CAMDEN NATIONAL CORP CAC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $57.79
Market Cap $977.50M
P/E Ratio 15.05
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑44.5% YoY
$255.78M
3-Yr CAGR: 10.7%
Net Income ↑22.9% YoY
$65.16M
Net Margin: 25.5%
Free Cash Flow ↑5.1% YoY
$58.20M
FCF Yield: 5.95%
EPS (Diluted) ↑6.1% YoY
$3.84
Basic: $3.86
Return on Equity Efficiency
9.4%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (CAC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $152.7M $136.1M $40.1M $2.57 $0.83 1.87% $57.4M $55.7M
FY 2017 $153.9M +0.8% $133.1M $28.5M -28.9% $1.82 -29.2% $0.94 2.23% $58.3M $55.5M -0.5%
FY 2018 $158.6M +3.0% $127.6M $53.1M +86.4% $3.39 +86.3% $1.15 3.20% $64.3M $59.3M +6.9%
FY 2019 $169.7M +7.0% $128.9M $57.2M +7.8% $3.69 +8.8% $1.23 2.67% $32.9M $28.6M -51.8%
FY 2020 $186.8M +10.0% $165.9M $59.5M +4.0% $3.95 +7.0% $1.32 3.69% $18.2M $15.3M -46.5%
FY 2021 $187.2M +0.2% $176.1M $69.0M +16.0% $4.60 +16.5% $1.48 3.07% $142.7M $140.9M +820.4%
FY 2022 $188.4M +0.7% $163.3M $61.4M -11.0% $4.17 -9.3% $1.62 3.89% $105.2M $103.0M -26.9%
FY 2023 $163.3M -13.3% $69.3M $43.4M -29.4% $2.97 -28.8% $1.68 4.46% $67.5M $64.9M -37.0%
FY 2024 $177.0M +8.4% $59.9M $53.0M +22.2% $3.62 +21.9% $1.68 3.93% $60.9M $55.4M -14.7%
FY 2025 $255.8M +44.5% $138.4M $65.2M +22.9% $3.84 +6.1% $1.68 3.87% $63.9M $58.2M +5.1%
$

Valuation

Market Price $57.79
Market Cap $977.50M
Enterprise Value $911.50M
P/E Ratio 15.05
P/B Ratio 1.40
FCF Yield 5.95%
Dividend Yield 2.91%
Shares Outstanding 16,914,700
%

Profitability & Margins

Gross Margin 54.10%
Operating Margin 30.75%
Net Margin 25.48%
Return on Equity (ROE) 9.35%
Return on Assets (ROA) 0.93%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 10.73%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.001
Debt / Assets 0.000
Cash & Equivalents $67.00M
Total Debt $1.00M
Book Value / Share $41.18
💧

Cash Flow Efficiency

Operating Cash Flow $63.91M
Capital Expenditures (CapEx) $5.71M
Free Cash Flow $58.20M
OCF / Revenue 24.99%
FCF / Revenue 22.76%
FCF 3-Yr CAGR -17.33%
🏷️

Per Share Metrics

EPS (Diluted) $3.84
EPS (Basic) $3.86
Dividends / Share $1.68
Book Value / Share $41.18
EPS YoY Growth 6.08%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.97B
Total Liabilities $6.28B
Stockholders' Equity $696.56M
Current Assets N/A
Current Liabilities N/A