← WINTRUST FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $206.9m |
$257.7m
+24.56%
|
$343.2m
+33.17%
|
$355.7m
+3.65%
|
$293.0m
-17.63%
|
$466.2m
+59.10%
|
$509.7m
+9.34%
|
$622.6m
+22.16%
|
$695.0m
+11.63%
|
$823.8m
+18.53%
|
— | |
| Net Income (Loss) Available to Common Stockholders, Basic | $192.4m |
$247.9m
+28.87%
|
$335.0m
+35.12%
|
$347.5m
+3.74%
|
$271.6m
-21.84%
|
$438.2m
+61.33%
|
$481.7m
+9.93%
|
$594.7m
+23.45%
|
$667.1m
+12.18%
|
$774.2m
+16.05%
|
— | |
| Depreciation, Depletion and Amortization | $32.1m | $31.5m | $33.2m | $38.0m | $46.4m | $54.0m | $53.1m | $56.9m | $61.4m | $66.9m | $117.6m | |
| Depreciation, Amortization and Accretion, Net | $53.1m | $63.1m | $67.7m | $88.4m | $96.4m | $101.8m | $82.1m | $84.8m | $100.1m | $118.8m | $117.6m | |
| Amortization of Intangible Assets | $4.8m | $4.4m | $4.6m | $11.8m | $11.0m | $7.7m | $6.1m | $5.5m | $12.1m | $21.4m | — | |
| Deferred Income Tax Expense (Benefit) | $6.7m | $63.2m | $55.2m | $44.6m | ($4.1m) | ($2.9m) | $22.1m | ($19.7m) | $11.0m | $44.8m | $44.8m | |
| Share-based Payment Arrangement, Noncash Expense | $9.3m | $12.9m | $13.5m | $11.3m | ($4.9m) | $16.2m | $31.7m | $33.5m | $38.1m | $41.6m | $44.0m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | $1.4m | $0 | $304k | $1.9m | $3.9m | $3.0m | — | |
| Share-based Payment Arrangement, Expense | $9.3m | $12.9m | $13.5m | $11.3m | ($4.9m) | $16.2m | $31.7m | $33.5m | $38.9m | $42.0m | $44.0m | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | — | — | $1.1m | $262k | $3.0m | $2.4m | $12.2m | $688k | $3.7m | $2.1m | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment Loss | $7.6m | $45k | $33k | $899k | $221k | $1.1m | $439k | $1.1m | $2.4m | $2.5m | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | — | — | — | — | — | — | $78.2m | $114.5m | $100.9m | $95.8m | — | |
| Increase (Decrease) in Other Operating Assets | $43.6m | $126.1m | $133.5m | $133.0m | $131.9m | ($187.7m) | $91.6m | $205.4m | $131.4m | $69.0m | — | |
| Increase (Decrease) in Other Operating Liabilities | $113.3m | $30.7m | ($27.0m) | ($11.9m) | $46.9m | $78.5m | $377.4m | $164.6m | ($49.3m) | ($57.7m) | — | |
| Net Cash Provided by (Used in) Operating Activities | $309.1m |
$401.0m
+29.75%
|
$377.2m
-5.95%
|
$266.0m
-29.48%
|
($518.5m)
-294.92%
|
$1.1b
+318.12%
|
$1.4b
+21.59%
|
$744.4m
-45.86%
|
$721.6m
-3.07%
|
$910.3m
+26.16%
|
$1.6b
+80.56%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | $305k | $192k | ($64k) | ($92k) | ($421k) | — | ($2.8m) | ($1.3m) | ($336k) | ($438k) | ($240.5m) | |
| Payments to Acquire Property, Plant, and Equipment | $33.9m | $59.2m | $68.3m | $82.0m | $63.6m | $57.1m | $53.4m | $46.4m | $86.0m | $50.0m | ($70.7m) | |
| Equipment Expense | $37.1m | $38.4m | $42.9m | $52.3m | $68.5m | $87.5m | $95.9m | $104.6m | $122.8m | $142.4m | — | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $1.2b | $284.3m | $352.7m | $718.3m | $1.6b | $1.3b | $386.3m | — | — | — | — | |
| Gain (Loss) on Investments | — | — | ($2.0m) | $3.5m | ($2.4m) | ($1.1m) | ($20.4m) | $1.5m | ($2.6m) | $8.3m | ($6.3m) | |
