International Money Express, Inc. IMXI

Latest FY: 2025 Technology Software - Infrastructure
Market Price $14.07
Market Cap $423.43M
P/E Ratio 13.03
Quick Peer Compare (Technology):
Revenue (FY 2025) ↓-7.7% YoY
$607.78M
3-Yr CAGR: 3.6%
Net Income ↓-44.5% YoY
$32.67M
Net Margin: 5.4%
Free Cash Flow ↓-31.5% YoY
$15.81M
FCF Yield: 3.73%
EPS (Diluted) ↓-39.7% YoY
$1.08
Basic: $1.09
Return on Equity Efficiency
20.3%
ROA: 6.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (IMXI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $165.4M $155.9M $-0.0M $-0.0M $-3.0M
FY 2017 $201.0M +21.6% $189.6M $-0.2M -11,334.1% $-0.02 0.00% $-0.7M $-5.0M -66.6%
FY 2018 $273.9M +36.2% $255.5M $-7.2M -3,808.3% $-0.28 -1,300.0% 0.00% $19.8M $14.5M +389.1%
FY 2019 $319.6M +16.7% $311.1M $19.6M +370.7% $0.52 +285.7% 0.00% $52.5M $46.1M +217.5%
FY 2020 $357.2M +11.8% $350.6M $33.8M +72.3% $0.88 +69.2% 0.00% $-0.9M $-4.9M -110.7%
FY 2021 $459.2M +28.6% $454.7M $46.8M +38.7% $1.20 +36.4% 0.00% $78.1M $67.5M +1,466.0%
FY 2022 $546.8M +19.1% $541.2M $57.3M +22.4% $1.48 +23.3% 0.00% $15.2M $3.0M -95.6%
FY 2023 $658.7M +20.5% $648.3M $59.5M +3.8% $1.63 +10.1% 0.00% $143.5M $130.7M +4,255.9%
FY 2024 $658.6M -0.0% $646.9M $58.8M -1.2% $1.79 +9.8% 0.00% $53.1M $23.1M -82.3%
FY 2025 $607.8M -7.7% $595.9M $32.7M -44.5% $1.08 -39.7% 0.00% $36.9M $15.8M -31.5%
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Valuation

Market Price $14.07
Market Cap $423.43M
Enterprise Value $449.57M
P/E Ratio 13.03
P/B Ratio 2.63
FCF Yield 3.73%
Dividend Yield N/A
Shares Outstanding 30,094,500
%

Profitability & Margins

Gross Margin 98.05%
Operating Margin 9.16%
Net Margin 5.38%
Return on Equity (ROE) 20.29%
Return on Assets (ROA) 6.31%
Asset Turnover 1.17x
Revenue 3-Yr CAGR 3.59%
🛡️

Financial Health & Liquidity

Current Ratio 2.51
Cash Ratio 1.20
Debt / Equity 1.210
Debt / Assets 0.376
Cash & Equivalents $168.68M
Total Debt $194.82M
Book Value / Share $5.35
💧

Cash Flow Efficiency

Operating Cash Flow $36.89M
Capital Expenditures (CapEx) $21.07M
Free Cash Flow $15.81M
OCF / Revenue 6.07%
FCF / Revenue 2.60%
FCF 3-Yr CAGR 74.01%
🏷️

Per Share Metrics

EPS (Diluted) $1.08
EPS (Basic) $1.09
Dividends / Share N/A
Book Value / Share $5.35
EPS YoY Growth -39.66%
🏛️

Balance Sheet (FY 2025)

Total Assets $517.69M
Total Liabilities $356.64M
Stockholders' Equity $161.05M
Current Assets $353.16M
Current Liabilities $140.96M