ONITY GROUP INC. ONIT

Latest FY: 2025 Financial Services Mortgage Finance
Market Price $34.31
Market Cap $289.31M
P/E Ratio 1.60
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑9.3% YoY
$1.07B
3-Yr CAGR: 3.8%
Net Income ↑459.0% YoY
$189.50M
Net Margin: 17.8%
Free Cash Flow ↓-30.7% YoY
-$750.90M
FCF Yield: -259.55%
EPS (Diluted) ↑419.6% YoY
$21.46
Basic: $23.07
Return on Equity Efficiency
30.2%
ROA: 1.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ONIT)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,387.2M $974.6M $-199.8M $-1.61 0.00% $474.7M $441.1M
FY 2017 $1,194.6M -13.9% $831.3M $-128.0M +35.9% $-1.01 +37.3% 0.00% $412.0M $402.9M -8.7%
FY 2018 $1,063.0M -11.0% $788.0M $-70.8M +44.7% $-0.53 +47.5% 0.00% $272.6M $263.6M -34.6%
FY 2019 $1,123.4M +5.7% $751.3M $-142.1M -100.8% $-1.06 -100.0% 0.00% $151.9M $150.0M -43.1%
FY 2020 $960.9M -14.5% $808.6M $-40.2M +71.7% $-4.59 -333.0% 0.00% $261.0M $256.9M +71.3%
FY 2021 $1,050.1M +9.3% $840.2M $18.1M +145.0% $1.93 +142.0% 0.00% $-472.2M $-475.4M -285.1%
FY 2022 $953.9M -9.2% $698.9M $25.7M +42.2% $2.85 +47.7% 0.00% $173.2M $167.7M +135.3%
FY 2023 $1,066.7M +11.8% $770.4M $-63.7M -347.9% $-8.34 -392.6% 0.00% $10.4M $8.2M -95.1%
FY 2024 $976.0M -8.5% $687.1M $33.9M +153.2% $4.13 +149.5% $0.24 0.78% $-573.8M $-574.6M -7,107.3%
FY 2025 $1,066.7M +9.3% $758.1M $189.5M +459.0% $21.46 +419.6% $1.97 4.30% $-748.0M $-750.9M -30.7%
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Valuation

Market Price $34.31
Market Cap $289.31M
Enterprise Value $108.81M
P/E Ratio 1.60
P/B Ratio 0.46
FCF Yield -259.55%
Dividend Yield 5.74%
Shares Outstanding 8,432,100
%

Profitability & Margins

Gross Margin 71.07%
Operating Margin 5.88%
Net Margin 17.77%
Return on Equity (ROE) 30.18%
Return on Assets (ROA) 1.17%
Asset Turnover 0.07x
Revenue 3-Yr CAGR 3.80%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $180.50M
Total Debt N/A
Book Value / Share $74.47
💧

Cash Flow Efficiency

Operating Cash Flow -$748.00M
Capital Expenditures (CapEx) $2.90M
Free Cash Flow -$750.90M
OCF / Revenue -70.12%
FCF / Revenue -70.39%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $21.46
EPS (Basic) $23.07
Dividends / Share $1.97
Book Value / Share $74.47
EPS YoY Growth 419.61%
🏛️

Balance Sheet (FY 2025)

Total Assets $16.17B
Total Liabilities $15.49B
Stockholders' Equity $627.90M
Current Assets N/A
Current Liabilities N/A