← UMB FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $158.8m |
$247.1m
+55.61%
|
$195.5m
-20.88%
|
$243.6m
+24.60%
|
$286.5m
+17.61%
|
$353.0m
+23.22%
|
$431.7m
+22.28%
|
$350.0m
-18.92%
|
$441.2m
+26.06%
|
$702.4m
+59.19%
|
— | |
| Depreciation and amortization | $54.6m | $54.9m | $53.1m | $56.3m | $62.8m | $55.7m | $54.0m | $58.7m | $52.8m | $141.8m | $144.6m | |
| Depreciation, Amortization and Accretion, Net | ($2.3m) | — | — | — | — | — | $54.0m | $58.7m | $52.8m | $141.8m | $144.6m | |
| Amortization of Debt Issuance Costs | — | — | — | — | $131k | $450k | $556k | $876k | $876k | $745k | — | |
| Amortization of Intangible Assets | $12.3m | $7.3m | $5.8m | $5.5m | $6.5m | $4.8m | $5.0m | $8.6m | $7.7m | $93.5m | — | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $54.0m | $58.7m | $52.8m | $141.8m | $144.6m | |
| Deferred Income Tax Expense (Benefit) | $2.8m | $59.7m | ($20.3m) | ($153k) | ($4.8m) | ($12.7m) | ($6.3m) | ($20.4m) | ($16.2m) | $82.8m | $76.9m | |
| Deferred Tax | — | — | — | — | — | — | ($6.3m) | ($20.4m) | ($16.2m) | $82.8m | $76.9m | |
| Share-based Payment Arrangement, Noncash Expense | $11.7m | $13.3m | $11.1m | $14.8m | $15.1m | $21.2m | $21.5m | $18.7m | $22.6m | $37.7m | $39.8m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Impairment of Intangible Assets, Finite-lived | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Income (Loss) from Equity Method Investments | $2.7m | ($1.1m) | — | — | — | — | — | — | — | — | — | |
| Change In Working Capital | — | — | — | — | — | — | $232.0m | ($15.8m) | ($362.3m) | $80.2m | $5.2m | |
| Change In Receivables | — | — | — | — | — | — | ($58.2m) | ($31.1m) | ($24.6m) | ($29.3m) | ($20.1m) | |
| Change In Payables And Accrued Expense | — | — | — | — | — | — | ($11.0m) | $148.2m | ($20.5m) | $26.2m | ($24.2m) | |
| Change In Accrued Expense | — | — | — | — | — | — | ($11.0m) | $148.2m | ($20.5m) | $26.2m | ($24.2m) | |
| Net Cash Provided by (Used in) Operating Activities | $296.4m |
$326.5m
+10.15%
|
$297.1m
-9.01%
|
$341.4m
+14.92%
|
$373.6m
+9.42%
|
$534.1m
+42.96%
|
$769.6m
+44.09%
|
$472.6m
-38.59%
|
$225.3m
-52.33%
|
$1.0b
+355.73%
|
$1.1b
+6.05%
|
|
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Property, Plant, and Equipment | $50.8m | $36.4m | $57.9m | $72.3m | $60.2m | $33.7m | $51.7m | $26.9m | $24.2m | $48.6m | ($48.1m) | |
| Equipment Expense | $67.3m | $72.0m | $75.2m | $79.1m | $85.7m | $78.4m | $74.3m | $68.7m | $63.4m | $64.9m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $1.8b | $1.2b | $1.0b | $1.3b | $2.5b | $1.7b | $1.1b | $1.2b | $7.4b | $1.7b | — | |
| Cash, Cash Equivalents, and Short-term Investments | $1.5b | $1.9b | $2.3b | $3.3b | $5.2b | $10.5b | $2.6b | $5.9b | $9.1b | $9.4b | — | |
| Debt Securities, Realized Gain (Loss) | — | — | $578k | $3.2m | $120.6m | — | — | — | — | — | — | |
| Gain (Loss) on Investments | — | — | $578k | — | — | $5.1m | $58.4m | ($3.1m) | $10.7m | $31.0m | ($49.3m) | |
| Net Other Investing Changes | — | — | — | — | — | ($100.0m) | — | ($3.0m) | — | ($33.6m) | ($33.6m) | |
| Net Cash Provided by (Used in) Investing Activities | — | ($478.6m) | ($1.8b) | ($3.0b) | ($4.5b) | ($4.2b) | ($3.8b) | ($1.3b) | ($3.3b) | ($5.6b) | ($5.9b) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | $11.7m | $1.5m | $1.7m | $4.8m | — | — | — | — | — | $200.0m | ($188.9m) | |