| Payments to Acquire Businesses, Net of Cash Acquired | $613.6m | $284k | $53.9m | $108.4m | $0 | $585.4m | $0 | $5.1m | ($531.3m) | $0 | $0 | |
| Net Cash Provided by (Used in) Investing Activities | ($2.5b) | ($2.3b) | ($2.8b) | ($4.0b) | ($7.2b) | ($5.9b) | ($3.5b) | ($3.2b) | ($5.9b) | ($6.2b) | ($6.5b) | |
| Cash flows from financing activities: | ||||||||||||
| Debt and Equity Securities, Realized Gain (Loss) | — | — | $11k | ($158k) | — | — | — | — | — | — | — | |
| Gain (Loss) on Extinguishment of Debt | $3.6m | $0 | $0 | — | — | — | — | — | — | — | — | |
| Payments for Repurchase of Common Stock | $616k | $397k | $648k | $1.3m | $92.1m | $9.5m | $0 | $0 | — | — | — | |
| Proceeds from Issuance of Common Stock | $152.9m | $0 | $0 | — | — | — | $285.7m | $0 | $0 | — | $0 | |
| Dividends paid | $38.6m | $40.5m | $51.0m | $65.1m | $85.9m | $98.6m | $108.2m | $125.7m | $143.3m | $169.4m | ($179.4m) | |
| Payments of Dividends | $38.6m | $40.5m | $51.0m | $65.1m | $85.9m | $98.6m | $108.2m | $125.7m | $143.3m | $169.4m | ($179.4m) | |
| Net Cash Provided by (Used in) Financing Activities | $2.2b |
$1.9b
-12.29%
|
$2.5b
+30.92%
|
$3.6b
+45.84%
|
$7.7b
+112.13%
|
$4.9b
-36.84%
|
$2.2b
-55.07%
|
$2.4b
+10.49%
|
$5.3b
+116.82%
|
$5.3b
+0.15%
|
$4.8b
-8.98%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($105.7m) | $36.0m | $88.7m | $79.8m | ($67.5m) | $35.1m | $9.4m | $595.9m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $286.5m | $322.5m | $411.2m | $491.0m | $423.5m | $458.5m | $467.9m | $595.9m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Provision for Loan, Lease, and Other Losses | $34.1m | $29.8m | $34.8m | $53.9m | $214.2m | ($59.3m) | $78.6m | $114.4m | $101.0m | $95.6m | $102.1m | |
| Proceeds from Stock Options Exercised | — | $24.1m | $11.7m | $5.7m | $9.7m | $14.0m | $5.2m | $2.2m | $86k | $220k | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $197.9m | $327.3m | $257.4m | $156.9m | $239.2m | $1.0b | $1.5b | $1.5b | — | |
| Income Taxes Paid, Net | $94.9m | $76.8m | $69.1m | $60.8m | $105.3m | $178.6m | $153.5m | $231.7m | $252.9m | $222.4m | — | |
| Additional Financial Items | ||||||||||||
| Derivative, Gain (Loss) on Derivative, Net | — | — | — | — | — | $569k | ($1.7m) | $3.0m | ($61.0m) | $6.1m | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | ($2.1m) | $2.5m | $447k | $277k | ($8.7m) | $1.1m | ($1.3m) | $7.9m | — | |
| Gain (Loss) on Sale of Mortgage Loans | $113.0m | $88.7m | $105.0m | $135.6m | $339.1m | $214.1m | $43.4m | $37.7m | $46.4m | $65.3m | — | |
| Goodwill | $498.6m | $501.9m | $573.1m | $645.2m | $645.7m | $655.1m | $653.5m | $656.7m | $796.9m | $798.0m | — | |
| Income Tax Expense (Benefit) | $125.0m | $132.3m | $117.0m | $124.4m | $96.8m | $171.6m | $190.9m | $222.5m | $252.0m | $294.6m | — | |
| Operating Lease, Lease Income | — | — | — | $9.4m | $47.6m | $53.7m | $55.5m | $53.3m | $58.7m | $62.3m | — | |
| Pension Cost (Reversal of Cost) | $526k | $1.2m | ($38k) | $487k | $0 | $0 | — | — | — | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | $214.2m | — | — | — | — | — | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.