← HANMI FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Net Income (Loss) Available to Common Stockholders, Basic | $56.0m |
$54.3m
-3.05%
|
$57.5m
+5.87%
|
$32.6m
-43.39%
|
$41.7m
+27.97%
|
$98.0m
+135.23%
|
$100.8m
+2.89%
|
$79.5m
-21.12%
|
$61.7m
-22.43%
|
$75.5m
+22.33%
|
— | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $56.5m | $54.7m | $57.9m | $32.8m | $42.2m | $98.7m | $101.4m | $80.0m | $62.2m | $76.1m | — | |
| Depreciation, Depletion and Amortization | $2.9m | $2.9m | $2.6m | $3.3m | $4.0m | $4.4m | $3.9m | $3.3m | $3.2m | $3.3m | $3.4m | |
| Depreciation, Nonproduction | $14.6m | $12.9m | $11.1m | — | — | — | — | — | — | — | $3.4m | |
| Amortization Cash Flow | — | — | — | — | — | $2.3m | $2.7m | $2.5m | — | — | — | |
| Amortization Of Intangibles | — | — | — | — | — | $2.3m | $2.7m | $2.5m | — | — | $2.5m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $12.4m | $3.4m | $3.2m | $3.3m | $3.4m | |
| Deferred Income Tax Expense (Benefit) | $6.6m | $12.9m | $7.4m | ($13.6m) | $424k | $4.1m | $37.7m | ($5.4m) | ($3.4m) | ($10.0m) | — | |
| Share-based Payment Arrangement, Noncash Expense | $3.0m | $2.9m | $3.5m | $3.1m | $2.5m | $2.4m | $2.6m | $2.7m | $3.6m | $3.6m | $3.5m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | $579k | $1.1m | $680k | $517k | $335k | $572k | $732k | $785k | $586k | $996k | — | |
| Goodwill and Intangible Asset Impairment | — | — | — | — | — | — | — | $0 | $0 | — | — | |
| Goodwill, Impairment Loss | — | — | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | |
| Impairment of Intangible Assets (Excluding Goodwill) | — | — | — | $0 | $0 | $0 | $0 | $0 | $0 | — | — | |
| Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill) | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | — | — | |
| Change In Working Capital | — | — | — | — | — | — | $21.8m | $21.9m | ($20.8m) | ($9.6m) | ($28.9m) | |
| Change In Receivables | — | — | — | — | — | — | $24.7m | $9.8m | ($9.7m) | ($6.1m) | ($16.9m) | |
| Increase (Decrease) in Other Operating Liabilities | ($8.3m) | $1.1m | ($7.8m) | — | — | — | — | — | — | — | — | |
| Change In Other Current Assets | — | — | — | — | — | $2.7m | ($24.2m) | ($28.9m) | — | — | ($22.8m) | |
| Change In Other Current Liabilities | — | — | — | — | — | — | $22.3m | $41.0m | ($16.5m) | ($3.0m) | ($10.0m) | |
| Net Cash Provided by (Used in) Operating Activities | $54.4m |
$79.9m
+46.85%
|
$76.6m
-4.04%
|
$58.8m
-23.28%
|
$60.2m
+2.39%
|
$93.7m
+55.69%
|
$147.3m
+57.16%
|
$107.8m
-26.82%
|
$53.9m
-49.96%
|
$206.0m
+281.89%
|
$213.2m
+3.48%
|
|
| Cash flows from investing activities: | ||||||||||||
| Gain (Loss) on Disposition of Property Plant Equipment | $1.1m | $1k | — | — | — | — | — | — | — | — | ($9.6m) | |
| Payments to Acquire Property, Plant, and Equipment | $730k | $843k | $3.7m | — | — | — | ($1.9m) | ($2.4m) | ($2.6m) | ($2.3m) | ($3.1m) | |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $114.0m | $79.9m | $99.3m | $159.9m | $233.6m | $275.6m | $106.0m | $105.8m | $156.2m | $233.3m | — | |
| Gain (Loss) on Sale of Investments | — | — | ($428k) | — | — | — | — | — | — | — | — | |
| Net Other Investing Changes | — | — | — | — | — | $1.5m | $809k | — | $2.3m | $712k | $2.8m | |
