Intercorp Financial Services Inc. IFS

Latest FY: 2025 Financial Services Banks - Regional
Market Price $54.67
Market Cap $6.07B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑5.7% YoY
$6.91B
3-Yr CAGR: 5.5%
Net Income ↑48.6% YoY
$1.93B
Net Margin: 28.0%
Free Cash Flow ↓-222.1% YoY
-$368.31M
FCF Yield: -6.07%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
15.6%
ROA: 2.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (IFS)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016
FY 2017 $3,809.0M $6.1M $6.1M $-341.6M $-341.6M
FY 2018 $4,321.3M +13.4% $3,150.7M $7.1M +17.1% $364.0M $364.0M +206.5%
FY 2019 $4,847.2M +12.2% $3,439.3M $8.9M +24.5% $425.7M $357.5M -1.8%
FY 2020 $4,665.0M -3.8% $3,472.7M $0.3M -96.7% $380.0M $327.6M -8.4%
FY 2021 $4,605.6M -1.3% $3,547.7M $10.0M +3,356.6% $280.4M $193.1M -41.0%
FY 2022 $5,886.4M +27.8% $4,224.3M $1,668.0M +16,540.3% $334.2M $299.4M +55.0%
FY 2023 $6,331.5M +7.6% $3,739.1M $1,072.7M -35.7% $450.1M $433.2M +44.7%
FY 2024 $6,535.0M +3.2% $4,054.8M $1,300.1M +21.2% $363.5M $301.7M -30.4%
FY 2025 $6,907.0M +5.7% $4,842.6M $1,932.5M +48.6% $-305.6M $-368.3M -222.1%
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Valuation

Market Price $54.67
Market Cap $6.07B
Enterprise Value $3.03B
P/E Ratio N/A
P/B Ratio 0.49
FCF Yield -6.07%
Dividend Yield 0.00%
Shares Outstanding 111,072,600
%

Profitability & Margins

Gross Margin 70.11%
Operating Margin 35.26%
Net Margin 27.98%
Return on Equity (ROE) 15.65%
Return on Assets (ROA) 1.95%
Asset Turnover 0.07x
Revenue 3-Yr CAGR 5.47%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.890
Debt / Assets 0.111
Cash & Equivalents $14.04B
Total Debt $11.00B
Book Value / Share $111.18
💧

Cash Flow Efficiency

Operating Cash Flow -$305.59M
Capital Expenditures (CapEx) $62.72M
Free Cash Flow -$368.31M
OCF / Revenue -4.42%
FCF / Revenue -5.33%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $111.18
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $99.10B
Total Liabilities $86.68B
Stockholders' Equity $12.35B
Current Assets N/A
Current Liabilities N/A