Bankwell Financial Group, Inc. BWFG

Latest FY: 2025 Financial Services Banks - Regional
Market Price $67.57
Market Cap $538.75M
P/E Ratio 15.18
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑24.5% YoY
$108.32M
3-Yr CAGR: 3.5%
Net Income ↑260.3% YoY
$35.20M
Net Margin: 32.5%
Free Cash Flow ↓-7.5% YoY
$27.13M
FCF Yield: 5.04%
EPS (Diluted) ↑261.8% YoY
$4.45
Basic: $4.49
Return on Equity Efficiency
11.7%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BWFG)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $51.8M $39.9M $12.3M $1.62 $0.22 $17.4M $9.0M
FY 2017 $59.0M +14.0% $42.2M $13.8M +12.0% $1.78 +9.9% $0.28 $20.6M $18.7M +108.4%
FY 2018 $60.2M +2.1% $36.5M $17.4M +26.1% $2.21 +24.2% $0.48 $20.0M $16.6M -11.1%
FY 2019 $59.0M -2.0% $29.8M $18.2M +4.5% $2.31 +4.5% $0.52 $6.6M $6.0M -64.0%
FY 2020 $57.7M -2.2% $35.1M $5.9M -67.6% $0.75 -67.5% $0.56 $-1.5M $-4.8M -181.0%
FY 2021 $73.5M +27.4% $60.1M $26.6M +350.3% $3.36 +348.0% $0.64 $34.6M $30.3M +724.9%
FY 2022 $97.8M +33.0% $74.6M $37.4M +40.8% $4.79 +42.6% $0.80 $82.7M $77.7M +156.5%
FY 2023 $99.3M +1.6% $5.3M $36.7M -2.0% $4.67 -2.5% $0.80 $31.9M $29.9M -61.5%
FY 2024 $87.0M -12.4% $13.3M $9.8M -73.4% $1.23 -73.7% $0.80 $29.9M $29.3M -1.9%
FY 2025 $108.3M +24.5% $8.9M $35.2M +260.3% $4.45 +261.8% $0.80 $28.3M $27.1M -7.5%
$

Valuation

Market Price $67.57
Market Cap $538.75M
Enterprise Value $442.39M
P/E Ratio 15.18
P/B Ratio 1.79
FCF Yield 5.04%
Dividend Yield 1.18%
Shares Outstanding 7,973,200
%

Profitability & Margins

Gross Margin 8.24%
Operating Margin 44.77%
Net Margin 32.49%
Return on Equity (ROE) 11.67%
Return on Assets (ROA) 1.05%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 3.47%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $96.36M
Total Debt N/A
Book Value / Share $37.81
💧

Cash Flow Efficiency

Operating Cash Flow $28.27M
Capital Expenditures (CapEx) $1.14M
Free Cash Flow $27.13M
OCF / Revenue 26.10%
FCF / Revenue 25.04%
FCF 3-Yr CAGR -29.59%
🏷️

Per Share Metrics

EPS (Diluted) $4.45
EPS (Basic) $4.49
Dividends / Share $0.80
Book Value / Share $37.81
EPS YoY Growth 261.79%
🏛️

Balance Sheet (FY 2025)

Total Assets $3.36B
Total Liabilities $3.06B
Stockholders' Equity $301.49M
Current Assets N/A
Current Liabilities N/A