HANMI FINANCIAL CORP HAFC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $31.85
Market Cap $948.06M
P/E Ratio 12.69
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑15.3% YoY
$270.17M
3-Yr CAGR: -0.2%
Net Income ↑22.3% YoY
$76.09M
Net Margin: 28.2%
Free Cash Flow ↑296.9% YoY
$203.70M
FCF Yield: 21.49%
EPS (Diluted) ↑22.4% YoY
$2.51
Basic: $2.53
Return on Equity Efficiency
9.6%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HAFC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $193.3M $175.0M $56.5M $1.75 $0.80 2.29% $54.4M $53.7M
FY 2017 $210.2M +8.8% $177.7M $54.7M -3.2% $1.69 -3.4% $0.80 2.64% $79.9M $79.0M +47.3%
FY 2018 $205.5M -2.2% $152.1M $57.9M +5.9% $1.79 +5.9% $0.96 4.90% $76.6M $72.9M -7.7%
FY 2019 $203.4M -1.0% $132.5M $32.8M -43.3% $1.06 -40.8% $0.96 4.80% $58.8M $58.8M -19.4%
FY 2020 $224.0M +10.1% $181.0M $42.2M +28.7% $1.38 +30.2% $0.52 4.59% $60.2M $60.2M +2.4%
FY 2021 $235.5M +5.2% $213.9M $98.7M +133.9% $3.22 +133.3% $0.54 2.28% $93.7M $93.7M +55.7%
FY 2022 $271.8M +15.4% $235.7M $101.4M +2.8% $3.32 +3.1% $0.94 3.80% $147.3M $145.4M +55.1%
FY 2023 $255.4M -6.0% $107.4M $80.0M -21.1% $2.62 -21.1% $1.00 5.15% $107.8M $105.4M -27.5%
FY 2024 $234.4M -8.3% $38.4M $62.2M -22.3% $2.05 -21.8% $1.00 4.23% $53.9M $51.3M -51.3%
FY 2025 $270.2M +15.3% $95.4M $76.1M +22.3% $2.51 +22.4% $1.08 4.00% $206.0M $203.7M +296.9%
$

Valuation

Market Price $31.85
Market Cap $948.06M
Enterprise Value N/A
P/E Ratio 12.69
P/B Ratio 1.19
FCF Yield 21.49%
Dividend Yield 3.39%
Shares Outstanding 29,766,400
%

Profitability & Margins

Gross Margin 35.32%
Operating Margin 28.16%
Net Margin 28.16%
Return on Equity (ROE) 9.55%
Return on Assets (ROA) 0.97%
Asset Turnover 0.03x
Revenue 3-Yr CAGR -0.21%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $26.75
💧

Cash Flow Efficiency

Operating Cash Flow $206.01M
Capital Expenditures (CapEx) $2.31M
Free Cash Flow $203.70M
OCF / Revenue 76.25%
FCF / Revenue 75.40%
FCF 3-Yr CAGR 11.90%
🏷️

Per Share Metrics

EPS (Diluted) $2.51
EPS (Basic) $2.53
Dividends / Share $1.08
Book Value / Share $26.75
EPS YoY Growth 22.44%
🏛️

Balance Sheet (FY 2025)

Total Assets $7.87B
Total Liabilities $7.07B
Stockholders' Equity $796.39M
Current Assets N/A
Current Liabilities N/A