WSFS FINANCIAL CORP WSFS

Latest FY: 2025 Financial Services Banks - Regional
Market Price $79.94
Market Cap $4.16B
P/E Ratio 15.71
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑1.9% YoY
$1.07B
3-Yr CAGR: 3.4%
Net Income ↑9.0% YoY
$287.35M
Net Margin: 27.0%
Free Cash Flow ↑3.9% YoY
$213.61M
FCF Yield: 5.13%
EPS (Diluted) ↑15.4% YoY
$5.09
Basic: $5.11
Return on Equity Efficiency
10.5%
ROA: 1.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WSFS)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $298.8M $276.0M $64.1M $2.06 $0.25 0.53% $80.2M $70.3M
FY 2017 $345.9M +15.8% $312.5M $50.2M -21.6% $1.56 -24.3% $0.29 0.61% $130.2M $122.4M +74.2%
FY 2018 $409.0M +18.2% $362.5M $134.7M +168.2% $4.19 +168.6% $0.41 1.09% $135.6M $130.1M +6.2%
FY 2019 $633.1M +54.8% $556.9M $148.8M +10.4% $3.00 -28.4% $0.45 1.03% $89.9M $75.7M -41.8%
FY 2020 $667.0M +5.4% $618.5M $114.8M -22.9% $2.27 -24.3% $0.48 1.07% $15.1M $8.0M -89.4%
FY 2021 $641.8M -3.8% $619.1M $271.4M +136.5% $5.69 +150.7% $0.51 1.01% $125.6M $119.1M +1,391.6%
FY 2022 $963.9M +50.2% $923.0M $222.4M -18.1% $3.49 -38.7% $0.56 1.24% $480.9M $472.0M +296.4%
FY 2023 $1,015.0M +5.3% $763.6M $269.2M +21.0% $4.40 +26.1% $0.60 1.31% $237.0M $230.6M -51.1%
FY 2024 $1,046.4M +3.1% $688.2M $263.7M -2.0% $4.41 +0.2% $0.60 1.13% $219.9M $205.6M -10.8%
FY 2025 $1,066.0M +1.9% $772.4M $287.3M +9.0% $5.09 +15.4% $0.66 1.19% $220.0M $213.6M +3.9%
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Valuation

Market Price $79.94
Market Cap $4.16B
Enterprise Value $2.46B
P/E Ratio 15.71
P/B Ratio 1.52
FCF Yield 5.13%
Dividend Yield 0.82%
Shares Outstanding 52,044,000
%

Profitability & Margins

Gross Margin 72.46%
Operating Margin 35.71%
Net Margin 26.96%
Return on Equity (ROE) 10.49%
Return on Assets (ROA) 1.35%
Asset Turnover 0.05x
Revenue 3-Yr CAGR 3.41%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $1.70B
Total Debt N/A
Book Value / Share $52.62
💧

Cash Flow Efficiency

Operating Cash Flow $220.00M
Capital Expenditures (CapEx) $6.39M
Free Cash Flow $213.61M
OCF / Revenue 20.64%
FCF / Revenue 20.04%
FCF 3-Yr CAGR -23.23%
🏷️

Per Share Metrics

EPS (Diluted) $5.09
EPS (Basic) $5.11
Dividends / Share $0.66
Book Value / Share $52.62
EPS YoY Growth 15.42%
🏛️

Balance Sheet (FY 2025)

Total Assets $21.31B
Total Liabilities $18.59B
Stockholders' Equity $2.74B
Current Assets N/A
Current Liabilities N/A