PRUDENTIAL FINANCIAL INC PRU

Latest FY: 2025 Financial Services Insurance - Life
Market Price $118.49
Market Cap $41.15B
P/E Ratio 11.86
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-13.7% YoY
$60.77B
3-Yr CAGR: 0.4%
Net Income ↑31.1% YoY
$3.58B
Net Margin: 5.9%
Free Cash Flow ↓-26.2% YoY
$6.27B
FCF Yield: 15.24%
EPS (Diluted) ↑33.2% YoY
$9.99
Basic: $10.05
Return on Equity Efficiency
11.0%
ROA: 0.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PRU)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $58,779.0M $23,827.0M $4,368.0M $9.71 $2.80 2.69% $14,778.0M $14,778.0M
FY 2017 $59,689.0M +1.5% $24,568.0M $7,863.0M +80.0% $17.86 +83.9% $3.00 2.61% $13,445.0M $13,445.0M -9.0%
FY 2018 $62,992.0M +5.5% $22,168.0M $4,074.0M -48.2% $9.50 -46.8% $3.60 4.41% $21,664.0M $21,664.0M +61.1%
FY 2019 $64,807.0M +2.9% $26,437.0M $4,186.0M +2.7% $10.11 +6.4% $4.00 4.27% $19,625.0M $19,625.0M -9.4%
FY 2020 $57,033.0M -12.0% $20,400.0M $-374.0M -108.9% $-1.00 -109.9% $4.40 5.64% $8,368.0M $8,368.0M -57.4%
FY 2021 $70,934.0M +24.4% $30,998.0M $7,724.0M +2,165.2% $19.51 +2,051.0% $4.60 4.25% $9,812.0M $9,812.0M +17.3%
FY 2022 $60,050.0M -15.3% $14,967.0M $-1,438.0M -118.6% $-3.93 -120.1% $4.80 4.83% $5,158.0M $5,158.0M -47.4%
FY 2023 $53,979.0M -10.1% $21,286.0M $2,488.0M +273.0% $6.74 +271.5% $5.00 4.82% $6,510.0M $6,510.0M +26.2%
FY 2024 $70,405.0M +30.4% $21,256.0M $2,727.0M +9.6% $7.50 +11.3% $5.20 4.39% $8,502.0M $8,502.0M +30.6%
FY 2025 $60,774.0M -13.7% $25,550.0M $3,576.0M +31.1% $9.99 +33.2% $5.40 4.78% $6,271.0M $6,271.0M -26.2%
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Valuation

Market Price $118.49
Market Cap $41.15B
Enterprise Value $41.74B
P/E Ratio 11.86
P/B Ratio 1.27
FCF Yield 15.24%
Dividend Yield 4.56%
Shares Outstanding 347,325,100
%

Profitability & Margins

Gross Margin 42.04%
Operating Margin 3.59%
Net Margin 5.88%
Return on Equity (ROE) 11.02%
Return on Assets (ROA) 0.46%
Asset Turnover 0.08x
Revenue 3-Yr CAGR 0.40%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.626
Debt / Assets 0.026
Cash & Equivalents $19.71B
Total Debt $20.30B
Book Value / Share $93.39
💧

Cash Flow Efficiency

Operating Cash Flow $6.27B
Capital Expenditures (CapEx) N/A
Free Cash Flow $6.27B
OCF / Revenue 10.32%
FCF / Revenue 10.32%
FCF 3-Yr CAGR 6.73%
🏷️

Per Share Metrics

EPS (Diluted) $9.99
EPS (Basic) $10.05
Dividends / Share $5.40
Book Value / Share $93.39
EPS YoY Growth 33.20%
🏛️

Balance Sheet (FY 2025)

Total Assets $773.74B
Total Liabilities $738.16B
Stockholders' Equity $32.44B
Current Assets N/A
Current Liabilities N/A