← UNITED BANKSHARES INC/WV
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $495.4m |
$680.6m
+37.40%
|
$717.4m
+5.39%
|
$728.4m
+1.54%
|
$1.0b
+43.40%
|
$1.0b
-2.27%
|
$1.0b
+2.82%
|
$1.1b
+0.52%
|
$1.0b
-1.94%
|
$1.2b
+19.58%
|
$1.3b
+3.43%
|
|
| Total interest income | $470.3m |
$623.8m
+32.63%
|
$717.7m
+15.05%
|
$762.6m
+6.25%
|
$798.4m
+4.70%
|
$795.1m
-0.41%
|
$1.0b
+26.02%
|
$1.4b
+39.85%
|
$1.5b
+7.19%
|
$1.7b
+12.23%
|
— | |
| Revenue from contract | $62.6m | $118.9m | $121.8m | $141.6m | $333.2m | $251.0m | $126.7m | $109.8m | $103.5m | $103.6m | — | |
| Net gains on the sales of OREO properties | — | — | — | — | $2.0m | $54k | $700k | ($60k) | ($75k) | ($148k) | — | |
| Noninterest income: | ||||||||||||
| Net interest income | $425.3m |
$549.0m
+29.08%
|
$588.6m
+7.22%
|
$577.9m
-1.82%
|
$689.8m
+19.35%
|
$742.7m
+7.68%
|
$896.4m
+20.69%
|
$919.9m
+2.62%
|
$911.1m
-0.96%
|
$1.1b
+20.97%
|
$1.1b
+3.02%
|
|
| Interest Income (Expense), Net | $425.3m |
$549.0m
+29.08%
|
$588.6m
+7.22%
|
$577.9m
-1.82%
|
$689.8m
+19.35%
|
$742.7m
+7.68%
|
$896.4m
+20.69%
|
$919.9m
+2.62%
|
$911.1m
-0.96%
|
$1.1b
+20.97%
|
$1.7b
+53.80%
|
|
| Amortization of Intangible Assets | $3.9m | $7.8m | $8.0m | $7.0m | $6.6m | $5.9m | $5.5m | $5.1m | $3.6m | $9.4m | — | |
| Noninterest expense: | ||||||||||||
| Interest expense: | ||||||||||||
| Total interest expense | $45.0m | $74.8m | $129.1m | $184.6m | $108.6m | $52.4m | $105.6m | $481.4m | $591.1m | $583.7m | — | |
| Net interest income after provision for credit losses | $400.8m |
$520.6m
+29.88%
|
$566.6m
+8.84%
|
$556.6m
-1.77%
|
$583.2m
+4.78%
|
$766.7m
+31.46%
|
$877.6m
+14.47%
|
$888.8m
+1.27%
|
$885.9m
-0.32%
|
$1.0b
+18.33%
|
$1.1b
+8.31%
|
|
| Gain (Loss) on Investments | — | — | — | — | — | — | — | — | ($7.7m) | $11.2m | — | |
| Total other income | $70.0m | $131.6m | $128.7m | $150.5m | $354.7m | $278.1m | $153.3m | $135.3m | $123.7m | $135.2m | — | |
| Total other expense | $248.2m | $367.4m | $368.2m | $382.7m | $578.2m | $581.9m | $555.1m | $560.2m | $545.0m | $600.1m | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $222.7m | $284.8m | $327.2m | $324.4m | $359.7m | $462.9m | $475.8m | $463.8m | $464.6m | $583.4m | $644.5m | |
| Income taxes | $75.6m | $134.2m | $70.8m | $64.3m | $70.7m | $95.1m | $96.2m | $97.5m | $91.6m | $118.8m | — | |
| Current Income Tax Expense (Benefit) | — | — | — | — | — | — | — | — | — | $102.2m | $129.4m | |
| Net Income (Loss) Attributable to Parent | $147.1m |
$150.6m
+2.38%
|
$256.3m
+70.24%
|
$260.1m
+1.47%
|
$289.0m
+11.12%
|
$367.7m
+27.23%
|
$379.6m
+3.23%
|
$366.3m
-3.51%
|
$373.0m
+1.82%
|
$464.6m
+24.56%
|
$514.1m
+10.66%
|
|
| Net Income (Loss) Available to Common Stockholders, Basic | $146.8m |
$150.3m
+2.39%
|
$255.9m
+70.20%
|
$259.5m
+1.42%
|
$288.3m
+11.09%
|
$366.7m
+27.20%
|
$378.6m
+3.25%
|
$365.4m
-3.48%
|
$372.2m
+1.84%
|
$463.6m
+24.56%
|
$514.1m
+10.90%
|
|
| Earnings Per Share, Basic | $2.00 | $1.54 | $2.46 | $2.55 | $2.40 | $2.84 | $2.81 | $2.72 | $2.76 | $3.28 | $3.68 | |
| Earnings Per Share, Diluted | $1.99 | $1.54 | $2.45 | $2.55 | $2.40 | $2.83 | $2.80 | $2.71 | $2.75 | $3.27 | $3.67 | |
| Weighted Average Number of Shares Outstanding, Basic | 73.5m | 97.5m | 104.0m | 101.6m | 120.0m | 129.3m | 134.8m | 134.5m | 134.9m | 141.5m | 139.8m | |
