PRINCIPAL FINANCIAL GROUP INC PFG

Latest FY: 2025 Financial Services Asset Management
Market Price $116.19
Market Cap $25.09B
P/E Ratio 22.13
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-3.1% YoY
$15.63B
3-Yr CAGR: -3.7%
Net Income ↓-24.6% YoY
$1.19B
Net Margin: 7.6%
Free Cash Flow ↓-0.8% YoY
$4.40B
FCF Yield: 17.54%
EPS (Diluted) ↓-21.4% YoY
$5.25
Basic: $5.32
Return on Equity Efficiency
10.0%
ROA: 0.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PFG)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $12,394.1M $11,266.2M $1,316.5M $4.50 $1.61 2.78% $3,857.8M $3,857.8M
FY 2017 $14,093.2M +13.7% $12,878.4M $2,310.4M +75.5% $7.88 +75.1% $1.87 2.65% $4,188.0M $4,188.0M +8.6%
FY 2018 $14,237.2M +1.0% $12,968.1M $1,546.5M -33.1% $5.36 -32.0% $2.07 4.69% $5,156.5M $5,156.5M +23.1%
FY 2019 $16,222.1M +13.9% $14,860.0M $1,394.2M -9.8% $4.96 -7.5% $2.16 3.92% $5,493.2M $5,493.2M +6.5%
FY 2020 $14,741.7M -9.1% $13,338.3M $1,395.8M +0.1% $5.05 +1.8% $2.22 4.48% $3,738.6M $3,738.6M -31.9%
FY 2021 $14,262.7M -3.2% $12,683.0M $1,710.6M +22.6% $6.27 +24.2% $2.40 3.31% $3,218.8M $3,218.8M -13.9%
FY 2022 $17,491.6M +22.6% $15,795.3M $4,811.6M +181.3% $18.85 +200.6% $2.52 3.00% $3,172.9M $2,927.7M -9.0%
FY 2023 $13,665.8M -21.9% $12,110.8M $623.2M -87.0% $2.55 -86.5% $2.56 3.25% $3,792.4M $3,604.9M +23.1%
FY 2024 $16,127.7M +18.0% $14,489.5M $1,571.0M +152.1% $6.68 +162.0% $2.85 3.68% $4,602.9M $4,435.1M +23.0%
FY 2025 $15,625.5M -3.1% $13,948.3M $1,185.1M -24.6% $5.25 -21.4% $3.08 3.49% $4,536.7M $4,401.2M -0.8%
$

Valuation

Market Price $116.19
Market Cap $25.09B
Enterprise Value $24.62B
P/E Ratio 22.13
P/B Ratio 2.11
FCF Yield 17.54%
Dividend Yield 2.65%
Shares Outstanding 216,012,400
%

Profitability & Margins

Gross Margin 89.27%
Operating Margin 9.06%
Net Margin 7.58%
Return on Equity (ROE) 9.97%
Return on Assets (ROA) 0.35%
Asset Turnover 0.05x
Revenue 3-Yr CAGR -3.69%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.333
Debt / Assets 0.012
Cash & Equivalents $4.43B
Total Debt $3.95B
Book Value / Share $55.01
💧

Cash Flow Efficiency

Operating Cash Flow $4.54B
Capital Expenditures (CapEx) $135.50M
Free Cash Flow $4.40B
OCF / Revenue 29.03%
FCF / Revenue 28.17%
FCF 3-Yr CAGR 14.56%
🏷️

Per Share Metrics

EPS (Diluted) $5.25
EPS (Basic) $5.32
Dividends / Share $3.08
Book Value / Share $55.01
EPS YoY Growth -21.41%
🏛️

Balance Sheet (FY 2025)

Total Assets $341.38B
Total Liabilities $328.99B
Stockholders' Equity $11.88B
Current Assets N/A
Current Liabilities N/A