Revenue (FY 2025)
↓-0.2% YoY
$167.78B
3-Yr CAGR: 5.0%
Net Income
↑9.2% YoY
$44.86B
Net Margin: 26.7%
Free Cash Flow
↓-78.0% YoY
$27.35B
FCF Yield: 61.05%
EPS (Diluted)
↑9.0% YoY
$8.02
Basic: $8.10
Return on Equity
Efficiency
20.9%
ROA: 1.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ITUB)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2018: Revenue YoY (+3.8%) is identical to Gross Profit YoY (+3.8%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | — | — | — | $23,263.0M | — | $7.08 | — | — | 0.00% | $30,311.0M | $30,311.0M | — |
| FY 2017 | $90,557.0M | — | $90,557.0M | $23,903.0M | +2.8% | $7.30 | +3.1% | — | 0.00% | $8,642.0M | $8,642.0M | -71.5% |
| FY 2018 | $94,018.0M | +3.8% | $94,018.0M | $24,907.0M | +4.2% | $5.10 | -30.1% | — | 0.00% | $22,709.0M | $22,709.0M | +162.8% |
| FY 2019 | $117,079.0M | +24.5% | $116,808.0M | $27,113.0M | +8.9% | $5.54 | +8.6% | — | 0.00% | $35,224.0M | $35,224.0M | +55.1% |
| FY 2020 | $100,199.0M | -14.4% | $99,972.0M | $18,896.0M | -30.3% | $3.86 | -30.3% | — | 0.00% | $59,491.0M | $59,491.0M | +68.9% |
| FY 2021 | $126,374.0M | +26.1% | $126,072.0M | $26,760.0M | +41.6% | $5.44 | +40.9% | — | 0.00% | $60,106.0M | $58,692.0M | -1.3% |
| FY 2022 | $144,857.0M | +14.6% | $144,443.0M | $29,702.0M | +11.0% | — | — | — | 0.00% | $107,468.0M | $98,973.0M | +68.6% |
| FY 2023 | $154,971.0M | +7.0% | $154,604.0M | $33,105.0M | +11.5% | $5.92 | — | — | 0.00% | $115,518.0M | $106,654.0M | +7.8% |
| FY 2024 | $168,050.0M | +8.4% | $167,789.0M | $41,085.0M | +24.1% | $7.36 | +24.3% | — | 0.00% | $131,096.0M | $124,573.0M | +16.8% |
| FY 2025 | $167,780.0M | -0.2% | $167,780.0M | $44,857.0M | +9.2% | $8.02 | +9.0% | — | 0.00% | $34,466.0M | $27,351.0M | -78.0% |
Valuation
Market Price
$8.29
Market Cap
$44.80B
Enterprise Value
N/A
P/E Ratio
1.03
P/B Ratio
0.21
FCF Yield
61.05%
Dividend Yield
0.00%
Shares Outstanding
Profitability & Margins
Gross Margin
100.00%
Operating Margin
20.22%
Net Margin
26.74%
Return on Equity (ROE)
20.86%
Return on Assets (ROA)
1.46%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
5.02%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.000
Debt / Assets
0.000
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$39.80
Cash Flow Efficiency
Operating Cash Flow
$34.47B
Capital Expenditures (CapEx)
$7.12B
Free Cash Flow
$27.35B
OCF / Revenue
20.54%
FCF / Revenue
16.30%
FCF 3-Yr CAGR
-34.86%
Per Share Metrics
EPS (Diluted)
$8.02
EPS (Basic)
$8.10
Dividends / Share
N/A
Book Value / Share
$39.80
EPS YoY Growth
8.97%
Balance Sheet (FY 2025)
Total Assets
$3.07T
Total Liabilities
$2.85T
Stockholders' Equity
$215.08B
Current Assets
N/A
Current Liabilities
N/A