Fidelity National Financial, Inc. FNF

Latest FY: 2025 Financial Services Insurance - Specialty
Market Price $43.94
Market Cap $11.83B
P/E Ratio 19.88
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑5.6% YoY
$14.45B
3-Yr CAGR: 86.4%
Net Income ↓-52.6% YoY
$602.00M
Net Margin: 4.2%
Free Cash Flow ↓-14.8% YoY
$5.68B
FCF Yield: 48.04%
EPS (Diluted) ↓-52.5% YoY
$2.21
Basic: $2.22
Return on Equity Efficiency
8.1%
ROA: 0.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FNF)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $9,554.0M $9,261.0M $650.0M 0.00% $1,162.0M $1,162.0M
FY 2017 $7,663.0M -19.8% $7,377.0M $771.0M +18.6% 0.00% $737.0M $737.0M -36.6%
FY 2018 $2,216.0M -71.1% $1,952.0M $628.0M -18.5% 0.00% $943.0M $943.0M +28.0%
FY 2019 $2,122.0M -4.2% $1,835.0M $1,062.0M +69.1% 0.00% $1,121.0M $1,121.0M +18.9%
FY 2020 $2,435.0M +14.8% $2,345.0M $1,427.0M +34.4% $4.99 $1.36 3.75% $1,578.0M $1,578.0M +40.8%
FY 2021 $2,851.0M +17.1% $2,737.0M $2,422.0M +69.7% $8.44 +69.1% $1.55 3.21% $4,090.0M $4,090.0M +159.2%
FY 2022 $2,232.0M -21.7% $2,117.0M $1,136.0M -53.1% $4.10 -51.4% $1.77 4.87% $4,355.0M $4,217.0M +3.1%
FY 2023 $11,752.0M +426.5% $11,578.0M $517.0M -54.5% $1.91 -53.4% $1.83 3.72% $6,478.0M $6,346.0M +50.5%
FY 2024 $13,681.0M +16.4% $13,240.0M $1,270.0M +145.6% $4.65 +143.5% $1.94 3.58% $6,815.0M $6,669.0M +5.1%
FY 2025 $14,445.0M +5.6% $13,941.0M $602.0M -52.6% $2.21 -52.5% $2.02 3.70% $5,828.0M $5,681.0M -14.8%
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Valuation

Market Price $43.94
Market Cap $11.83B
Enterprise Value $13.59B
P/E Ratio 19.88
P/B Ratio 1.59
FCF Yield 48.04%
Dividend Yield 4.60%
Shares Outstanding 269,157,500
%

Profitability & Margins

Gross Margin 96.51%
Operating Margin 9.38%
Net Margin 4.17%
Return on Equity (ROE) 8.11%
Return on Assets (ROA) 0.55%
Asset Turnover 0.13x
Revenue 3-Yr CAGR 86.36%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.593
Debt / Assets 0.040
Cash & Equivalents $2.64B
Total Debt $4.40B
Book Value / Share $27.58
💧

Cash Flow Efficiency

Operating Cash Flow $5.83B
Capital Expenditures (CapEx) $147.00M
Free Cash Flow $5.68B
OCF / Revenue 40.35%
FCF / Revenue 39.33%
FCF 3-Yr CAGR 10.44%
🏷️

Per Share Metrics

EPS (Diluted) $2.21
EPS (Basic) $2.22
Dividends / Share $2.02
Book Value / Share $27.58
EPS YoY Growth -52.47%
🏛️

Balance Sheet (FY 2025)

Total Assets $109.01B
Total Liabilities $100.04B
Stockholders' Equity $7.42B
Current Assets N/A
Current Liabilities N/A