| Debt and Equity Securities, Gain (Loss) | — | — | — | — | $120.6m | $5.1m | $58.4m | ($3.1m) | $10.7m | $31.0m | — | |
| Proceeds from Issuance of Long-term Debt | $1.5m | $3.0m | $4.0m | $18.6m | $200.0m | — | $110.0m | — | — | — | $0 | |
| Issuance Of Debt | — | — | — | — | — | — | $110.0m | $32.9b | $500.0m | $0 | $0 | |
| Long Term Debt Issuance | — | — | — | — | — | $0 | $110.0m | $0 | $0 | ($200.0m) | $0 | |
| Long Term Debt Payments | — | — | — | — | — | — | — | $0 | $0 | ($200.0m) | ($188.9m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $110.0m | $1.8b | ($1.8b) | ($200.0m) | ($188.9m) | |
| Net Short Term Debt Issuance | — | — | — | — | — | — | $0 | $1.8b | ($1.8b) | $0 | ($1.3b) | |
| Repayment Of Debt | — | — | — | — | — | — | $0 | ($31.1b) | ($2.3b) | ($200.0m) | ($188.9m) | |
| Short Term Debt Issuance | — | — | — | — | — | — | $0 | $32.9b | $500.0m | $0 | $0 | |
| Short Term Debt Payments | — | — | — | — | — | — | $0 | ($31.1b) | ($2.3b) | $0 | ($1.3b) | |
| Payments for Repurchase of Common Stock | $16.4m | $15.3m | $76.5m | $4.5m | $63.8m | $5.5m | $32.0m | $8.4m | $7.7m | $17.6m | — | |
| Proceeds from Issuance of Common Stock | — | — | — | — | — | — | — | — | — | $235.1m | $0 | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($72.0m) | ($74.2m) | ($77.1m) | ($135.6m) | ($151.2m) | |
| Common Stock Issuance | — | — | — | — | — | — | — | $0 | $0 | $235.1m | $0 | |
| Common Stock Payments | — | — | — | — | — | — | ($32.0m) | ($8.4m) | ($7.7m) | ($17.6m) | ($39.3m) | |
| Issuance Of Capital Stock | — | — | — | — | — | — | — | $0 | $0 | $529.2m | $4k | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($32.0m) | ($8.4m) | ($7.7m) | $217.5m | ($39.3m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($32.0m) | ($8.4m) | ($7.7m) | ($132.6m) | ($154.3m) | |
| Dividends paid | $49 | $52 | $58 | $59 | $60 | $67 | $72 | $74 | $77 | $136 | ($151.2m) | |
| Payments of Dividends | $49 | $52 | $58 | $59 | $60 | $67 | $72 | $74 | $77 | $136 | ($151.2m) | |
| Cash Dividends Paid | — | — | — | — | — | — | ($72.0m) | ($74.2m) | ($77.1m) | ($135.6m) | ($151.2m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($2.1m) | — | ($1.4m) | ($524k) | ($524k) | |
| Net Cash Provided by (Used in) Financing Activities | — | $804.3m |
$1.4b
+75.43%
|
$2.7b
+88.09%
|
$5.9b
+124.03%
|
$9.4b
+58.40%
|
($4.6b)
-148.64%
|
$4.8b
+204.15%
|
$6.0b
+24.87%
|
$3.9b
-34.26%
|
($563.3m)
-114.38%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($5.0m) | $1.8b | $5.7b | ($7.7b) | $4.0b | $2.9b | ($676.7m) | $5.6b | |
| Beginning Cash Position | — | — | — | — | — | — | $9.2b | $1.6b | $5.5b | $8.4b | $11.0b | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $1.7b | $3.5b | $9.2b | $1.6b | $5.5b | $8.4b | $7.8b | $5.6b | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | — | — | — | — | $130.5m | $20.0m | $37.9m | $41.2m | $61.0m | $154.5m | $102.5m | |
| Proceeds from Stock Options Exercised | $16.9m | — | — | — | — | — | — | — | — | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $115.2m | $189.6m | $84.1m | $47.1m | $196.5m | $844.4m | $1.2b | $1.5b | — | |
| Income Taxes Paid, Net | — | — | — | $2.2m | $34.1m | $92.6m | $102.0m | $79.3m | $76.9m | $63.2m | — | |
