PROGRESSIVE CORP/OH/ PGR

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $216.23
Market Cap $125.69B
P/E Ratio 11.24
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑16.3% YoY
$87.67B
3-Yr CAGR: 20.9%
Net Income ↑33.3% YoY
$11.31B
Net Margin: 12.9%
Free Cash Flow ↑15.9% YoY
$17.20B
FCF Yield: 13.68%
EPS (Diluted) ↑33.5% YoY
$19.23
Basic: $19.29
Return on Equity Efficiency
37.3%
ROA: 9.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PGR)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $23,441.4M $6,420.9M $1,031.0M $1.76 $0.89 2.50% $2,701.9M $2,486.9M
FY 2017 $26,839.0M +14.5% $7,877.9M $1,592.2M +54.4% $2.72 +54.5% $0.68 1.20% $3,756.8M $3,601.1M +44.8%
FY 2018 $31,979.0M +19.2% $10,091.5M $2,615.3M +64.3% $4.42 +62.5% $2.51 4.17% $6,284.8M $6,018.8M +67.1%
FY 2019 $39,022.3M +22.0% $13,362.1M $3,970.3M +51.8% $6.72 +52.0% $2.65 3.66% $6,261.6M $5,898.1M -2.0%
FY 2020 $42,658.1M +9.3% $17,319.3M $5,704.6M +43.7% $9.66 +43.8% $4.90 4.96% $6,905.6M $6,682.1M +13.3%
FY 2021 $47,702.0M +11.8% $13,855.8M $3,350.9M -41.3% $5.66 -41.4% $1.90 1.85% $7,761.7M $7,518.2M +12.5%
FY 2022 $49,610.7M +4.0% $11,244.5M $721.5M -78.5% $1.18 -79.2% $0.40 0.31% $6,848.8M $6,556.8M -12.8%
FY 2023 $62,108.5M +25.2% $16,185.5M $3,902.4M +440.9% $6.58 +457.6% $1.15 0.72% $10,643.3M $10,391.3M +58.5%
FY 2024 $75,372.0M +21.4% $26,033.0M $8,480.0M +117.3% $14.40 +118.8% $4.90 2.04% $15,119.0M $14,834.0M +42.8%
FY 2025 $87,671.0M +16.3% $33,434.0M $11,308.0M +33.3% $19.23 +33.5% $13.90 6.10% $17,548.0M $17,200.0M +15.9%
$

Valuation

Market Price $216.23
Market Cap $125.69B
Enterprise Value N/A
P/E Ratio 11.24
P/B Ratio 4.15
FCF Yield 13.68%
Dividend Yield 6.43%
Shares Outstanding 581,400,000
%

Profitability & Margins

Gross Margin 38.14%
Operating Margin 16.22%
Net Margin 12.90%
Return on Equity (ROE) 37.29%
Return on Assets (ROA) 9.19%
Asset Turnover 0.71x
Revenue 3-Yr CAGR 20.90%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $52.16
💧

Cash Flow Efficiency

Operating Cash Flow $17.55B
Capital Expenditures (CapEx) $348.00M
Free Cash Flow $17.20B
OCF / Revenue 20.02%
FCF / Revenue 19.62%
FCF 3-Yr CAGR 37.92%
🏷️

Per Share Metrics

EPS (Diluted) $19.23
EPS (Basic) $19.29
Dividends / Share $13.90
Book Value / Share $52.16
EPS YoY Growth 33.54%
🏛️

Balance Sheet (FY 2025)

Total Assets $123.04B
Total Liabilities $92.72B
Stockholders' Equity $30.32B
Current Assets N/A
Current Liabilities N/A