CITIGROUP INC C

Latest FY: 2025 Financial Services Banks - Diversified
Market Price $138.50
Market Cap $232.32B
P/E Ratio 19.81
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑5.0% YoY
$85.22B
3-Yr CAGR: 4.2%
Net Income ↑12.8% YoY
$14.31B
Net Margin: 16.8%
Free Cash Flow ↓-183.4% YoY
-$74.15B
FCF Yield: -31.92%
EPS (Diluted) ↑17.7% YoY
$6.99
Basic: $7.11
Return on Equity Efficiency
6.7%
ROA: 0.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (C)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $69,875.0M $57,160.0M $14,912.0M $4.72 $0.79 1.33% $53,932.0M $51,176.0M
FY 2017 $71,449.0M +2.3% $54,823.0M $-6,798.0M -145.6% $-2.98 -163.1% $1.41 1.89% $-8,587.0M $-11,948.0M -123.3%
FY 2018 $72,854.0M +2.0% $48,487.0M $18,045.0M +365.4% $6.68 +324.2% $2.01 3.87% $36,952.0M $33,178.0M +377.7%
FY 2019 $74,286.0M +2.0% $45,050.0M $19,401.0M +7.5% $8.04 +20.4% $2.40 3.01% $-12,837.0M $-18,173.0M -154.8%
FY 2020 $74,298.0M +0.0% $56,690.0M $11,047.0M -43.1% $4.72 -41.3% $2.55 4.14% $-20,621.0M $-24,067.0M -32.4%
FY 2021 $71,884.0M -3.2% $59,248.7M $21,952.0M +98.7% $10.14 +114.8% $2.54 4.20% $61,249.0M $57,130.0M +337.4%
FY 2022 $75,338.0M +4.8% $49,504.0M $14,845.0M -32.4% $7.00 -31.0% $2.55 5.63% $25,069.0M $19,437.0M -66.0%
FY 2023 $78,462.0M +4.1% $17.0M $9,228.0M -37.8% $4.04 -42.3% $2.66 5.18% $-73,416.0M $-79,999.0M -511.6%
FY 2024 $81,139.0M +3.4% $67,007.9M $12,682.0M +37.4% $5.94 +47.0% $2.68 3.81% $-19,669.0M $-26,169.0M +67.3%
FY 2025 $85,225.0M +5.0% $2,066.0M $14,306.0M +12.8% $6.99 +17.7% $2.87 2.46% $-67,632.0M $-74,152.0M -183.4%
$

Valuation

Market Price $138.50
Market Cap $232.32B
Enterprise Value $360.04B
P/E Ratio 19.81
P/B Ratio 1.09
FCF Yield -31.92%
Dividend Yield 2.07%
Shares Outstanding 1,677,400,000
%

Profitability & Margins

Gross Margin 2.42%
Operating Margin 23.27%
Net Margin 16.79%
Return on Equity (ROE) 6.74%
Return on Assets (ROA) 0.54%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 4.20%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 1.488
Debt / Assets 0.119
Cash & Equivalents $188.10B
Total Debt $315.83B
Book Value / Share $126.56
💧

Cash Flow Efficiency

Operating Cash Flow -$67.63B
Capital Expenditures (CapEx) $6.52B
Free Cash Flow -$74.15B
OCF / Revenue -79.36%
FCF / Revenue -87.01%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $6.99
EPS (Basic) $7.11
Dividends / Share $2.87
Book Value / Share $126.56
EPS YoY Growth 17.68%
🏛️

Balance Sheet (FY 2025)

Total Assets $2.66T
Total Liabilities $2.44T
Stockholders' Equity $212.29B
Current Assets N/A
Current Liabilities N/A