Repay Holdings Corp RPAY

Latest FY: 2025 Technology Software - Infrastructure
Market Price $3.56
Market Cap $294.77M
P/E Ratio N/A
Quick Peer Compare (Technology):
Revenue (FY 2025) ↓-1.2% YoY
$309.26M
3-Yr CAGR: 3.5%
Net Income ↓-7,500.0% YoY
-$14.36M
Net Margin: -4.6%
Free Cash Flow ↓-39.1% YoY
$90.83M
FCF Yield: 30.81%
EPS (Diluted) ↓-2,627.3% YoY
$-3.00
Basic: $-3.00
Return on Equity Efficiency
-3.0%
ROA: -1.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (RPAY)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2017 $94.0M $71.4M $9.4M $21.1M $20.7M
FY 2018 $130.0M +38.4% $45.7M $10.5M +11.5% $-0.14 0.00% $-1.0M $-1.9M -109.1%
FY 2019 $104.6M -19.5% $79.5M 0.00%
FY 2020 $155.0M +48.2% $55.3M $-11.8M $-0.67 0.00% $28.5M $27.5M
FY 2021 $219.3M +41.4% $163.8M $-6.0M +49.4% $-0.60 +10.4% 0.00% $53.3M $50.5M +83.6%
FY 2022 $279.2M +27.4% $214.4M $-4.1M +31.2% $0.12 +120.0% $0.00 0.00% $74.2M $71.0M +40.8%
FY 2023 $296.6M +6.2% $226.9M $-6.9M -69.2% $-1.23 -1,125.0% $0.00 0.00% $103.6M $102.9M +44.8%
FY 2024 $313.0M +5.5% $241.4M $-0.2M +97.3% $-0.11 +91.1% $0.00 0.00% $150.1M $149.1M +44.9%
FY 2025 $309.3M -1.2% $232.0M $-14.4M -7,500.0% $-3.00 -2,627.3% 0.00% $91.1M $90.8M -39.1%
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Valuation

Market Price $3.56
Market Cap $294.77M
Enterprise Value $615.96M
P/E Ratio N/A
P/B Ratio 0.61
FCF Yield 30.81%
Dividend Yield 0.00%
Shares Outstanding 82,801,000
%

Profitability & Margins

Gross Margin 75.02%
Operating Margin -82.36%
Net Margin -4.64%
Return on Equity (ROE) -2.97%
Return on Assets (ROA) -1.20%
Asset Turnover 0.26x
Revenue 3-Yr CAGR 3.46%
🛡️

Financial Health & Liquidity

Current Ratio 0.82
Cash Ratio 0.48
Debt / Equity 0.902
Debt / Assets 0.364
Cash & Equivalents $115.69M
Total Debt $436.88M
Book Value / Share $5.85
💧

Cash Flow Efficiency

Operating Cash Flow $91.11M
Capital Expenditures (CapEx) $286.00K
Free Cash Flow $90.83M
OCF / Revenue 29.46%
FCF / Revenue 29.37%
FCF 3-Yr CAGR 8.53%
🏷️

Per Share Metrics

EPS (Diluted) $-3.00
EPS (Basic) $-3.00
Dividends / Share N/A
Book Value / Share $5.85
EPS YoY Growth -2,627.27%
🏛️

Balance Sheet (FY 2025)

Total Assets $1.20B
Total Liabilities $717.97M
Stockholders' Equity $484.43M
Current Assets $196.83M
Current Liabilities $240.65M