← BayCom Corp
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total interest and dividend income | $44.3m |
$56.9m
+28.49%
|
$76.5m
+34.62%
|
$87.2m
+13.91%
|
$81.6m
-6.40%
|
$107.1m
+31.19%
|
$126.3m
+18.00%
|
$131.7m
+4.25%
|
$135.4m
+2.79%
|
— | |
| Total noninterest income | $4.8m | $7.1m | $9.6m | $8.8m | $11.3m | $10.7m | $7.0m | $6.4m | $6.1m | — | |
| Net interest income | $39.9m |
$51.9m
+29.99%
|
$67.8m
+30.61%
|
$78.3m
+15.46%
|
$72.8m
-7.01%
|
$96.7m
+32.84%
|
$97.9m
+1.20%
|
$91.1m
-6.88%
|
$94.5m
+3.64%
|
$95.7m
+1.34%
|
|
| Salaries and employee benefits | $17.0m | $21.4m | $28.8m | $33.9m | $33.8m | $40.5m | $41.0m | $38.9m | $40.2m | — | |
| Total noninterest expense | $30.1m | $36.7m | $51.5m | $58.5m | $55.1m | $65.9m | $64.7m | $64.1m | $63.9m | — | |
| Total interest expense | $4.3m | $4.9m | $8.7m | $8.9m | $8.8m | $10.4m | $28.5m | $40.6m | $40.9m | — | |
| Net interest income after provision for credit losses | $39.5m |
$50.1m
+26.84%
|
$65.6m
+30.98%
|
$68.0m
+3.64%
|
$72.3m
+6.43%
|
$92.3m
+27.55%
|
$95.9m
+3.89%
|
$89.9m
-6.24%
|
$90.4m
+0.57%
|
$95.7m
+5.90%
|
|
| Gain on sale of loans | $2.2m | $2.1m | $3.0m | $1.8m | $4.8m | $2.7m | $508k | $287k | $268k | $228k | |
| Other income and fees | $554k | $1.7m | $1.6m | $1.0m | $936k | $1.0m | $1.1m | $1.2m | $1.1m | — | |
| Other expense | $5.1m | $7.2m | $9.1m | $9.3m | $8.4m | $10.1m | $8.9m | $9.3m | $7.2m | — | |
| Income before provision for income taxes | $14.1m | $20.5m | $23.7m | $18.2m | $28.5m | $37.0m | $38.2m | $32.1m | $32.6m | — | |
| Provision for income taxes | $8.9m | $6.0m | $6.4m | $4.5m | $7.8m | $10.0m | $10.7m | $8.5m | $8.7m | — | |
| Net income | $5.3m |
$14.5m
+175.53%
|
$17.3m
+19.49%
|
$13.7m
-20.74%
|
$20.7m
+50.74%
|
$27.0m
+30.43%
|
$27.4m
+1.62%
|
$23.6m
-13.90%
|
$23.9m
+1.34%
|
$13.1m
-45.33%
|
|
| Basic earnings per common share (in dollars per share) | $0.81 | $1.50 | $1.47 | $1.15 | $1.90 | $2.06 | $2.27 | $2.10 | $2.18 | — | |
| Diluted earnings per common share (in dollars per share) | $0.81 | $1.50 | $1.47 | $1.15 | $1.90 | $2.06 | $2.27 | $2.10 | $2.18 | — | |
| Weighted average common shares outstanding (in shares) | 6.5m | 9.7m | 11.8m | 12.0m | 10.9m | 13.1m | 12.1m | 11.3m | 11.0m | — | |
| Loans, including fees | $41.1m | $49.1m | $65.5m | $82.2m | $76.1m | $95.7m | $106.3m | $104.1m | $114.1m | — | |
| Investment securities | $39.9m | $51.9m | $67.8m | $3.0m | $3.9m | $6.1m | $7.0m | $9.0m | $9.4m | — | |
| Fed funds sold and interest-bearing balances in banks | $2.7m | $7.1m | $10.3m | $4.2m | $4.6m | $4.0m | $11.6m | $17.1m | $10.3m | — | |
| FHLB dividends | $356k | $446k | $495k | $340k | $494k | $684k | $862k | $1.0m | $1.0m | — | |
| FRB dividends | $87k | $223k | $295k | $453k | $458k | $549k | $577k | $578k | $561k | — | |
| Deposits | $3.9m | $4.5m | $8.2m | $7.0m | $4.9m | $6.3m | $24.0m | $36.1m | $36.8m | — | |
| Subordinated debt | $1 | $2 | $1 | $1.4m | $3.6m | $3.6m | $3.6m | $3.6m | $3.4m | — | |
| Junior subordinated deferrable interest debentures | $404k | $480k | $567k | $540k | $345k | $496k | $841k | $863k | $762k | — | |
| Provision for credit losses | — | — | — | $78.3m | $466k | $4.4m | $2.0m | $1.3m | $4.1m | — | |
| (Loss) gain on equity securities | — | — | — | $1 | $0 | ($4.6m) | ($1.1m) | $463k | ($230k) | — | |
| Service charges and other fees | $1.2m | $2.0m | $2.7m | $2.5m | $2.4m | $3.1m | $3.6m | $3.4m | $3.5m | — | |
| Loan servicing and other loan fees | $566k | $1.2m | $1.9m | $2.5m | $1.8m | $2.2m | $1.9m | $1.6m | $1.7m | — | |
| (Loss) gain on investment in Small Business Investment Company ("SBIC") fund | — | $452k | $669k | $875k | $1.3m | ($70k) | $1.1m | ($500k) | ($278k) | — | |
| Occupancy and equipment | $3.2m | $4.3m | $5.1m | $7.1m | $7.4m | $8.4m | $8.2m | $8.7m | $8.6m | $8.5m | |
| Data processing | $4.7m | $3.8m | $8.4m | $8.2m | $5.6m | $7.0m | $6.6m | $7.3m | $7.9m | — |