.4m) | ($146.3m) | ($250.4m) | ($300.7m) | ($319.5m) | |
| Net Business Purchase And Sale | — | — | — | — | — | $0 | — | $0 | $0 | $220.7m | $220.7m | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | $197.6m | $210.8m | $182.5m | ($99.1m) | ($109.9m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($7.9m) | ($6.6m) | ($5.9m) | ($4.5m) | ($6.7m) | |
| Operating Gains Losses | — | — | — | — | — | — | $374k | $69.8m | ($1.3m) | ($111.7m) | ($112.2m) | |
| Other Non Cash Items | — | — | — | — | — | — | ($5.9m) | ($20.7m) | ($860k) | ($64.5m) | — | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $655k | ($1.3m) | ($1.4m) | ($1.0m) | ($1.3m) | |
| Purchase Of Investment | — | — | — | — | — | — | ($183.1m) | ($391.5m) | ($55.9m) | ($812.6m) | ($799.2m) | |
| Purchase Of PPE | $16.1m | $35.3m | $18.1m | $6.0m | $4.6m | $4.7m | ($8.2m) | ($6.8m) | ($6.2m) | ($6.9m) | ($9.2m) | |
| Sale Of Business | — | — | — | — | — | — | — | $0 | $0 | $220.7m | $220.7m | |
| Sale Of Investment | — | — | — | — | — | — | $380.7m | $602.3m | $238.4m | $713.5m | $689.4m | |
| Sale Of PPE | — | — | — | — | — | — | $223k | $146k | $294k | $2.4m | $2.5m | |
| Stock Based Compensation | — | — | — | — | — | — | $4.3m | $4.1m | $4.6m | $3.5m | $3.5m |