| Weighted Average Number of Shares Outstanding, Diluted | 73.9m | 97.9m | 104.3m | 101.9m | 120.1m | 129.5m | 135.1m | 134.8m | 135.2m | 141.8m | 140.2m | |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance Income | $5.8m | $5.1m | $5.0m | $7.3m | $7.2m | $6.8m | $9.2m | $8.3m | $11.2m | $13.2m | — | |
| Equipment Expense | $8.6m | $10.5m | $13.8m | $14.2m | $20.9m | $26.0m | $29.3m | $29.7m | $29.7m | $34.9m | — | |
| Business Combination, Acquisition Related Costs | $5.4m | — | — | — | $54.2m | — | — | — | — | — | — | |
| Taxes, Miscellaneous | $7.8m | $12.6m | $11.4m | $11.3m | $12.1m | $12.4m | $13.5m | $16.2m | $16.9m | $18.3m | — | |
| Interest and fees on loans and leases | $430.7m | $565.5m | $636.7m | $667.0m | $721.8m | $724.5m | $864.6m | $1.2b | $1.3b | $1.5b | — | |
| Interest on federal funds sold and other short-term investments | $3.5m | $16.0m | $19.3m | $21.3m | $9.8m | $8.7m | $22.9m | $47.1m | $66.2m | $93.7m | — | |
| Taxable | $32.4m | $36.7m | $56.3m | $70.8m | $61.8m | $54.7m | $105.8m | $144.4m | $128.7m | $107.3m | — | |
| Tax-exempt | $3.8m | $5.5m | $5.5m | $3.5m | $5.0m | $7.2m | $8.7m | $6.6m | $4.6m | $4.8m | — | |
| Interest on deposits | $29.1m | $49.7m | $91.5m | $135.6m | $78.6m | $41.6m | $80.2m | $391.1m | $539.8m | $554.5m | — | |
| Interest on short-term borrowings | $1.6m | $1.6m | $2.2m | $2.3m | $1.0m | $693k | $1.8m | $6.4m | $8.0m | $5.8m | — | |
| Interest on long-term borrowings | $14.3m | $23.5m | $35.3m | $46.6m | $29.0m | $10.1m | $23.5m | $83.9m | $43.3m | $23.4m | — | |
| Provision for credit losses | — | — | $22.0m | $21.3m | $106.6m | ($24.0m) | $18.8m | $31.2m | $25.2m | $53.9m | — | |
| Income from bank-owned life insurance | $5.8m | $5.1m | $5.0m | $7.3m | $7.2m | $6.8m | $9.2m | $8.3m | $11.2m | $13.2m | — | |
| Mortgage loan servicing income | — | — | $0 | $0 | $6.2m | $9.6m | $9.2m | $13.7m | $9.0m | $0 | — | |
| Net investment securities gains (losses) | $280k | $5.6m | ($2.6m) | $175k | $3.2m | $2.7m | $776k | ($7.6m) | ($7.7m) | $11.2m | — | |
| Employee compensation | $93.3m | $164.2m | $164.5m | $174.0m | $274.7m | $280.0m | $242.4m | $230.8m | $234.6m | $252.1m | — | |
| Employee benefits | $29.0m | $37.1m | $36.2m | $35.7m | $48.9m | $53.9m | $45.9m | $48.4m | $53.6m | $54.3m | — | |
| Net occupancy expense | $27.5m | $39.1m | $36.5m | $34.9m | $41.3m | $42.0m | $45.1m | $46.4m | $46.1m | $49.8m | $50.8m | |
| Other real estate owned ("OREO") expense | $5.8m | $6.0m | $3.4m | $5.3m | $5.7m | $5.4m | $2.1m | $1.4m | $576k | $892k | — | |
| Data processing expense | $15.3m | $21.0m | $23.8m | $22.2m | $35.4m | $31.4m | $30.0m | $29.4m | $29.6m | $32.6m | — | |
| Mortgage loan servicing expense and impairment | — | — | $271k | $423k | $9.4m | $12.2m | $7.1m | $5.6m | $2.7m | $0 | — | |
| Bankcard processing expense | $1.7m | $1.8m | $2.0m | $1.9m | $1.7m | $1.7m | $1.9m | $2.2m | $2.5m | $2.3m | — | |
| FDIC insurance expense | $8.5m | $7.1m | $11.5m | $8.1m | $10.1m | $8.3m | $12.0m | $30.4m | $19.7m | $17.0m | — | |
| Dividends per common share | $1 | $1 | $1 | $1 | $1 | $1 | $1 | $1 | $1 | $1 | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.