| Additional Financial Items | ||||||||||||
| Gain (Loss) on Disposition of Assets | $762k | $103.3m | $2.7m | $374k | $797k | $2.7m | $3.1m | $4.3m | $3.2m | ($105k) | — | |
| Goodwill | $228.4m | $180.9m | $180.9m | $180.9m | $180.9m | $174.5m | $207.4m | $207.4m | $207.4m | $1.8b | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | — | $183.0m | $196.3m | $243.6m | $286.5m | — | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | — | $64.1m | ($747k) | — | — | — | — | — | — | — | — | |
| Income Tax Expense (Benefit) | $48.2m | $53.4m | $27.3m | $42.4m | $52.4m | $76.0m | $100.3m | $71.6m | $100.0m | $172.6m | — | |
| Operating Lease, Expense | — | — | — | $12.3m | $12.8m | $11.8m | $11.9m | $11.1m | $10.5m | $16.6m | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $127.9m | $23.0m | $37.4m | $39.2m | $62.0m | $156.5m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($4.6b) | $4.8b | $6.0b | $3.9b | ($563.3m) | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($3.8b) | ($1.3b) | ($3.3b) | ($5.6b) | ($5.9b) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($7.7b) | $4.0b | $2.9b | ($676.7m) | — | |
| Change In Other Working Capital | — | — | — | — | — | — | $301.2m | ($132.9m) | ($317.2m) | $83.2m | $49.5m | |
| Changes In Cash | — | — | — | — | — | — | ($7.7b) | $4.0b | $2.9b | ($676.7m) | ($5.4b) | |
| End Cash Position | — | — | — | — | — | — | $1.6b | $5.5b | $8.4b | $7.8b | $5.6b | |
| Financing Cash Flow | — | — | — | — | — | — | ($4.6b) |
$4.8b
+204.15%
|
$6.0b
+24.87%
|
$3.9b
-34.26%
|
($563.3m)
-114.38%
|
|
| Free Cash Flow | — | — | — | — | — | — | $717.8m | $449.5m | $205.3m | $978.1m | $1.0b | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | ($44.5m) | $3.0m | ($21.2m) | ($24.8m) | ($49.3m) | |
| Investing Cash Flow | — | — | — | — | — | — | ($3.8b) | ($1.3b) | ($3.3b) | ($5.6b) | ($5.9b) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | $548.6m | ($793k) | ($109.0m) | $169.3m | ($5.7m) | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($640.9m) | $156.1m | ($386.5m) | ($2.4b) | ($1.4b) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($45.0m) | ($23.1m) | ($20.0m) | ($48.6m) | ($48.1m) | |
| Net Preferred Stock Issuance | — | — | — | — | — | — | — | $0 | $0 | $179.1m | ($115.0m) | |
| Operating Gains Losses | — | — | — | — | — | — | ($48.8m) | ($3.0m) | ($26.6m) | ($27.4m) | ($51.3m) | |
| Other Non Cash Items | — | — | — | — | — | — | $1.1m | $127k | $4.8m | $4.2m | — | |
| Preferred Stock Issuance | — | — | — | — | — | — | — | $0 | $0 | $294.1m | $4k | |
| Preferred Stock Payments | — | — | — | — | — | — | — | $0 | $0 | ($115.0m) | ($115.0m) | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $2.1m | $2.5m | $4.7m | $1.3m | $1.6m | |
| Purchase Of Investment | — | — | — | — | — | — | ($2.3b) | ($1.8b) | ($8.4b) | ($5.4b) | ($3.9b) | |
| Purchase Of PPE | $50.8m | $36.4m | $57.9m | $72.3m | $60.2m | $33.7m | ($51.7m) | ($23.1m) | ($20.0m) | ($48.6m) | ($48.1m) | |
| Sale Of Investment | — | — | — | — | — | — | $1.6b | $2.0b | $8.0b | $3.0b | $2.5b | |
| Sale Of PPE | — | — | — | — | — | $3.9m | $6.7m | $3.8m | $4.2m | — | $1.9m | |
| Stock Based Compensation | — | — | — | — | — | — | $21.5m | $18.7m | $22.6m | $37.7m | $39.8m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.