Revenue (FY 2025)
↑11.9% YoY
$19.21B
3-Yr CAGR: 100.0%
Net Income
↓-0.2% YoY
$856.52M
Net Margin: 4.5%
Free Cash Flow
↑19.3% YoY
$1.34B
FCF Yield: 130.52%
EPS (Diluted)
↑11.3% YoY
$3.15
Basic: $3.21
Return on Equity
Efficiency
24.8%
ROA: 1.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (QFIN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $788.1M | — | $652.0M | $164.9M | — | $0.83 | — | — | — | $-111.0M | $-118.1M | — |
| FY 2018 | $646.8M | -17.9% | $540.8M | $-277.0M | -268.0% | $-1.37 | -265.1% | — | 0.00% | $41.5M | $32.9M | +127.9% |
| FY 2019 | $1,324.3M | +104.8% | $1,168.7M | $359.3M | +229.7% | $1.19 | +186.9% | — | 0.00% | $427.1M | $401.5M | +1,119.7% |
| FY 2020 | $2,078.8M | +57.0% | $1,833.5M | $535.9M | +49.1% | $1.75 | +47.1% | — | 0.00% | $816.2M | $800.9M | +99.5% |
| FY 2021 | $2,610.5M | +25.6% | $2,257.1M | $907.3M | +69.3% | $2.82 | +61.1% | — | 0.00% | $908.5M | $883.2M | +10.3% |
| FY 2022 | $2,400.1M | -8.1% | $2,056.0M | $583.5M | -35.7% | $1.81 | -35.8% | — | 0.00% | $858.7M | $831.7M | -5.8% |
| FY 2023 | $16,290.0M | +578.7% | $1,919.8M | $603.6M | +3.4% | $1.84 | +1.7% | — | 0.00% | $1,002.6M | $918.0M | +10.4% |
| FY 2024 | $17,165.7M | +5.4% | $1,954.3M | $858.2M | +42.2% | $2.83 | +53.8% | — | 0.00% | $1,280.0M | $1,126.9M | +22.7% |
| FY 2025 | $19,205.1M | +11.9% | $2,317.0M | $856.5M | -0.2% | $3.15 | +11.3% | — | 0.00% | $1,585.0M | $1,344.4M | +19.3% |
Valuation
Market Price
$8.46
Market Cap
$1.03B
Enterprise Value
$156.80M
P/E Ratio
2.69
P/B Ratio
0.30
FCF Yield
130.52%
Dividend Yield
0.00%
Shares Outstanding
Profitability & Margins
Gross Margin
12.06%
Operating Margin
4.97%
Net Margin
4.46%
Return on Equity (ROE)
24.84%
Return on Assets (ROA)
1.50%
Asset Turnover
0.34x
Revenue 3-Yr CAGR
100.01%
Financial Health & Liquidity
Current Ratio
2.43
Cash Ratio
1.61
Debt / Equity
1.109
Debt / Assets
0.067
Cash & Equivalents
$4.70B
Total Debt
$3.82B
Book Value / Share
$28.32
Cash Flow Efficiency
Operating Cash Flow
$1.58B
Capital Expenditures (CapEx)
$240.54M
Free Cash Flow
$1.34B
OCF / Revenue
8.25%
FCF / Revenue
7.00%
FCF 3-Yr CAGR
17.36%
Per Share Metrics
EPS (Diluted)
$3.15
EPS (Basic)
$3.21
Dividends / Share
N/A
Book Value / Share
$28.32
EPS YoY Growth
11.31%
Balance Sheet (FY 2025)
Total Assets
$56.95B
Total Liabilities
$53.50B
Stockholders' Equity
$3.45B
Current Assets
$7.08B
Current Liabilities
$2.91B