| Net Cash Provided by (Used in) Investing Activities | ($491.5m) | ($518.4m) | ($311.6m) | ($44.5m) | ($407.6m) | ($447.0m) | ($881.5m) | ($210.0m) | ($107.5m) | ($384.3m) | ($309.8m) | |
| Cash flows from financing activities: | ||||||||||||
| Debt and Equity Securities, Gain (Loss) | — | — | ($341k) | $1.3m | $15.7m | ($499k) | — | ($1.9m) | — | — | — | |
| Issuance Of Debt | — | — | — | — | — | — | $212.5m | $0 | $62.5m | $112.5m | $112.5m | |
| Long Term Debt Issuance | — | — | — | — | — | — | $212.5m | $0 | $62.5m | $112.5m | $112.5m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($87.3m) | ($25.0m) | ($125.0m) | ($225.0m) | ($240.0m) | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $125.2m | ($25.0m) | ($62.5m) | ($112.5m) | ($127.5m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $125.2m | ($25.0m) | ($62.5m) | ($112.5m) | ($127.5m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($87.3m) | ($25.0m) | ($125.0m) | ($225.0m) | ($240.0m) | |
| Payments for Repurchase of Common Stock | — | — | $36.1m | $7.4m | $2.2m | $6.1m | — | $4.1m | $6.3m | $9.4m | — | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($28.6m) | ($30.5m) | ($30.4m) | ($32.6m) | ($33.1m) | |
| Common Stock Payments | — | — | — | — | — | — | $0 | ($4.1m) | ($6.3m) | ($9.4m) | ($16.8m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | $0 | ($4.1m) | ($6.3m) | ($9.4m) | ($16.8m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | $0 | ($4.1m) | ($6.3m) | ($9.4m) | ($16.8m) | |
| Dividends paid | $25.7m | $25.8m | $30.9m | $29.8m | $16.0m | $16.5m | $28.6m | $30.5m | $30.4m | $32.6m | ($33.1m) | |
| Payments of Dividends | $25.7m | $25.8m | $30.9m | $29.8m | $16.0m | $16.5m | $28.6m | $30.5m | $30.4m | $32.6m | ($33.1m) | |
| Cash Dividends Paid | — | — | — | — | — | — | ($28.6m) | ($30.5m) | ($30.4m) | ($32.6m) | ($33.1m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($732k) | ($785k) | ($586k) | ($996k) | ($996k) | |
| Net Cash Provided by (Used in) Financing Activities | $420.0m |
$445.1m
+5.99%
|
$236.5m
-46.87%
|
($47.9m)
-120.28%
|
$617.6m
+1387.94%
|
$570.4m
-7.63%
|
$477.7m
-16.26%
|
$52.1m
-89.09%
|
$56.0m
+7.50%
|
$86.4m
+54.19%
|
$47.8m
-44.68%
|
|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | ($33.7m) | $270.2m | $217.1m | ($256.5m) | ($50.1m) | $2.5m | ($92.0m) | $331.2m | |
| Beginning Cash Position | — | — | — | — | — | — | $609.0m | $352.4m | $302.3m | $304.8m | $380.1m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | $121.7m | $391.8m | $609.0m | $352.4m | $302.3m | $304.8m | $212.8m | $331.2m | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Gain (Loss) on Sales of Loans, Net | $6.0m | $8.7m | $5.0m | $5.3m | $5.2m | $17.3m | $9.5m | $5.7m | $6.1m | $7.8m | — | |
| Proceeds from Stock Options Exercised | $1.5m | $288k | $570k | $3.0m | — | — | $19k | — | $582k | — | — | |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | $47.3m | $71.1m | $49.6m | $25.0m | $29.5m | $116.5m | $200.5m | $174.8m | — | |
| Income Taxes Paid, Net | $23.3m | $28.1m | $20.8m | $15.6m | $18.0m | $31.4m | $12.7m | $16.5m | $41.7m | $35.8m | — | |
| Additional Financial Items | ||||||||||||
