Revenue (FY 2025)
↑7.2% YoY
$23.10B
3-Yr CAGR: 3.0%
Net Income
↑19.7% YoY
$6.58B
Net Margin: 28.5%
Free Cash Flow
↓-44.4% YoY
$4.38B
FCF Yield: 4.49%
EPS (Diluted)
↑20.7% YoY
$16.59
Basic: $16.60
Return on Equity
Efficiency
10.9%
ROA: 1.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PNC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $15,162.0M | — | $5,686.0M | $3,662.0M | — | $7.30 | — | $2.12 | 1.81% | $3,635.0M | $3,635.0M | — |
| FY 2017 | $16,329.0M | +7.7% | $5,931.0M | $5,053.0M | +38.0% | $10.36 | +41.9% | $2.60 | 1.80% | $5,699.0M | $5,699.0M | +56.8% |
| FY 2018 | $16,190.0M | -0.9% | $5,894.0M | $5,040.0M | -0.3% | $10.71 | +3.4% | $3.41 | 2.91% | $7,840.0M | $7,840.0M | +37.6% |
| FY 2019 | $16,839.0M | +4.0% | $6,265.0M | $5,108.0M | +1.3% | $11.39 | +6.3% | $4.23 | 2.65% | $7,363.0M | $7,363.0M | -6.1% |
| FY 2020 | $16,901.0M | +0.4% | $6,604.0M | $2,716.0M | -46.8% | $16.96 | +48.9% | $4.64 | 3.11% | $4,659.0M | $4,659.0M | -36.7% |
| FY 2021 | $19,211.0M | +13.7% | $6,209.0M | $5,409.0M | +99.2% | $12.70 | -25.1% | $4.83 | 2.41% | $7,214.0M | $7,214.0M | +54.8% |
| FY 2022 | $21,120.0M | +9.9% | $7,950.0M | $5,708.0M | +5.5% | $13.85 | +9.1% | $5.80 | 3.67% | $9,083.0M | $9,083.0M | +25.9% |
| FY 2023 | $21,490.0M | +1.8% | $7,478.0M | $5,126.0M | -10.2% | $12.79 | -7.7% | $6.10 | 3.94% | $10,111.0M | $10,111.0M | +11.3% |
| FY 2024 | $21,555.0M | +0.3% | $8,031.0M | $5,496.0M | +7.2% | $13.74 | +7.4% | $6.30 | 3.27% | $7,880.0M | $7,880.0M | -22.1% |
| FY 2025 | $23,099.0M | +7.2% | $9,265.0M | $6,576.0M | +19.7% | $16.59 | +20.7% | $6.60 | 3.16% | $4,384.0M | $4,384.0M | -44.4% |
Valuation
Market Price
$242.94
Market Cap
$97.57B
Enterprise Value
N/A
P/E Ratio
14.64
P/B Ratio
1.61
FCF Yield
4.49%
Dividend Yield
2.72%
Shares Outstanding
Profitability & Margins
Gross Margin
40.11%
Operating Margin
36.74%
Net Margin
28.47%
Return on Equity (ROE)
10.85%
Return on Assets (ROA)
1.15%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
3.03%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.942
Debt / Assets
0.100
Cash & Equivalents
N/A
Total Debt
$57.10B
Book Value / Share
$150.87
Cash Flow Efficiency
Operating Cash Flow
$4.38B
Capital Expenditures (CapEx)
N/A
Free Cash Flow
$4.38B
OCF / Revenue
18.98%
FCF / Revenue
18.98%
FCF 3-Yr CAGR
-21.56%
Per Share Metrics
EPS (Diluted)
$16.59
EPS (Basic)
$16.60
Dividends / Share
$6.60
Book Value / Share
$150.87
EPS YoY Growth
20.74%
Balance Sheet (FY 2025)
Total Assets
$573.57B
Total Liabilities
$512.94B
Stockholders' Equity
$60.59B
Current Assets
N/A
Current Liabilities
N/A