Revenue (FY 2025)
↑10.6% YoY
$8.17B
3-Yr CAGR: 4.0%
Net Income
↑14.0% YoY
$2.21B
Net Margin: 27.1%
Free Cash Flow
↑32.5% YoY
$2.21B
FCF Yield: 6.53%
EPS (Diluted)
↑13.9% YoY
$1.39
Basic: $1.41
Return on Equity
Efficiency
9.1%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (HBAN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $3,519.0M | — | $3,256.2M | $711.8M | — | $0.70 | — | $0.29 | 2.19% | $1,215.3M | $1,094.9M | — |
| FY 2017 | $4,309.0M | +22.4% | $3,878.0M | $1,186.0M | +66.6% | $1.00 | +42.9% | $0.35 | 2.40% | $1,954.0M | $1,760.0M | +60.8% |
| FY 2018 | $4,510.0M | +4.7% | $3,750.0M | $1,393.0M | +17.5% | $1.20 | +20.0% | $0.50 | 4.19% | $1,726.0M | $1,616.0M | -8.2% |
| FY 2019 | $4,667.0M | +3.5% | $3,679.0M | $1,411.0M | +1.3% | $1.27 | +5.8% | $0.58 | 3.85% | $1,574.0M | $1,467.0M | -9.2% |
| FY 2020 | $4,815.0M | +3.2% | $4,392.0M | $817.0M | -42.1% | $0.69 | -45.7% | $0.60 | 4.75% | $1,323.0M | $1,204.0M | -17.9% |
| FY 2021 | $5,991.0M | +24.4% | $5,902.0M | $1,295.0M | +58.5% | $0.90 | +30.4% | $0.60 | 3.92% | $2,062.0M | $1,815.0M | +50.7% |
| FY 2022 | $7,254.0M | +21.1% | $6,558.0M | $2,238.0M | +72.8% | $1.45 | +61.1% | $0.62 | 4.40% | $4,027.0M | $3,813.0M | +110.1% |
| FY 2023 | $7,360.0M | +1.5% | $3,883.0M | $1,951.0M | -12.8% | $1.24 | -14.5% | $0.62 | 4.87% | $2,657.0M | $2,517.0M | -34.0% |
| FY 2024 | $7,385.0M | +0.3% | $2,809.0M | $1,940.0M | -0.6% | $1.22 | -1.6% | $0.62 | 3.81% | $1,815.0M | $1,672.0M | -33.6% |
| FY 2025 | $8,166.0M | +10.6% | $3,847.0M | $2,211.0M | +14.0% | $1.39 | +13.9% | $0.62 | 3.57% | $2,482.0M | $2,215.0M | +32.5% |
Valuation
Market Price
$16.73
Market Cap
$33.91B
Enterprise Value
$48.46B
P/E Ratio
12.04
P/B Ratio
1.39
FCF Yield
6.53%
Dividend Yield
3.71%
Shares Outstanding
Profitability & Margins
Gross Margin
47.11%
Operating Margin
32.92%
Net Margin
27.08%
Return on Equity (ROE)
9.08%
Return on Assets (ROA)
0.98%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
4.03%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.707
Debt / Assets
0.077
Cash & Equivalents
$2.67B
Total Debt
$17.22B
Book Value / Share
$12.01
Cash Flow Efficiency
Operating Cash Flow
$2.48B
Capital Expenditures (CapEx)
$267.00M
Free Cash Flow
$2.21B
OCF / Revenue
30.39%
FCF / Revenue
27.12%
FCF 3-Yr CAGR
-16.56%
Per Share Metrics
EPS (Diluted)
$1.39
EPS (Basic)
$1.41
Dividends / Share
$0.62
Book Value / Share
$12.01
EPS YoY Growth
13.93%
Balance Sheet (FY 2025)
Total Assets
$225.11B
Total Liabilities
$200.73B
Stockholders' Equity
$24.34B
Current Assets
N/A
Current Liabilities
N/A