LendingTree, Inc. TREE

Latest FY: 2025 Financial Services Insurance Brokers
Market Price $26.81
Market Cap $374.08M
P/E Ratio 2.49
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑24.1% YoY
$1.12B
3-Yr CAGR: 4.3%
Net Income ↑462.8% YoY
$151.31M
Net Margin: 13.5%
Free Cash Flow ↑13.4% YoY
$70.61M
FCF Yield: 18.87%
EPS (Diluted) ↑443.3% YoY
$10.78
Basic: $11.14
Return on Equity Efficiency
52.8%
ROA: 17.7%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (TREE)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $384.4M $370.6M $27.5M $2.15 0.00% $58.5M $26.5M
FY 2017 $617.7M +60.7% $600.5M $15.6M -43.3% $1.14 -47.0% 0.00% $103.5M $95.5M +260.4%
FY 2018 $764.9M +23.8% $728.5M $96.5M +519.5% $6.85 +500.9% 0.00% $123.9M $109.0M +14.2%
FY 2019 $1,106.6M +44.7% $432.3M $17.8M -81.5% $1.22 -82.2% 0.00% $157.2M $137.1M +25.8%
FY 2020 $910.0M -17.8% $369.5M $-48.3M -370.7% $-3.71 -404.1% 0.00% $111.3M $69.2M -49.6%
FY 2021 $1,098.5M +20.7% $410.4M $69.1M +243.2% $5.05 +236.1% 0.00% $131.3M $131.3M +89.8%
FY 2022 $985.0M -10.3% $368.9M $-188.0M -371.9% $-14.69 -390.9% 0.00% $43.0M $31.5M -76.0%
FY 2023 $672.5M -31.7% $289.8M $-122.4M +34.9% $-9.46 +35.6% 0.00% $67.6M $67.6M +114.3%
FY 2024 $900.2M +33.9% $309.6M $-41.7M +65.9% $-3.14 +66.8% 0.00% $62.3M $62.3M -7.9%
FY 2025 $1,117.3M +24.1% $352.0M $151.3M +462.8% $10.78 +443.3% 0.00% $73.1M $70.6M +13.4%
$

Valuation

Market Price $26.81
Market Cap $374.08M
Enterprise Value $684.63M
P/E Ratio 2.49
P/B Ratio 1.30
FCF Yield 18.87%
Dividend Yield N/A
Shares Outstanding 13,953,000
%

Profitability & Margins

Gross Margin 31.51%
Operating Margin 5.80%
Net Margin 13.54%
Return on Equity (ROE) 52.76%
Return on Assets (ROA) 17.68%
Asset Turnover 1.31x
Revenue 3-Yr CAGR 4.29%
🛡️

Financial Health & Liquidity

Current Ratio 1.67
Cash Ratio 0.59
Debt / Equity 1.365
Debt / Assets 0.458
Cash & Equivalents $81.07M
Total Debt $391.62M
Book Value / Share $20.55
💧

Cash Flow Efficiency

Operating Cash Flow $73.10M
Capital Expenditures (CapEx) $2.50M
Free Cash Flow $70.61M
OCF / Revenue 6.54%
FCF / Revenue 6.32%
FCF 3-Yr CAGR 30.84%
🏷️

Per Share Metrics

EPS (Diluted) $10.78
EPS (Basic) $11.14
Dividends / Share N/A
Book Value / Share $20.55
EPS YoY Growth 443.31%
🏛️

Balance Sheet (FY 2025)

Total Assets $855.69M
Total Liabilities $568.89M
Stockholders' Equity $286.80M
Current Assets $229.71M
Current Liabilities $137.46M