NORTHRIM BANCORP INC NRIM

Latest FY: 2025 Financial Services Banks - Regional
Market Price $26.00
Market Cap $578.36M
P/E Ratio 9.06
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑37.1% YoY
$212.81M
3-Yr CAGR: 18.1%
Net Income ↑74.8% YoY
$64.61M
Net Margin: 30.4%
Free Cash Flow ↑1,532.2% YoY
$133.87M
FCF Yield: 23.15%
EPS (Diluted) ↓-56.6% YoY
$2.87
Basic: $2.92
Return on Equity Efficiency
19.8%
ROA: 2.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (NRIM)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $99.6M $97.1M $14.4M $2.06 $0.77 9.75% $20.1M $16.8M
FY 2017 $98.2M -1.5% $95.7M $13.2M -8.7% $1.88 -8.7% $0.85 10.10% $19.3M $17.7M +5.3%
FY 2018 $93.4M -4.9% $90.4M $20.0M +52.1% $2.86 +52.1% $1.01 12.31% $25.1M $21.6M +22.1%
FY 2019 $101.8M +9.0% $96.1M $20.7M +3.4% $3.04 +6.3% $1.25 13.06% $-0.8M $-3.1M -114.5%
FY 2020 $134.0M +31.6% $127.9M $32.9M +58.9% $5.11 +68.1% $1.38 16.20% $-36.5M $-39.3M -1,152.1%
FY 2021 $133.1M -0.7% $129.3M $37.5M +14.1% $6.00 +17.4% $1.50 13.83% $112.0M $109.7M +379.0%
FY 2022 $129.2M -2.9% $122.1M $30.7M -18.1% $5.27 -12.2% $1.81 13.29% $78.1M $74.3M -32.2%
FY 2023 $129.6M +0.3% $97.1M $25.4M -17.4% $4.49 -14.8% $2.40 16.81% $38.9M $32.8M -55.9%
FY 2024 $155.2M +19.7% $114.5M $37.0M +45.6% $6.62 +47.4% $2.46 12.64% $-8.7M $-9.3M -128.5%
FY 2025 $212.8M +37.1% $170.0M $64.6M +74.8% $2.87 -56.6% $0.65 2.43% $139.3M $133.9M +1,532.2%
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Valuation

Market Price $26.00
Market Cap $578.36M
Enterprise Value $513.63M
P/E Ratio 9.06
P/B Ratio 1.77
FCF Yield 23.15%
Dividend Yield 2.49%
Shares Outstanding 22,244,800
%

Profitability & Margins

Gross Margin 79.90%
Operating Margin 39.72%
Net Margin 30.36%
Return on Equity (ROE) 19.79%
Return on Assets (ROA) 1.96%
Asset Turnover 0.06x
Revenue 3-Yr CAGR 18.10%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.039
Debt / Assets 0.004
Cash & Equivalents $77.54M
Total Debt $12.80M
Book Value / Share $14.68
💧

Cash Flow Efficiency

Operating Cash Flow $139.34M
Capital Expenditures (CapEx) $5.47M
Free Cash Flow $133.87M
OCF / Revenue 65.47%
FCF / Revenue 62.90%
FCF 3-Yr CAGR 21.67%
🏷️

Per Share Metrics

EPS (Diluted) $2.87
EPS (Basic) $2.92
Dividends / Share $0.65
Book Value / Share $14.68
EPS YoY Growth -56.65%
🏛️

Balance Sheet (FY 2025)

Total Assets $3.29B
Total Liabilities $2.96B
Stockholders' Equity $326.54M
Current Assets N/A
Current Liabilities N/A