Revenue (FY 2025)
↑17.5% YoY
$154.32M
3-Yr CAGR: -2.5%
Net Income
↓-97.3% YoY
$796.00K
Net Margin: 0.5%
Free Cash Flow
↑75.4% YoY
$52.55M
FCF Yield: 8.21%
EPS (Diluted)
↓-97.2% YoY
$0.02
Basic: $0.02
Return on Equity
Efficiency
0.1%
ROA: 0.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NFBK)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $113.4M | — | $40.4M | $26.1M | — | $0.57 | — | $0.31 | — | $37.7M | $36.8M | — |
| FY 2017 | $120.5M | +6.3% | $53.2M | $24.8M | -5.2% | $0.53 | -7.0% | $0.34 | — | $43.6M | $41.6M | +13.0% |
| FY 2018 | $119.4M | -1.0% | $52.3M | $40.1M | +61.8% | $0.85 | +60.4% | $0.40 | — | $52.8M | $49.9M | +20.1% |
| FY 2019 | $126.6M | +6.1% | $53.0M | $40.2M | +0.4% | $0.85 | 0.0% | $0.43 | — | $51.2M | $47.5M | -4.8% |
| FY 2020 | $141.3M | +11.6% | $62.8M | $37.0M | -8.1% | $0.76 | -10.6% | $0.44 | — | $55.2M | $52.2M | +9.7% |
| FY 2021 | $170.1M | +20.4% | $90.9M | $70.7M | +91.0% | $1.45 | +90.8% | $0.50 | — | $64.8M | $63.1M | +21.0% |
| FY 2022 | $166.3M | -2.2% | $89.3M | $61.1M | -13.5% | $1.32 | -9.0% | $0.52 | — | $83.3M | $80.8M | +28.0% |
| FY 2023 | $136.6M | -17.9% | $52.4M | $37.7M | -38.4% | $0.86 | -34.8% | $0.52 | — | $47.0M | $43.4M | -46.3% |
| FY 2024 | $131.3M | -3.8% | $7.9M | $29.9M | -20.5% | $0.72 | -16.3% | $0.52 | — | $31.1M | $30.0M | -30.9% |
| FY 2025 | $154.3M | +17.5% | $24.5M | $0.8M | -97.3% | $0.02 | -97.2% | $0.52 | — | $53.7M | $52.5M | +75.4% |
Valuation
Market Price
$15.33
Market Cap
$640.24M
Enterprise Value
$476.29M
P/E Ratio
766.50
P/B Ratio
0.93
FCF Yield
8.21%
Dividend Yield
3.39%
Shares Outstanding
Profitability & Margins
Gross Margin
15.85%
Operating Margin
11.05%
Net Margin
0.52%
Return on Equity (ROE)
0.12%
Return on Assets (ROA)
0.01%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
-2.46%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.000
Debt / Assets
0.000
Cash & Equivalents
$163.95M
Total Debt
N/A
Book Value / Share
$16.52
Cash Flow Efficiency
Operating Cash Flow
$53.70M
Capital Expenditures (CapEx)
$1.15M
Free Cash Flow
$52.55M
OCF / Revenue
34.80%
FCF / Revenue
34.05%
FCF 3-Yr CAGR
-13.35%
Per Share Metrics
EPS (Diluted)
$0.02
EPS (Basic)
$0.02
Dividends / Share
$0.52
Book Value / Share
$16.52
EPS YoY Growth
-97.22%
Balance Sheet (FY 2025)
Total Assets
$5.75B
Total Liabilities
$5.06B
Stockholders' Equity
$690.06M
Current Assets
N/A
Current Liabilities
N/A