BayCom Corp BCML

Latest FY: 2025 Financial Services Banks - Regional
Market Price $29.86
Market Cap $325.75M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑3.1% YoY
$100.54M
3-Yr CAGR: -0.7%
Net Income ↑1.3% YoY
$23.93M
Net Margin: 23.8%
Free Cash Flow ↑5.0% YoY
$30.09M
FCF Yield: 9.24%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
7.1%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (BCML)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2017 $39.9M $9.8M $5.3M 0.00% $9.3M $9.3M
FY 2018 $59.0M +47.7% $22.3M $14.5M +175.5% 0.00% $6.2M $6.2M -33.1%
FY 2019 $77.4M +31.2% $25.9M $17.3M +19.5% 0.00% $7.0M $7.0M +11.5%
FY 2020 $87.1M +12.5% $28.5M $13.7M -20.7% 0.00% $10.0M $10.0M +43.7%
FY 2021 $84.1M -3.4% $28.9M $20.7M +50.7% 0.00% $10.4M $10.4M +4.3%
FY 2022 $102.8M +22.3% $36.9M $27.0M +30.4% 0.00% $39.6M $38.8M +271.7%
FY 2023 $104.9M +2.0% $40.2M $27.4M +1.6% 0.00% $30.8M $28.7M -26.0%
FY 2024 $97.5M -7.0% $33.4M $23.6M -13.9% 0.00% $30.4M $28.7M -0.1%
FY 2025 $100.5M +3.1% $36.7M $23.9M +1.3% 0.00% $31.8M $30.1M +5.0%
$

Valuation

Market Price $29.86
Market Cap $325.75M
Enterprise Value $119.24M
P/E Ratio N/A
P/B Ratio 0.96
FCF Yield 9.24%
Dividend Yield N/A
Shares Outstanding 10,909,300
%

Profitability & Margins

Gross Margin 36.49%
Operating Margin 32.44%
Net Margin 23.80%
Return on Equity (ROE) 7.07%
Return on Assets (ROA) 0.92%
Asset Turnover 0.04x
Revenue 3-Yr CAGR -0.74%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents $206.51M
Total Debt N/A
Book Value / Share $31.03
💧

Cash Flow Efficiency

Operating Cash Flow $31.83M
Capital Expenditures (CapEx) $1.75M
Free Cash Flow $30.09M
OCF / Revenue 31.66%
FCF / Revenue 29.92%
FCF 3-Yr CAGR -8.11%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $31.03
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.59B
Total Liabilities $2.26B
Stockholders' Equity $338.55M
Current Assets N/A
Current Liabilities N/A