← BANCO SANTANDER CHILE
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Loans and account receivable from customers | — | — | $29.3t | $31.8t | $33.3t | $35.5t | $37.5t | $39.6t | $40.1t | $39.6t | |
| Property, plant, and equipment | $257.4b | $242.5b | $253.6b | $252.3b | $240.9b | $236.9b | $238.1b | $251.8b | $251.8b | $242.5b | |
| Goodwill | — | — | — | — | — | — | — | — | $0 | $0 | |
| Intangible Assets Other Than Goodwill | $58.1b | $63.2b | $66.9b | $73.4b | $82.5b | $95.4b | $107.8b | $97.6b | $88.7b | $91.5b | |
| Intangible assets | $58.1b | $63.2b | $66.9b | $73.4b | $82.5b | $95.4b | $107.8b | $97.6b | $88.7b | $91.5b | |
| Right of use assets | — | — | — | $156.0b | $148.0b | $137.9b | $133.8b | $100.4b | $60.8b | $29.9b | |
| Other assets | $847.3b | $764.4b | $991.2b | $1.4t | $1.7t | $3.0t | $3.6t | $3.0t | $2.5t | $2.6t | |
| Additional Financial Items | |||||||||||
| Allowance Account For Credit Losses Of Financial Assets | $7.6b | $1.4b | $723.0m | $2.0b | $1.2b | — | — | $1.7b | — | — | |
| Current Tax Assets Current | — | — | — | $11.6b | — | $121.5b | $36.5b | $93.6b | $60.0m | $113.0m | |
| Deferred Tax Assets | $359.6b | $371.1b | $397.5b | $451.4b | $516.5b | $710.9b | $641.3b | $553.5b | $532.8b | $516.6b | |
| Investment Property | — | — | — | — | — | — | — | $3.4t | — | — | |
| Issued Capital | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | |
| Trade And Other Current Receivables | $397.0b | $485.7b | $77.0b | $270.2b | $133.7b | $73.3b | $154.0b | $98.3b | $329.3b | $714.6b | |
| Trade And Other Payables | $154.2b | $197.0b | $163.2b | $214.2b | $227.5b | $259.1b | $405.9b | $312.9b | $323.0b | $449.2b | |
| Cash and deposits in banks | $2.3t | $1.5t | $2.1t | $3.6t | $2.8t | $2.9t | $2.0t | $2.7t | $2.7t | $2.0t | |
| Cash items in process of collection | $495.3b | $668.1b | $353.8b | $355.1b | $453.0b | $390.3b | $843.8b | $812.5b | $572.6b | $1.2t | |
| Financial derivative contracts | $2.3t | $2.1t | $2.5t | $7.4t | $9.0t | $10.9t | $11.3t | $9.5t | $12.2t | $10.6t | |
| Debt financial instruments | — | — | — | — | — | $4.7t | $4.9t | $8.2t | $5.2t | $5.5t | |
| Financial assets for trading at fair value through profit and loss | — | — | $77.0b | $270.2b | $133.7b | $73.3b | $11.8t | $10.2t | $12.6t | $11.6t | |
| Debt financial instrument | — | — | $2.4t | $4.0t | $7.2t | $5.8t | $5.9t | $4.5t | $2.7t | $3.6t | |
| Other financial instruments | — | — | $483.0m | $482.0m | $548.0m | $189.0m | $142.3b | $105.3b | $74.9b | $291.6b | |
| Financial assets at fair value through other comprehensive income | — | — | $68.6b | $66.1b | $69.3b | $99.4b | $6.0t | $4.6t | $2.8t | $3.9t | |
| Financial derivative contracts for hedge accounting | — | — | — | — | — | $629.1b | $477.8b | $605.5b | $843.6b | $261.2b | |
| Rights under repurchase agreements | — | — | — | — | — | — | — | $0 | $153.1b | $428.0b | |
| Interbank loans | $268.7b | $162.2b | — | — | — | $428.0m | $33.0b | $68.4b | $31.3b | $68.2b | |
| Financial assets at amortised cost | — | — | — | — | — | $40.2t | $42.4t | $47.8t | $45.5t | $45.7t | |
| Investments in associates and other companies | $23.8b | $27.6b | $32.0b | $10.2b | $10.4b | $35.7b | $46.6b | $55.3b | $59.8b | $67.0b | |
| Current taxes | — | — | $8.1b | $11.6b | $13.0b | $121.5b | $148.7b | $257.3b | $48.5b | $83.1b | |
| Deferred taxes | $7.7b | $9.7b | $15.5b | $99.2b | $129.5b | $427.7b | $376.7b | $217.9b | $676.0m | $1.8b | |
| Non-current assets and disposal groups for sale | — | — | — | — | — | $29.9b | $40.4b | $51.4b | $71.6b | $114.0b | |
| Cash items in process of being cleared | $288.5b | $486.7b | $163.0b | $198.2b | $361.6b | $379.9b | $746.9b | $775.1b | $497.1b | $1.1t | |
