Revenue (FY 2025)
↑3.3% YoY
$4.79B
3-Yr CAGR: -4.9%
Net Income
↓-54.9% YoY
$143.30M
Net Margin: 3.0%
Free Cash Flow
↑52.6% YoY
$582.00M
FCF Yield: 36.56%
EPS (Diluted)
↓-53.4% YoY
$2.29
Basic: $2.31
Return on Equity
Efficiency
5.3%
ROA: 1.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (KMPR)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $2,521.9M | — | $1,093.7M | $16.8M | — | $0.33 | — | $0.96 | 2.17% | $240.5M | $240.5M | — |
| FY 2017 | $2,723.4M | +8.0% | $1,215.5M | $120.9M | +619.6% | $2.33 | +606.1% | $0.96 | 1.39% | $240.6M | $240.6M | +0.0% |
| FY 2018 | $3,725.1M | +36.8% | $1,595.8M | $190.1M | +57.2% | $3.22 | +38.2% | $0.96 | 1.45% | $539.2M | $539.2M | +124.1% |
| FY 2019 | $5,039.2M | +35.3% | $4,996.7M | $531.1M | +179.4% | $7.96 | +147.2% | $1.02 | 1.31% | $534.3M | $534.3M | -0.9% |
| FY 2020 | $5,205.7M | +3.3% | $5,169.7M | $409.9M | -22.8% | $6.14 | -22.9% | $1.18 | 1.54% | $448.0M | $448.0M | -16.2% |
| FY 2021 | $5,793.0M | +11.3% | $5,749.4M | $-120.5M | -129.4% | $-1.87 | -130.5% | $1.25 | 2.13% | $350.7M | $350.7M | -21.7% |
| FY 2022 | $5,576.8M | -3.7% | $5,522.1M | $-301.2M | -150.0% | $-4.72 | -152.4% | $1.25 | 2.54% | $-210.3M | $-213.4M | -160.8% |
| FY 2023 | $4,944.2M | -11.3% | $4,888.1M | $-272.1M | +9.7% | $-4.25 | +10.0% | $1.25 | 2.57% | $-134.2M | $-135.2M | +36.6% |
| FY 2024 | $4,638.6M | -6.2% | $4,581.7M | $317.8M | +216.8% | $4.91 | +215.5% | $1.24 | 1.86% | $382.9M | $381.3M | +382.0% |
| FY 2025 | $4,789.7M | +3.3% | $4,751.2M | $143.3M | -54.9% | $2.29 | -53.4% | $1.27 | 3.14% | $584.5M | $582.0M | +52.6% |
Valuation
Market Price
$27.04
Market Cap
$1.59B
Enterprise Value
N/A
P/E Ratio
11.81
P/B Ratio
0.59
FCF Yield
36.56%
Dividend Yield
4.70%
Shares Outstanding
Profitability & Margins
Gross Margin
99.20%
Operating Margin
3.36%
Net Margin
2.99%
Return on Equity (ROE)
5.34%
Return on Assets (ROA)
1.15%
Asset Turnover
0.38x
Revenue 3-Yr CAGR
-4.95%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.352
Debt / Assets
0.076
Cash & Equivalents
N/A
Total Debt
$943.50M
Book Value / Share
$45.54
Cash Flow Efficiency
Operating Cash Flow
$584.50M
Capital Expenditures (CapEx)
$2.50M
Free Cash Flow
$582.00M
OCF / Revenue
12.20%
FCF / Revenue
12.15%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$2.29
EPS (Basic)
$2.31
Dividends / Share
$1.27
Book Value / Share
$45.54
EPS YoY Growth
-53.36%
Balance Sheet (FY 2025)
Total Assets
$12.47B
Total Liabilities
$9.80B
Stockholders' Equity
$2.68B
Current Assets
N/A
Current Liabilities
N/A