US BANCORP \DE\ USB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $62.83
Market Cap $97.89B
P/E Ratio 13.60
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.4% YoY
$28.66B
3-Yr CAGR: 5.8%
Net Income ↑20.2% YoY
$7.57B
Net Margin: 26.4%
Free Cash Flow ↓-29.3% YoY
$7.97B
FCF Yield: 8.14%
EPS (Diluted) ↑21.9% YoY
$4.62
Basic: $4.62
Return on Equity Efficiency
11.6%
ROA: 1.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (USB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $21,308.0M $9,632.0M $5,888.0M $3.24 $1.07 2.08% $5,336.0M $5,336.0M
FY 2017 $22,057.0M +3.5% $9,112.0M $6,218.0M +5.6% $3.51 +8.3% $1.16 2.16% $6,472.0M $6,472.0M +21.3%
FY 2018 $22,637.0M +2.6% $10,173.0M $7,096.0M +14.1% $4.14 +17.9% $1.34 2.93% $10,564.0M $10,564.0M +63.2%
FY 2019 $22,883.0M +1.1% $10,098.0M $6,914.0M -2.6% $4.16 +0.5% $1.58 2.66% $4,889.0M $4,889.0M -53.7%
FY 2020 $23,226.0M +1.5% $9,857.0M $4,959.0M -28.3% $3.06 -26.4% $1.68 3.61% $3,716.0M $3,716.0M -24.0%
FY 2021 $22,721.0M -2.2% $8,993.0M $7,963.0M +60.6% $5.10 +66.7% $1.76 3.13% $9,870.0M $9,870.0M +165.6%
FY 2022 $24,184.0M +6.4% $9,278.0M $5,825.0M -26.8% $3.69 -27.6% $1.88 4.31% $21,119.0M $21,119.0M +114.0%
FY 2023 $28,144.0M +16.4% $9,271.0M $5,429.0M -6.8% $3.27 -11.4% $1.93 4.46% $8,447.0M $8,447.0M -60.0%
FY 2024 $27,455.0M -2.4% $10,267.0M $6,299.0M +16.0% $3.79 +15.9% $1.98 4.14% $11,273.0M $11,273.0M +33.5%
FY 2025 $28,656.0M +4.4% $11,819.0M $7,570.0M +20.2% $4.62 +21.9% $2.04 3.82% $7,970.0M $7,970.0M -29.3%
$

Valuation

Market Price $62.83
Market Cap $97.89B
Enterprise Value N/A
P/E Ratio 13.60
P/B Ratio 1.50
FCF Yield 8.14%
Dividend Yield 3.25%
Shares Outstanding 1,558,000,000
%

Profitability & Margins

Gross Margin 41.24%
Operating Margin 33.21%
Net Margin 26.42%
Return on Equity (ROE) 11.61%
Return on Assets (ROA) 1.09%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 5.82%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.932
Debt / Assets 0.088
Cash & Equivalents N/A
Total Debt $60.76B
Book Value / Share $41.84
💧

Cash Flow Efficiency

Operating Cash Flow $7.97B
Capital Expenditures (CapEx) N/A
Free Cash Flow $7.97B
OCF / Revenue 27.81%
FCF / Revenue 27.81%
FCF 3-Yr CAGR -27.73%
🏷️

Per Share Metrics

EPS (Diluted) $4.62
EPS (Basic) $4.62
Dividends / Share $2.04
Book Value / Share $41.84
EPS YoY Growth 21.90%
🏛️

Balance Sheet (FY 2025)

Total Assets $692.35B
Total Liabilities $626.69B
Stockholders' Equity $65.19B
Current Assets N/A
Current Liabilities N/A