CAPITAL ONE FINANCIAL CORP COF

Latest FY: 2025 Financial Services Credit Services
Market Price $208.39
Market Cap $129.62B
P/E Ratio 51.71
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑36.6% YoY
$53.43B
3-Yr CAGR: 16.0%
Net Income ↓-48.4% YoY
$2.45B
Net Margin: 4.6%
Free Cash Flow ↑54.2% YoY
$26.14B
FCF Yield: 20.17%
EPS (Diluted) ↓-65.2% YoY
$4.03
Basic: $4.03
Return on Equity Efficiency
2.2%
ROA: 0.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (COF)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $25,501.0M $11,943.0M $3,751.0M $6.89 $1.60 1.83% $11,856.0M $11,077.0M
FY 2017 $27,237.0M +6.8% $13,043.0M $1,982.0M -47.2% $3.49 -49.3% $1.60 1.61% $14,182.0M $13,164.0M +18.8%
FY 2018 $28,076.0M +3.1% $13,174.0M $6,015.0M +203.5% $11.82 +238.7% $1.61 2.13% $12,978.0M $12,104.0M -8.1%
FY 2019 $28,593.0M +1.8% $13,110.0M $5,546.0M -7.8% $11.05 -6.5% $1.61 1.56% $16,639.0M $15,752.0M +30.1%
FY 2020 $28,523.0M -0.2% $13,467.0M $2,714.0M -51.1% $5.18 -53.1% $1.00 1.02% $16,699.0M $15,989.0M +1.5%
FY 2021 $30,435.0M +6.7% $13,865.0M $12,390.0M +356.5% $26.94 +420.1% $2.59 1.79% $12,310.0M $11,612.0M -27.4%
FY 2022 $34,250.0M +12.5% $15,087.0M $7,360.0M -40.6% $17.91 -33.5% $2.42 2.61% $13,809.0M $12,875.0M +10.9%
FY 2023 $36,787.0M +7.4% $16,471.0M $4,887.0M -33.6% $11.95 -33.3% $2.43 1.86% $20,575.0M $19,614.0M +52.3%
FY 2024 $39,112.0M +6.3% $17,626.0M $4,750.0M -2.8% $11.59 -3.0% $2.44 1.37% $18,159.0M $16,955.0M -13.6%
FY 2025 $53,434.0M +36.6% $22,936.0M $2,453.0M -48.4% $4.03 -65.2% $2.80 1.16% $27,718.0M $26,140.0M +54.2%
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Valuation

Market Price $208.39
Market Cap $129.62B
Enterprise Value N/A
P/E Ratio 51.71
P/B Ratio 1.14
FCF Yield 20.17%
Dividend Yield 1.35%
Shares Outstanding 622,292,800
%

Profitability & Margins

Gross Margin 42.92%
Operating Margin 4.27%
Net Margin 4.59%
Return on Equity (ROE) 2.16%
Return on Assets (ROA) 0.37%
Asset Turnover 0.08x
Revenue 3-Yr CAGR 15.98%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $182.58
💧

Cash Flow Efficiency

Operating Cash Flow $27.72B
Capital Expenditures (CapEx) $1.58B
Free Cash Flow $26.14B
OCF / Revenue 51.87%
FCF / Revenue 48.92%
FCF 3-Yr CAGR 26.62%
🏷️

Per Share Metrics

EPS (Diluted) $4.03
EPS (Basic) $4.03
Dividends / Share $2.80
Book Value / Share $182.58
EPS YoY Growth -65.23%
🏛️

Balance Sheet (FY 2025)

Total Assets $669.01B
Total Liabilities $555.39B
Stockholders' Equity $113.62B
Current Assets N/A
Current Liabilities N/A