INVESTORS TITLE CO ITIC

Latest FY: 2025 Financial Services Insurance - Specialty
Market Price $297.47
Market Cap $561.62M
P/E Ratio 16.02
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑5.6% YoY
$272.75M
3-Yr CAGR: 96.0%
Net Income ↑13.2% YoY
$35.18M
Net Margin: 12.9%
Free Cash Flow ↑13.2% YoY
$25.38M
FCF Yield: 4.52%
EPS (Diluted) ↑13.0% YoY
$18.57
Basic: $18.64
Return on Equity Efficiency
13.1%
ROA: 9.7%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ITIC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $138.5M $138.2M $19.5M $10.19 $0.72 $22.5M $20.1M
FY 2017 $161.6M +16.7% $158.3M $25.7M +31.7% $13.56 +33.1% $3.75 $19.9M $17.0M -15.3%
FY 2018 $14.2M -91.2% $14.2M $21.9M -14.8% $11.54 -14.9% $12.20 $24.4M $22.5M +32.4%
FY 2019 $17.4M +22.7% $13.9M $31.5M +43.7% $16.59 +43.8% $9.60 $20.9M $19.4M -13.7%
FY 2020 $17.0M -2.2% $11.8M $39.4M +25.3% $20.80 +25.4% $16.73 $34.1M $30.9M +59.0%
FY 2021 $23.3M +37.2% $17.7M $67.0M +70.0% $35.28 +69.6% $19.76 $51.9M $45.4M +46.9%
FY 2022 $36.2M +55.3% $32.0M $23.9M -64.3% $12.59 -64.3% $4.84 $36.2M $30.5M -32.8%
FY 2023 $224.8M +520.1% $220.0M $21.7M -9.3% $11.45 -9.1% $5.84 $7.4M $-1.8M -105.8%
FY 2024 $258.3M +14.9% $253.8M $31.1M +43.3% $16.43 +43.5% $15.78 $29.8M $22.4M +1,373.7%
FY 2025 $272.8M +5.6% $268.1M $35.2M +13.2% $18.57 +13.0% $10.56 $30.9M $25.4M +13.2%
$

Valuation

Market Price $297.47
Market Cap $561.62M
Enterprise Value $540.79M
P/E Ratio 16.02
P/B Ratio 2.09
FCF Yield 4.52%
Dividend Yield 3.55%
Shares Outstanding 1,888,000
%

Profitability & Margins

Gross Margin 98.31%
Operating Margin 16.33%
Net Margin 12.90%
Return on Equity (ROE) 13.11%
Return on Assets (ROA) 9.69%
Asset Turnover 0.75x
Revenue 3-Yr CAGR 95.96%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $20.84M
Total Debt N/A
Book Value / Share $142.11
💧

Cash Flow Efficiency

Operating Cash Flow $30.94M
Capital Expenditures (CapEx) $5.56M
Free Cash Flow $25.38M
OCF / Revenue 11.34%
FCF / Revenue 9.31%
FCF 3-Yr CAGR -5.96%
🏷️

Per Share Metrics

EPS (Diluted) $18.57
EPS (Basic) $18.64
Dividends / Share $10.56
Book Value / Share $142.11
EPS YoY Growth 13.02%
🏛️

Balance Sheet (FY 2025)

Total Assets $363.14M
Total Liabilities $94.84M
Stockholders' Equity $268.30M
Current Assets N/A
Current Liabilities N/A