WASHINGTON TRUST BANCORP INC WASH

Latest FY: 2025 Financial Services Banks - Regional
Market Price $39.88
Market Cap $760.34M
P/E Ratio 14.72
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑127.6% YoY
$229.05M
3-Yr CAGR: 1.6%
Net Income ↑286.2% YoY
$52.24M
Net Margin: 22.8%
Free Cash Flow ↑45.9% YoY
$78.31M
FCF Yield: 10.30%
EPS (Diluted) ↑266.3% YoY
$2.71
Basic: $2.72
Return on Equity Efficiency
9.6%
ROA: 0.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WASH)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $175.6M $152.6M $46.5M $2.70 $1.46 $58.7M $55.6M
FY 2017 $184.3M +5.0% $154.3M $45.9M -1.2% $2.64 -2.2% $1.54 $59.4M $56.6M +1.8%
FY 2018 $194.4M +5.5% $150.3M $68.4M +49.0% $3.93 +48.9% $1.76 $82.9M $78.9M +39.4%
FY 2019 $200.5M +3.1% $136.2M $69.1M +1.0% $3.96 +0.8% $2.00 $73.4M $70.3M -10.9%
FY 2020 $226.9M +13.2% $184.4M $69.8M +1.0% $4.00 +1.0% $2.05 $36.5M $33.1M -53.0%
FY 2021 $228.8M +0.9% $212.3M $76.9M +10.1% $4.39 +9.7% $2.10 $100.8M $97.3M +194.3%
FY 2022 $218.6M -4.5% $180.1M $71.7M -6.8% $4.11 -6.4% $2.18 $113.0M $106.9M +9.8%
FY 2023 $193.2M -11.6% $21.7M $48.2M -32.8% $2.82 -31.4% $2.24 $31.6M $26.6M -75.2%
FY 2024 $100.7M -47.9% $100.7M $-28.1M -158.2% $-1.63 -157.8% $2.24 $57.7M $53.7M +102.1%
FY 2025 $229.0M +127.6% $64.1M $52.2M +286.2% $2.71 +266.3% $2.24 $80.3M $78.3M +45.9%
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Valuation

Market Price $39.88
Market Cap $760.34M
Enterprise Value $621.88M
P/E Ratio 14.72
P/B Ratio 1.40
FCF Yield 10.30%
Dividend Yield 5.62%
Shares Outstanding 19,065,600
%

Profitability & Margins

Gross Margin 28.01%
Operating Margin 29.43%
Net Margin 22.81%
Return on Equity (ROE) 9.61%
Return on Assets (ROA) 0.79%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 1.57%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $138.46M
Total Debt N/A
Book Value / Share $28.51
💧

Cash Flow Efficiency

Operating Cash Flow $80.31M
Capital Expenditures (CapEx) $2.00M
Free Cash Flow $78.31M
OCF / Revenue 35.06%
FCF / Revenue 34.19%
FCF 3-Yr CAGR -9.85%
🏷️

Per Share Metrics

EPS (Diluted) $2.71
EPS (Basic) $2.72
Dividends / Share $2.24
Book Value / Share $28.51
EPS YoY Growth 266.26%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.62B
Total Liabilities $6.08B
Stockholders' Equity $543.58M
Current Assets N/A
Current Liabilities N/A