← TOMPKINS FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $249.4m |
$270.5m
+8.44%
|
$289.2m
+6.93%
|
$286.1m
-1.10%
|
$299.2m
+4.59%
|
$302.6m
+1.15%
|
$308.3m
+1.85%
|
$219.8m
-28.71%
|
$299.2m
+36.16%
|
$446.6m
+49.25%
|
$260.6m
-41.66%
|
|
| Total Interest and Dividend Income | $202.7m |
$226.8m
+11.85%
|
$251.6m
+10.95%
|
$261.4m
+3.89%
|
$254.3m
-2.70%
|
$241.3m
-5.12%
|
$251.3m
+4.15%
|
$297.4m
+18.32%
|
$347.6m
+16.89%
|
$382.1m
+9.93%
|
— | |
| Noninterest income: | ||||||||||||
| Total Noninterest Income | $68.8m | $69.2m | $77.4m | $75.4m | $73.9m | $78.8m | $78.0m | $10.2m | $88.1m | $196.9m | — | |
| Net Interest Income | $180.6m |
$201.3m
+11.44%
|
$211.8m
+5.21%
|
$210.6m
-0.55%
|
$225.3m
+6.98%
|
$223.8m
-0.69%
|
$230.3m
+2.90%
|
$209.5m
-9.02%
|
$211.1m
+0.76%
|
$249.7m
+18.30%
|
$278.8m
+11.63%
|
|
| Interest Income (Expense), Net | $180.6m |
$201.3m
+11.44%
|
$211.8m
+5.21%
|
$210.6m
-0.55%
|
$225.3m
+6.98%
|
$223.8m
-0.69%
|
$230.3m
+2.90%
|
$209.5m
-9.02%
|
$211.1m
+0.76%
|
$249.7m
+18.30%
|
$407.6m
+63.21%
|
|
| Amortization of Intangible Assets | $2.1m | $1.9m | $1.8m | $1.7m | $1.5m | $1.3m | $873k | $334k | $332k | $292k | — | |
| Operating Lease, Expense | — | — | — | — | $4.9m | $4.9m | $4.6m | $4.7m | $4.1m | $3.9m | — | |
| Noninterest expense: | ||||||||||||
| Total Noninterest Expenses | $158.6m | $171.1m | $181.1m | $181.8m | $185.4m | $190.3m | $195.8m | $203.3m | $199.6m | $210.2m | — | |
| Interest expense: | ||||||||||||
| Total interest expense | $22.1m | $25.5m | $39.8m | $50.8m | $29.0m | $17.5m | $21.0m | $87.8m | $136.5m | $132.3m | — | |
| Net Interest Income After Provision for Credit Loss Expense | $176.3m |
$197.1m
+11.81%
|
$207.9m
+5.44%
|
$209.3m
+0.68%
|
$209.2m
-0.04%
|
$226.0m
+8.04%
|
$227.5m
+0.66%
|
$205.2m
-9.81%
|
$204.5m
-0.33%
|
$238.2m
+16.48%
|
$278.8m
+17.04%
|
|
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | — | — | — | $10k | ($18k) | $32k | — | |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment Loss | $926k | ($407k) | ($466k) | $645k | $443k | $249k | ($634k) | ($70.0m) | $32k | ($78.7m) | — | |
| Gain on sale of TIA | — | — | — | — | — | — | — | $0 | $0 | $188.2m | — | |
| Net gain (loss) on securities transactions | $926k | ($407k) | ($466k) | $645k | $443k | $249k | ($634k) | ($70.0m) | $32k | ($78.7m) | — | |
| Other income | $6.3m | $7.6m | $13.1m | $8.4m | $8.8m | $7.2m | $5.9m | $6.5m | $10.1m | $12.9m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $86.5m | $95.2m | $104.2m | $102.9m | $97.7m | $114.6m | $109.7m | $12.1m | $93.0m | $224.9m | $243.8m | |
| Current Income Tax Expense (Benefit) | $25.2m | $28.0m | $19.5m | $17.9m | $26.2m | $23.4m | $23.6m | $2.9m | $25.1m | $65.1m | $68.5m | |
| Income Tax Expense (Benefit) | $27.0m | $42.6m | $21.8m | $21.0m | $19.9m | $25.2m | $24.6m | $2.5m | $22.0m | $63.8m | $68.5m | |
| Net Income (Loss) Attributable to Parent | $59.3m |
$52.5m
-11.54%
|
$82.3m
+56.80%
|
$81.7m
-0.72%
|
$77.6m
-5.05%
|
$89.3m
+15.05%
|
$85.0m
-4.74%
|
$9.5m
-88.82%
|
$70.8m
+645.40%
|
$161.1m
+127.34%
|
$175.3m
+8.83%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $58.4m |
$51.7m
-11.56%
|
$81.0m
+56.73%
|
$80.4m
-0.72%
|
$76.7m
-4.58%
|
$88.6m
+15.53%
|
$84.8m
-4.36%
|
$9.5m
-88.84%
|
$70.8m
+648.71%
|
$161.1m
+127.34%
|
$175.3m
+8.83%
|
|
| Net Income (Loss) Attributable to Noncontrolling Interest | $131k | $128k | $127k | $127k | $154k | $127k | $126k | $124k | $123k | $0 | $175.3m | |
| Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation | $59.5m | $52.6m | $82.4m | $81.8m | $77.7m | $89.4m | $85.2m | $9.6m | $71.0m | $161.1m | — | |
| Earnings Per Share, Basic | $3.94 | $3.46 | $5.39 | $5.39 | $5.22 | $6.08 | $5.92 | $0.66 | $4.98 | $11.30 | $12.30 | |
| Earnings Per Share, Diluted | $3.91 | $3.43 | $5.35 | $5.37 | $5.20 | $6.05 | $5.89 | $0.66 | $4.97 | $11.24 | $12.23 | |
| Common Stock, Dividends, Per Share, Declared | $1.77 | $1.82 | $1.94 | $2.02 | $2.10 | $2.19 | $2.31 | $2.40 | $2.44 | $3.13 | — | |
| Weighted Average Number of Shares Outstanding, Basic | 14.8m | 15.0m | 15.0m | 14.9m | 14.7m | 14.6m | 14.3m | 14.3m | 14.2m | 14.3m | 14.2m | |
| Weighted Average Number of Shares Outstanding, Diluted | 14.9m | 15.1m | 15.1m | 15.0m | 14.7m | 14.6m | 14.4m | 14.3m | 14.3m | 14.3m | 14.3m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $2.1m | $2.2m | $1.8m | $2.2m | $2.2m | $1.9m | $1.2m | $1.7m | $2.8m | $2.4m | — | |
| Equipment Expense | $6.5m | $7.0m | $7.4m | $7.8m | $7.8m | $8.3m | $8.1m | $8.7m | $7.7m | $7.5m | — | |
| Depreciation, Depletion and Amortization, Nonproduction | $6.3m | $6.8m | $7.6m | $7.7m | $7.8m | $8.0m | $7.6m | $8.1m | $7.5m | $6.6m | $344k | |
| Loans | $169.6m | $191.4m | $214.4m | $226.7m | $227.3m | $214.7m | $217.6m | $260.4m | $302.0m | $334.6m | — | |
| Due from banks | $6k | $37k | $31k | $41k | $194k | $343k | $371k | $674k | $741k | $760k | — | |
| Available-for-sale debt securities | $27.8m | $29.7m | $30.4m | $28.5m | $25.4m | $23.4m | $27.9m | $29.7m | $36.8m | $39.3m | — | |
| Held-to-maturity debt securities | $3.6m | $3.5m | $3.4m | $3.2m | $0 | $2.1m | $4.8m | $4.9m | $4.9m | $4.9m | — | |
| Federal Home Loan Bank and other stock | — | — | — | — | — | $776k | $646k | $1.7m | $3.2m | $2.5m | — | |
| Time certificates of deposits of $250,000 or more | $1.7m | $1.9m | $1.7m | $3.1m | $3.2m | $2.2m | $2.3m | $11.4m | $16.9m | $17.2m | — | |
| Other deposits | $9.1m | $10.3m | $14.9m | $27.8m | $16.8m | $8.6m | $13.9m | $59.4m | $87.1m | $93.0m | — | |
| Federal funds purchased and securities sold under agreements to repurchase | $2.2m | $235k | $152k | $143k | $95k | $64k | $60k | $58k | $46k | $146k | — | |
| Other borrowings | $6.8m | $11.9m | $21.8m | $18.4m | $7.8m | $4.4m | $4.8m | $17.0m | $32.4m | $21.9m | — | |
| Less: Provision for credit loss expense | — | — | $3.9m | $1.4m | $16.2m | ($2.2m) | $2.8m | $4.3m | $6.6m | $11.5m | — | |
| Insurance commissions and fees | $29.5m | $28.8m | $29.4m | $31.1m | $31.5m | $34.8m | $36.2m | $37.4m | $39.1m | $35.6m | — | |
| Wealth management fees | — | — | — | — | — | $19.4m | $18.1m | $18.0m | $19.6m | $20.1m | — | |
| Service charges on deposit accounts | $8.8m | $8.4m | $8.4m | $8.3m | $6.3m | $6.3m | $7.4m | $6.9m | $7.3m | $7.3m | — | |
| Card services income | $8.1m | $9.1m | $9.7m | $10.5m | $9.3m | $10.8m | $11.0m | $11.5m | $12.1m | $11.5m | — | |
| Salaries and wages | $77.0m | $81.6m | $85.6m | $89.4m | $92.5m | $96.0m | $98.3m | $97.4m | $101.2m | $108.6m | $127.5m | |
| Other employee benefits | $19.9m | $21.5m | $22.1m | $23.5m | $24.8m | $24.2m | $25.0m | $27.3m | $26.7m | $27.0m | — | |
| Net occupancy expense of premises | $12.5m | $13.2m | $13.3m | $13.2m | $12.9m | $13.2m | $13.1m | $13.3m | $12.6m | $13.0m | $13.0m | |
| Furniture and fixture expense | $6.5m | $7.0m | $7.4m | $7.8m | $7.8m | $8.3m | $8.1m | $8.7m | $7.7m | $7.5m | — | |
| Other operating expense | $37.1m | $42.9m | $48.3m | $46.2m | $45.8m | $47.3m | $50.5m | $56.3m | $51.2m | $54.0m | — |