Discounted Cash Flow
Western Union Co.
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $6.3b | $294.1m | $1.1b | 4.7% | $0.52 |
| 2017 | $6.4b (1.9%) | $-647.1m (-320.0%) | $774.4m (-31.5%) | -10.1% (-316.0%) | $-1.19 (-328.8%) |
| 2018 | $6.3b (-2.6%) | $989.6m (252.9%) | $795.2m (2.7%) | 15.8% (256.9%) | $1.89 (258.8%) |
| 2019 | $5.8b (-6.5%) | $1.2b (24.2%) | $1.0b (26.6%) | 21.0% (32.9%) | $2.47 (30.7%) |
| 2020 | $5.4b (-8.1%) | $864.6m (-29.7%) | $976.9m (-2.9%) | 16.1% (-23.5%) | $1.81 (-26.7%) |
| 2021 | $5.7b (5.2%) | $936.0m (8.3%) | $1.2b (19.8%) | 16.6% (2.9%) | $1.98 (9.4%) |
| 2022 | $4.9b (-12.6%) | $1.1b (13.0%) | $638.5m (-45.4%) | 21.4% (29.2%) | $2.35 (18.7%) |
| 2023 | $4.8b (-2.3%) | $727.2m (-31.3%) | $883.0m (38.3%) | 15.1% (-29.7%) | $1.69 (-28.1%) |
| 2024 | $4.7b (-3.1%) | $1.1b (49.2%) | $428.5m (-51.5%) | 23.2% (54.1%) | $2.75 (62.7%) |
| 2025 | $4.5b (-3.7%) | $580.3m (-46.5%) | $586.8m (36.9%) | 12.9% (-44.5%) | $1.53 (-44.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in EUR. Values above are converted to USD for comparison with the US-listed share price.
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Net debt deduction: —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.