Root, Inc. ROOT

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $52.95
Market Cap $838.00M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑29.0% YoY
$1.52B
3-Yr CAGR: 69.6%
Net Income ↑30.4% YoY
$40.30M
Net Margin: 2.7%
Free Cash Flow ↑4.4% YoY
$192.40M
FCF Yield: 22.96%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
14.2%
ROA: 2.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ROOT)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $43.3M $42.4M $-69.1M $-26.1M $-26.1M
FY 2019 $290.2M +570.2% $267.9M $-282.4M -308.7% $-127.2M $-127.2M -387.4%
FY 2020 $346.8M +19.5% $269.1M $-363.0M -28.5% 0.00% $-287.2M $-287.2M -125.8%
FY 2021 $345.4M -0.4% $325.4M $-521.1M -43.6% 0.00% $-403.4M $-403.4M -40.5%
FY 2022 $310.8M -10.0% $276.2M $-297.7M +42.9% 0.00% $-210.6M $-219.4M +45.6%
FY 2023 $455.0M +46.4% $408.9M $-147.4M +50.5% 0.00% $-33.6M $-42.8M +80.5%
FY 2024 $1,176.5M +158.6% $1,134.3M $30.9M +121.0% 0.00% $195.7M $184.3M +530.6%
FY 2025 $1,517.1M +29.0% $1,496.1M $40.3M +30.4% 0.00% $206.5M $192.4M +4.4%
$

Valuation

Market Price $52.95
Market Cap $838.00M
Enterprise Value $369.00M
P/E Ratio N/A
P/B Ratio 2.95
FCF Yield 22.96%
Dividend Yield N/A
Shares Outstanding 15,826,300
%

Profitability & Margins

Gross Margin 98.62%
Operating Margin 4.07%
Net Margin 2.66%
Return on Equity (ROE) 14.18%
Return on Assets (ROA) 2.41%
Asset Turnover 0.91x
Revenue 3-Yr CAGR 69.63%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.705
Debt / Assets 0.120
Cash & Equivalents $669.30M
Total Debt $200.30M
Book Value / Share $17.96
💧

Cash Flow Efficiency

Operating Cash Flow $206.50M
Capital Expenditures (CapEx) $14.10M
Free Cash Flow $192.40M
OCF / Revenue 13.61%
FCF / Revenue 12.68%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $17.96
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $1.67B
Total Liabilities $1.39B
Stockholders' Equity $284.30M
Current Assets N/A
Current Liabilities N/A