Joint Stock Co Kaspi.kz KSPI

Latest FY: 2025 Technology Software - Infrastructure
Market Price $97.06
Market Cap $18.44B
P/E Ratio N/A
Quick Peer Compare (Technology):
Revenue (FY 2025) ↑59.8% YoY
$4.05T
3-Yr CAGR: 47.1%
Net Income ↑1.0% YoY
$1.07T
Net Margin: 26.4%
Free Cash Flow ↓-367.6% YoY
-$443.41B
FCF Yield: -2,404.10%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
41.0%
ROA: 9.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (KSPI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2021 $884,822.0M $827,993.0M $435,214.0M $133,422.0M
FY 2022 $1,270,592.0M +43.6% $991,916.0M $588,844.0M +35.3% $181,784.0M $122,844.0M
FY 2023 $1,913,490.0M +50.6% $1,435,480.0M $848,770.0M +44.1% $218,060.0M $168,024.0M +36.8%
FY 2024 $2,532,156.0M +32.3% $1,916,040.0M $1,056,834.0M +24.5% 0.00% $260,908.0M $165,701.0M -1.4%
FY 2025 $4,046,074.0M +59.8% $2,866,933.0M $1,067,707.0M +1.0% 0.00% $-260,908.0M $-443,414.0M -367.6%
$

Valuation

Market Price $97.06
Market Cap $18.44B
Enterprise Value -$884.70B
P/E Ratio N/A
P/B Ratio 0.01
FCF Yield -2,404.10%
Dividend Yield 0.00%
Shares Outstanding 190,027,300
%

Profitability & Margins

Gross Margin 70.86%
Operating Margin 32.92%
Net Margin 26.39%
Return on Equity (ROE) 41.04%
Return on Assets (ROA) 9.63%
Asset Turnover 0.37x
Revenue 3-Yr CAGR 47.12%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $903.14B
Total Debt N/A
Book Value / Share $13,690.54
💧

Cash Flow Efficiency

Operating Cash Flow -$260.91B
Capital Expenditures (CapEx) $182.51B
Free Cash Flow -$443.41B
OCF / Revenue -6.45%
FCF / Revenue -10.96%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $13,690.54
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $11.08T
Total Liabilities $8.48T
Stockholders' Equity $2.60T
Current Assets N/A
Current Liabilities N/A