← ACNB CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Attributable to Parent | $10.9m |
$9.8m
-9.95%
|
$21.7m
+122.19%
|
$23.7m
+9.07%
|
$18.4m
-22.46%
|
$27.8m
+51.32%
|
$35.8m
+28.45%
|
$31.7m
-11.37%
|
$31.8m
+0.50%
|
$37.1m
+16.34%
|
— | |
| Depreciation, Depletion and Amortization | $1.8m | $2.3m | $2.9m | $2.7m | $3.7m | $3.4m | $3.8m | $3.4m | $3.0m | $6.7m | $6.8m | |
| Amortization of Intangible Assets | $345k | $537k | $745k | $621k | $1.3m | $1.2m | $1.5m | $1.4m | $1.2m | $4.3m | — | |
| Depreciation | $1.5m | $1.8m | $2.1m | $2.1m | $2.4m | $2.3m | $2.3m | $1.9m | $1.8m | $2.5m | $2.5m | |
| Deferred Income Tax Expense (Benefit) | $171k | $1.7m | $557k | $120k | ($1.0m) | $236k | $924k | $2.4m | $779k | $3.6m | — | |
| Share-based Payment Arrangement, Expense | — | — | — | — | — | — | — | — | — | $1.4m | $1.7m | |
| Gain (Loss) on Sale of Assets and Asset Impairment Charges | — | — | — | — | — | — | $0 | $337k | $0 | $0 | — | |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Other Operating Assets | $210k | ($3.0m) | ($2.5m) | $1.3m | ($7.3m) | $4.3m | $4.3m | $7.4m | ($5.4m) | ($6.4m) | — | |
| Increase (Decrease) in Other Operating Liabilities | $613k | $807k | ($185k) | $1.2m | ($4.4m) | $6.0m | $910k | $5.7m | $108k | ($285k) | — | |
| Net Cash Provided by (Used in) Operating Activities | $12.1m |
$17.0m
+40.31%
|
$29.5m
+73.72%
|
$25.7m
-12.93%
|
$25.5m
-0.98%
|
$42.1m
+65.39%
|
$39.2m
-6.94%
|
$40.6m
+3.57%
|
$39.8m
-2.02%
|
$53.6m
+34.84%
|
$60.3m
+12.35%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | — | — | — | — | — | ($26k) | ($41k) | $0 | $0 | — | ($2.2m) | |
| Payments to Acquire Property, Plant, and Equipment | $2.3m | $1.8m | $1.7m | $1.4m | $1.0m | $1.6m | $1.8m | $1.2m | $960k | $1.1m | ($1.5m) | |
| Equipment Expense | $3.0m | $3.8m | $5.0m | $4.8m | $5.4m | $6.2m | $6.6m | $6.5m | $7.3m | $9.5m | — | |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | $449k | $0 | — | — | — | — | — | — | — | — | ($2.2m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $30.4m | $34.4m | $17.9m | $19.2m | $96.5m | $105.3m | $58.6m | $32.6m | $44.7m | $57.5m | — | |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | $0 | — | — | ($234k) | ($5.2m) | $69k | ($3.5m) | — | |
| Payments to Acquire Businesses, Net of Cash Acquired | $0 | ($6.4m) | $0 | — | ($35.3m) | $0 | — | — | — | ($36.2m) | $0 | |
| Net Cash Provided by (Used in) Investing Activities | ($59.4m) | ($52.0m) | ($53.6m) | $8.0m | ($114.8m) | $60.5m | ($331.7m) | $15.4m | $2.4m | $64.6m | ($79.8m) | |
| Cash flows from financing activities: | ||||||||||||
| Repayments of Long-term Debt | — | — | — | $24.2m | $22.0m | $34.0m | $15.2m | $0 | $0 | $40.2m | ($55.0m) | |
| Debt and Equity Securities, Gain (Loss) | — | — | $85k | — | — | — | — | — | — | — | — | |
| Debt and Equity Securities, Realized Gain (Loss) | — | — | $85k | — | — | — | — | — | — | — | — | |
| Proceeds from Issuance of Long-term Debt | $16.0m | $29.6m | $17.7m | $7.0m | $0 | $15.0m | $1.5m | $175.0m | $60.0m | $0 | $14.5m | |
| Payments for Repurchase of Common Stock | — | — | — | — | — | $1.5m | $6.7m | $2.0m | $249k | $11.2m | — | |
| Payments of Ordinary Dividends, Common Stock | $4.8m | $5.2m | $6.3m | $6.9m | $8.7m | $9.0m | $9.1m | $9.7m | $10.7m | $14.4m | ($20.7m) | |
| Proceeds from Issuance of Common Stock | $556k | $482k | $541k | $892k | $824k | $60k | $713k | $721k | $424k | $642k | $986k | |
| Other Interest and Dividend Income | $119k | $194k | $648k | $1.3m | $615k | $777k | $5.8m | $3.3m | $2.8m | $3.8m | — | |
| Net Cash Provided by (Used in) Financing Activities | $47.5m |
$50.5m
+6.23%
|
$30.5m
-39.48%
|
$39.7m
+30.03%
|
$374.4m
+842.84%
|
$208.1m
-44.41%
|
($249.4m)
-219.85%
|
($158.2m)
+36.56%
|
($60.9m)
+61.51%
|
($99.9m)
-64.03%
|
($1.8m)
+98.21%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $174k | $15.5m | $6.5m | $73.5m | $285.0m | $310.8m | ($542.0m) | ($102.2m) | ($18.7m) | $18.4m | $81.8m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | $34.4m | $40.9m | $114.4m | $399.4m | $710.1m | $168.2m | $66.0m | $47.3m | $65.6m | $81.8m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Bank Owned Life Insurance Income | $1.1m | $1.1m | $1.1m | $1.2m | $1.4m | $1.4m | $1.5m | $1.9m | $2.0m | $2.6m | — | |
| Gain (Loss) on Sales of Loans, Net | $661k | $506k | $542k | $697k | $2.3m | $3.4m | $487k | $56k | $301k | $5.3m | — | |
| Parent Company | $4.8m | $5.2m | $6.3m | $6.9m | $8.7m | $9.0m | $9.1m | $9.7m | $10.7m | $14.4m | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $3.9m | $5.1m | $7.2m | $8.8m | $13.6m | $8.2m | $3.7m | $7.2m | $23.1m | $39.5m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | — | — | — | — | — | ($11k) | — | — | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | ($296k) | $267k | ($193k) | $439k | ($298k) | $18k | ($9k) | $30k | — | |
| Goodwill | $6.3m | $19.6m | $19.6m | $19.6m | $42.1m | $42.1m | $44.2m | $44.2m | $44.2m | $64.4m | — | |
| Income Tax Expense (Benefit) | — | — | — | — | — | — | — | — | — | $9.4m | — | |
| Operating Lease, Expense | — | — | — | $883k | $1.0m | $967k | $1.0m | $924k | $917k | $1.4m | — | |
| Operating Lease, Lease Income | — | — | — | $94k | $84k | $77k | $78k | — | — | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | $50k | $0 | — | ($2.8m) | $5.3m | — |