| Equity Securities, FV-NI, Realized Gain (Loss) | — | — | ($870k) | $1.3m | $15.7m | ($499k) | — | ($1.9m) | — | — | — | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | — | — | — | — | — | — | — | — | — | $0 | — | |
| Gain (Loss) on Disposition of Assets | — | — | — | — | — | — | — | $4.0m | $816k | ($40k) | — | |
| Goodwill | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | $11.0m | — | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $56.5m | — | — | — | — | — | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $0 | — | — | — | — | — | — | — | — | — | — | |
| Income Tax Expense (Benefit) | $32.9m | $40.6m | $26.1m | $14.6m | $17.3m | $36.8m | $39.3m | $34.5m | $26.4m | $31.8m | — | |
| Operating Lease, Expense | — | — | — | $7.9m | $8.5m | $8.5m | $8.3m | $8.8m | $8.9m | — | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | — | — | — | $4.4m | $14.4m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $477.7m | $52.1m | $56.0m | $86.4m | $47.8m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($881.5m) | ($211.4m) | ($106.1m) | ($384.3m) | ($309.8m) | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($256.5m) | ($50.1m) | $2.5m | ($92.0m) | — | |
| Change In Other Working Capital | — | — | — | — | — | — | ($639k) | ($791k) | ($833k) | $471k | $937k | |
| Change In Prepaid Assets | — | — | — | — | — | — | ($24.6m) | ($28.0m) | $6.3m | ($969k) | ($2.9m) | |
| Changes In Cash | — | — | — | — | — | — | ($256.5m) | ($50.1m) | $2.5m | ($92.0m) | ($48.8m) | |
| End Cash Position | — | — | — | — | — | — | $352.4m | $302.3m | $304.8m | $212.8m | $331.2m | |
| Financing Cash Flow | — | — | — | — | — | — | $477.7m |
$52.1m
-89.09%
|
$56.0m
+7.50%
|
$86.4m
+54.19%
|
$47.8m
-44.68%
|
|
| Free Cash Flow | — | — | — | — | — | — | $145.4m | $106.8m | $49.9m | $203.7m | $210.1m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $0 | $1.9m | $0 | $0 | $0 | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | $0 | ($4.0m) | ($816k) | $40k | $40k | |
| Investing Cash Flow | — | — | — | — | — | — | ($881.5m) | ($211.4m) | ($106.1m) | ($384.3m) | ($309.8m) | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($60.6m) | $7.0m | ($40.2m) | $60.2m | $29.8m | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($1.9m) | $4.8m | $183k | ($2.3m) | ($3.1m) | |
| Operating Gains Losses | — | — | — | — | — | — | ($9.5m) | ($7.8m) | ($8.4m) | ($9.7m) | ($9.6m) | |
| Other Non Cash Items | — | — | — | — | — | — | $14.8m | $2.7m | $5.6m | $125.5m | — | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $19k | $0 | $582k | $0 | $0 | |
| Purchase Of Investment | — | — | — | — | — | — | ($166.6m) | ($107.0m) | ($196.4m) | ($173.1m) | ($253.2m) | |
| Purchase Of PPE | — | — | — | — | — | — | ($1.9m) | ($2.4m) | ($2.6m) | ($2.3m) | ($3.1m) | |
| Sale Of Investment | — | — | — | — | — | — | $106.0m | $114.0m | $156.2m | $233.3m | $283.0m | |
| Sale Of PPE | — | — | — | — | — | — | $0 | $7.2m | $2.8m | $14k | $16k | |
| Stock Based Compensation | — | — | — | — | — | — | $2.6m | $2.7m | $3.6m | $3.6m | $3.5m | |
| Unrealized Gain Loss On Investment Securities | — | — | — | — | — | — | $385k | ($385k) | $0 | $54k | $54k |