Revenue (FY 2025)
↑40.0% YoY
$151.70M
3-Yr CAGR: 13.0%
Net Income
↑16.3% YoY
$37.05M
Net Margin: 24.4%
Free Cash Flow
↑35.4% YoY
$52.57M
FCF Yield: 7.90%
EPS (Diluted)
↓-3.5% YoY
$3.60
Basic: $3.61
Return on Equity
Efficiency
8.8%
ROA: 1.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ACNB)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $49.8M | — | $45.8M | $10.9M | — | — | — | $0.80 | 2.56% | $12.1M | $9.8M | — |
| FY 2017 | $60.5M | +21.6% | $55.1M | $9.8M | -9.9% | — | — | $0.80 | 2.71% | $17.0M | $15.2M | +56.0% |
| FY 2018 | $73.0M | +20.7% | $65.6M | $21.7M | +122.2% | — | — | $0.89 | 2.27% | $29.5M | $27.8M | +82.3% |
| FY 2019 | $77.6M | +6.2% | $67.4M | $23.7M | +9.1% | — | — | $0.98 | 2.59% | $25.7M | $24.3M | -12.6% |
| FY 2020 | $93.2M | +20.1% | $80.9M | $18.4M | -22.5% | — | — | $1.00 | 4.00% | $25.5M | $24.4M | +0.5% |
| FY 2021 | $94.0M | +0.9% | $87.1M | $27.8M | +51.3% | — | — | $1.03 | 3.29% | $42.1M | $40.5M | +66.0% |
| FY 2022 | $105.2M | +11.9% | $101.6M | $35.8M | +28.4% | $4.15 | — | $1.06 | 2.66% | $39.2M | $37.4M | -7.8% |
| FY 2023 | $106.8M | +1.5% | $98.4M | $31.7M | -11.4% | $3.71 | -10.6% | $1.14 | 2.55% | $40.6M | $39.4M | +5.5% |
| FY 2024 | $108.3M | +1.5% | $84.5M | $31.8M | +0.5% | $3.73 | +0.5% | $1.26 | 3.16% | $39.8M | $38.8M | -1.6% |
| FY 2025 | $151.7M | +40.0% | $111.6M | $37.1M | +16.3% | $3.60 | -3.5% | $1.38 | 2.85% | $53.6M | $52.6M | +35.4% |
Valuation
Market Price
$65.02
Market Cap
$665.72M
Enterprise Value
$855.45M
P/E Ratio
18.06
P/B Ratio
1.58
FCF Yield
7.90%
Dividend Yield
2.12%
Shares Outstanding
Profitability & Margins
Gross Margin
73.55%
Operating Margin
30.62%
Net Margin
24.42%
Return on Equity (ROE)
8.82%
Return on Assets (ROA)
1.15%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
12.97%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.608
Debt / Assets
0.079
Cash & Equivalents
$65.65M
Total Debt
$255.38M
Book Value / Share
$41.13
Cash Flow Efficiency
Operating Cash Flow
$53.64M
Capital Expenditures (CapEx)
$1.08M
Free Cash Flow
$52.57M
OCF / Revenue
35.36%
FCF / Revenue
34.65%
FCF 3-Yr CAGR
12.03%
Per Share Metrics
EPS (Diluted)
$3.60
EPS (Basic)
$3.61
Dividends / Share
$1.38
Book Value / Share
$41.13
EPS YoY Growth
-3.49%
Balance Sheet (FY 2025)
Total Assets
$3.23B
Total Liabilities
$2.81B
Stockholders' Equity
$419.97M
Current Assets
N/A
Current Liabilities
N/A