Waterstone Financial, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Gain (Loss) on Sales of Mortgage Backed Securities (MBS) $583k $152k
Noninterest income:
Interest Income (Expense), Net $43.4m
$50.7m +16.78%
$54.2m +6.79%
$52.2m -3.65%
$53.5m +2.50%
$55.5m +3.77%
$57.0m +2.59%
$50.2m -11.83%
$46.2m -8.06%
$56.7m +22.89%
$118.3m +108.46%
Labor and Related Expense $95.1m $97.1m $97.8m $101.7m $139.0m $135.1m $99.6m $84.1m $81.1m $79.6m
Noninterest expense:
Interest expense:
Total interest expense $20.3m $16.4m $19.5m $27.5m $25.0m $14.4m $13.3m $49.0m $67.0m $59.4m
Debt and Equity Securities, Gain (Loss) $0 $0
Gain (Loss) on Investments $0
Gain (Loss) Related to Litigation Settlement $0 $0
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $92.1m $24.5m $11.0m $24.0m $33.4m $38.1m
Current Income Tax Expense (Benefit) $14.9m $15.4m $9.0m $11.0m $29.6m $19.9m $5.5m $2.7m $3.8m $6.3m $8.0m
Income Tax Expense (Benefit) $16.5m $18.5m $9.5m $11.7m $27.0m $21.3m $5.0m $1.7m $5.3m $7.0m $8.0m
Net Income (Loss) Attributable to Parent $25.5m
$26.0m +1.69%
$30.8m +18.45%
$35.9m +16.74%
$81.1m +126.01%
$70.8m -12.76%
$19.5m -72.47%
$9.4m -51.89%
$18.7m +99.34%
$26.4m +41.28%
$30.1m +14.00%
Undistributed Earnings (Loss) Allocated to Participating Securities, Basic $0 $0
Earnings Per Share, Basic $0.94 $0.95 $1.12 $1.38 $3.32 $2.98 $0.89 $0.47 $1.01 $1.48 $1.73
Earnings Per Share, Diluted $0.93 $0.93 $1.11 $1.37 $3.30 $2.96 $0.89 $0.46 $1.01 $1.48 $1.73
Common Stock, Dividends, Per Share, Declared $0.26 $0.98 $0.99 $1.00 $1.29 $1.28 $0.80 $0.70 $0.60 $0.60
Weighted Average Number of Shares Outstanding, Basic 27.0m 27.5m 27.4m 26.0m 24.5m 23.7m 21.9m 20.2m 18.6m 17.8m 17.4m
Weighted Average Number of Shares Outstanding, Diluted 27.4m 27.9m 27.6m 26.2m 24.6m 23.9m 22.0m 20.2m 18.6m 17.9m 17.4m
Additional Financial Items
Bank Owned Life Insurance Income $1.8m $1.8m $1.8m $1.9m $1.9m $1.6m $1.7m $1.7m $2.0m $2.6m