Amalgamated Financial Corp. AMAL

Latest FY: 2025 Financial Services Banks - Regional
Market Price $48.44
Market Cap $1.45B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.1% YoY
$328.72M
3-Yr CAGR: 7.6%
Net Income ↓-1.9% YoY
$104.45M
Net Margin: 31.8%
Free Cash Flow ↑9.9% YoY
$134.40M
FCF Yield: 9.27%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
13.1%
ROA: 1.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (AMAL)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $149.7M $21.7M $44.7M 0.00% $31.0M $29.6M
FY 2019 $166.6M +11.3% $38.8M $47.2M +5.7% 0.00% $83.5M $82.7M +179.5%
FY 2020 $190.1M +14.1% $56.2M $46.2M -2.1% 0.00% $65.8M $64.2M -22.4%
FY 2021 $202.7M +6.6% $70.4M $52.9M +14.6% 0.00% $70.5M $68.1M +6.2%
FY 2022 $263.7M +30.1% $123.2M $81.5M +53.9% 0.00% $147.3M $145.7M +113.8%
FY 2023 $290.6M +10.2% $139.4M $88.0M +8.0% 0.00% $117.2M $115.7M -20.5%
FY 2024 $315.6M +8.6% $155.9M $106.4M +21.0% 0.00% $124.1M $122.3M +5.7%
FY 2025 $328.7M +4.1% $156.5M $104.4M -1.9% 0.00% $135.8M $134.4M +9.9%
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Valuation

Market Price $48.44
Market Cap $1.45B
Enterprise Value $1.16B
P/E Ratio N/A
P/B Ratio 1.82
FCF Yield 9.27%
Dividend Yield N/A
Shares Outstanding 29,867,300
%

Profitability & Margins

Gross Margin 47.60%
Operating Margin 74.41%
Net Margin 31.77%
Return on Equity (ROE) 13.15%
Return on Assets (ROA) 1.18%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 7.62%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $291.22M
Total Debt N/A
Book Value / Share $26.60
💧

Cash Flow Efficiency

Operating Cash Flow $135.78M
Capital Expenditures (CapEx) $1.38M
Free Cash Flow $134.40M
OCF / Revenue 41.31%
FCF / Revenue 40.89%
FCF 3-Yr CAGR -2.64%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $26.60
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $8.87B
Total Liabilities $8.08B
Stockholders' Equity $794.46M
Current Assets N/A
Current Liabilities N/A