QCR HOLDINGS INC QCRH

Latest FY: 2025 Financial Services Banks - Regional
Market Price $101.37
Market Cap $1.67B
P/E Ratio 13.53
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑6.4% YoY
$369.54M
3-Yr CAGR: 5.8%
Net Income ↑11.7% YoY
$127.19M
Net Margin: 34.4%
Free Cash Flow ↓-11.5% YoY
$354.11M
FCF Yield: 21.16%
EPS (Diluted) ↑11.6% YoY
$7.49
Basic: $7.54
Return on Equity Efficiency
11.4%
ROA: 1.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (QCRH)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $125.6M $113.6M $27.7M $2.17 $0.16 0.37% $43.4M $37.4M
FY 2017 $146.5M +16.7% $127.1M $35.7M +29.0% $2.61 +20.3% $0.20 0.47% $33.7M $28.0M -25.2%
FY 2018 $183.9M +25.5% $143.5M $43.1M +20.8% $2.86 +9.6% $0.24 0.75% $64.3M $52.8M +88.9%
FY 2019 $234.3M +27.4% $173.8M $57.4M +33.1% $3.60 +25.9% $0.24 0.55% $76.5M $64.1M +21.3%
FY 2020 $280.7M +19.8% $249.3M $60.6M +5.5% $3.80 +5.6% $0.24 0.61% $112.2M $107.9M +68.4%
FY 2021 $278.7M -0.7% $256.7M $98.9M +63.3% $6.20 +63.2% $0.24 0.43% $88.2M $74.2M -31.2%
FY 2022 $311.8M +11.9% $250.4M $99.1M +0.2% $5.87 -5.3% $0.24 0.48% $118.7M $85.4M +15.1%
FY 2023 $353.7M +13.4% $161.3M $113.6M +14.6% $6.73 +14.7% $0.24 0.41% $376.3M $361.4M +323.0%
FY 2024 $347.3M -1.8% $97.2M $113.8M +0.3% $6.71 -0.3% $0.24 0.30% $444.5M $400.0M +10.7%
FY 2025 $369.5M +6.4% $135.3M $127.2M +11.7% $7.49 +11.6% $0.24 0.29% $421.5M $354.1M -11.5%
$

Valuation

Market Price $101.37
Market Cap $1.67B
Enterprise Value $1.59B
P/E Ratio 13.53
P/B Ratio 1.50
FCF Yield 21.16%
Dividend Yield 0.24%
Shares Outstanding 16,509,799
%

Profitability & Margins

Gross Margin 36.62%
Operating Margin 36.78%
Net Margin 34.42%
Return on Equity (ROE) 11.44%
Return on Assets (ROA) 1.33%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 5.82%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio 5.70
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $85.52M
Total Debt N/A
Book Value / Share $67.37
💧

Cash Flow Efficiency

Operating Cash Flow $421.54M
Capital Expenditures (CapEx) $67.43M
Free Cash Flow $354.11M
OCF / Revenue 114.07%
FCF / Revenue 95.82%
FCF 3-Yr CAGR 60.63%
🏷️

Per Share Metrics

EPS (Diluted) $7.49
EPS (Basic) $7.54
Dividends / Share $0.24
Book Value / Share $67.37
EPS YoY Growth 11.62%
🏛️

Balance Sheet (FY 2025)

Total Assets $9.58B
Total Liabilities $8.46B
Stockholders' Equity $1.11B
Current Assets N/A
Current Liabilities $15.00M