| Financial liabilities for trading at fair value through profit and loss | — | — | — | — | — | $9.5t | $11.3t | $9.5t | $12.2t | $10.6t | |
| Financial derivative contracts for accounting hedges | — | — | — | — | — | $1.4t | $2.8t | $2.5t | $898.4b | $912.7b | |
| Deposits and other demand liabilities | $7.5t | $7.8t | $8.7t | $10.3t | $14.6t | $17.9t | $14.1t | $13.5t | $14.3t | $14.1t | |
| Time deposits and other time liabilities | $13.2t | $11.9t | $13.1t | $13.2t | $10.6t | $10.1t | $13.0t | $16.1t | $17.1t | $16.5t | |
| Obligations under repurchase agreements | $212.4b | $268.1b | $48.5b | $380.1b | $969.8b | $86.6b | $315.4b | $282.6b | $276.6b | $2.8t | |
| Interbank borrowings | $1.9t | $1.7t | $1.8t | $2.5t | $6.3t | $8.8t | $8.9t | $10.4t | $4.3t | $3.4t | |
| Issued debt instruments | $7.3t | $709.4b | $8.1t | $9.5t | $8.2t | $8.4t | $7.2t | $8.0t | $8.1t | $7.7t | |
| Other financial liabilities | $240.0b | $242.0b | $215.4b | $2.8t | $184.3b | $182.9b | $293.0b | $296.3b | $200.5b | $224.3b | |
| Financial liabilities at amortised cost | — | — | — | — | — | $44.1t | $43.7t | $48.6t | $44.3t | $44.7t | |
| Lease liabilities | — | $173.6b | — | $158.5b | $149.6b | $139.8b | $137.1b | $104.5b | $66.9b | $40.6b | |
| Regulatory capital financial instruments | — | — | — | — | — | $1.5t | $1.7t | $1.8t | $1.9t | $1.9t | |
| Provisions | $292.2b | $303.8b | $305.3b | $326.1b | $330.7b | $463.9b | $461.0b | $284.0b | $746.5b | $838.4b | |
| Other liabilities | $795.8b | $745.4b | $900.4b | $2.8t | $1.2t | $1.6t | $2.0t | $1.7t | $2.4t | $2.2t | |
| Capital | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | $891.3b | |
| Reserves | $1.6t | $1.8t | $1.9t | $2.1t | $89.1m | $2.6t | $2.9t | $3.2t | $3.3t | $3.5t | |
| Valuation adjustments | $6.6b | ($2.3b) | $11.4b | ($8.9b) | ($25.3b) | ($353.9b) | ($167.1b) | ($5.2b) | ($107.2b) | ($71.2b) | |
| Others equity instruments issued other than capital | — | — | — | — | — | $598.1b | $590.2b | $608.7b | $693.4b | $629.5b | |
| Income for the year | $476.1b | $562.8b | $595.3b | $619.1b | $547.6b | $842.5b | $792.3b | $579.4b | $853.0b | $1.0t | |
| Minus: Provision for mandatory dividends | ($142.8b) | ($168.8b) | ($178.6b) | ($185.7b) | ($164.3b) | ($252.7b) | ($237.7b) | ($148.9b) | ($600.3b) | ($631.9b) | |
| Attributable to the shareholders of the Bank: | $2.9t | $3.1t | $3.2t | $3.4t | $3.6t | $4.3t | $4.9t | $5.2t | $5.3t | $5.6t | |
| Non-controlling interest | $29.3b | $41.9b | $46.2b | $79.6b | $84.7b | $94.4b | $109.6b | $124.7b | $104.4b | $119.9b | |
| TOTAL EQUITY | $2.9t | $3.1t | $3.2t | $3.5t | $3.7t | $4.4t | $5.0t | $5.3t | $5.4t | $5.7t | |
| Total Assets | $37.0t | $35.8t | $39.1t | $50.6t | $55.7t | $63.8t | $68.4t | $71.1t | $68.4t | $68.1t | |
| LIABILITIES AND EQUITY | |||||||||||
| Deferred Tax Liabilities, Net | $7.7b | $9.7b | $15.5b | $99.2b | $129.5b | ($427.7b) | $376.7b | $217.9b | $172.2b | $130.7b | |
| Total Liabilities | $34.1t | $32.7t | $35.9t | $47.1t | $9.6t | $59.4t | $63.5t | $65.7t | $63.0t | $62.4t | |
| Retained earnings from prior years | $37.6b | $41.3b | ($43.1b) | ($39.7b) | $27.2b | $57.3b | $124.8b | $131.9b | $246.5b | $271.9b | |
| Retained earnings | $370.8b | $435.2b | $373.6b | $393.7b | $410.5b | $647.1b | $679.4b | $537.5b | $499.2b | $661.6b | |
| Noncontrolling Interests | $29.3b | $41.9b | $46.2b | $79.6b | $84.7b | $94.4b | $109.6b | $124.7b | $104.4b | $119.9b | |
| TOTAL LIABILITIES AND EQUITY | $37.0t | $35.8t | $39.1t | $50.6t | $55.7t | $63.8t | $68.4t | $71.1t | $68.4t | $68.1t |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.