← Intercorp Financial Services Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income | — | — | — | — | — | — | $1.7b |
$1.1b
-35.69%
|
$1.3b
+21.19%
|
$1.9b
+48.64%
|
$2.1b
+8.62%
|
|
| Net Income From Continuing Operations | — | — | — | — | — | — | $1.7b | $1.1b | $1.3b | $1.9b | $2.1b | |
| Net gain on financial assets at fair value through profit or loss | — | ($18.4m) | ($12.0m) | ($103.2m) | ($165.9m) | ($24.8m) | $262.1m | ($15.2m) | ($82.0m) | ($362.0m) | — | |
| Decrease (increase) of investments at fair value through profit or loss | — | $29.4m | ($189.0m) | $98.6m | ($233.7m) | ($660.0m) | $481.1m | $323.1m | ($125.4m) | $94.5m | — | |
| Profit or Loss | — | — | $1.1b | $1.5b | $383.5m | $1.8b | $1.7b | $1.1b | $1.3b | — | — | |
| Depreciation and amortization | — | $145.2m | $164.7m | $262.0m | $268.8m | $279.7m | $336.2m | $379.0m | $413.1m | $450.3m | $455.0m | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $336.2m | $379.0m | $413.1m | $450.3m | $455.0m | |
| Deferred Income Tax | — | ($4.4m) | $13.7m | $38.6m | ($308.1m) | $205.8m | ($442k) | $102.2m | $100.1m | ($37.5m) | ($44.6m) | |
| Deferred Tax | — | — | — | — | — | — | ($442k) | $102.2m | $100.1m | ($37.5m) | ($44.6m) | |
| Impairment loss on loans, net of recoveries | — | $827.9m | $660.1m | $750.8m | $2.4b | $381.6m | $830.6m | $2.0b | $1.7b | $1.1b | — | |
| Loss due to impairment of financial investments | — | $20.8m | ($13.1m) | $6.8m | $32.9m | ($30.9m) | $12.8m | $7.5m | $47.5m | $263.8m | — | |
| Earnings (Loss)es From Equity Investments | — | — | — | — | — | $0 | ($222.5m) | $0 | $0 | — | $0 | |
| Change In Working Capital | — | — | — | — | — | — | ($3.6b) | ($176.2m) | ($189.7m) | ($1.0b) | ($702.7m) | |
| Net decrease (increase) in other accounts receivable and other assets | — | $282.1m | ($350.5m) | ($262.9m) | ($129.5m) | ($199.2m) | $331.3m | ($295.7m) | ($245.4m) | $508.9m | — | |
| Change In Receivables | — | — | — | — | — | — | $162.8m | ($463.2m) | ($186.7m) | $531.4m | $177.5m | |
| Changes In Account Receivables | — | — | — | — | — | — | ($168.5m) | ($167.5m) | $58.7m | $22.5m | $177.5m | |
| Increase in other accounts payable, provisions and other liabilities | — | $824.9m | $899.2m | $841.3m | $1.7b | $2.4b | $494.4m | $559.0m | $1.4b | $336.6m | — | |
| Decrease (increase) in accrued interest receivable | — | ($70.1m) | ($64.2m) | $3.2m | ($207.5m) | ($16.1m) | ($168.5m) | ($167.5m) | $58.7m | $22.5m | — | |
| (Decrease) increase in accrued interest payable | — | ($15.9m) | $24.6m | $48.3m | ($13.7m) | ($63.8m) | $121.3m | $194.3m | ($120.8m) | ($68.4m) | — | |
| Change In Other Current Assets | — | — | — | — | — | — | $225.7m | ($246.8m) | $100.9m | ($1.1b) | ($799.7m) | |
| Cash flows from investing activities | ||||||||||||
| Net gain on valuation of investment property | — | $1.9m | ($47.8m) | ($54.5m) | ($5.4m) | ($22.0m) | ($19.1m) | ($7.1m) | ($60.3m) | ($101.1m) | — | |
| Net (gain) loss on sale of investment property | — | — | ($4.7m) | $7.2m | ($5.4m) | ($22.0m) | — | — | $3.2m | — | — | |
| Purchase of property, furniture and equipment | — | ($124.1m) | ($55.8m) | ($60.9m) | ($61.2m) | ($156.9m) | ($34.8m) | ($16.9m) | ($61.8m) | ($62.7m) | — | |
| Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities | — | — | — | — | — | — | ($11.8m) | ($15.3m) | $45.5m | $3.5m | — | |
| Sale of investment property | — | — | $230.7m | $129.8m | — | — | $54.3m | $32.7m | $39.2m | — | — | |
| (Purchase) sale of investments at fair value through other comprehensive income | — | — | — | — | — | — | — | ($3.0b) | $722.1m | ($257.2m) | — | |
| Purchase of investments at amortized cost | — | — | — | — | — | — | — | ($162.6m) | ($401.9m) | ($98.7m) | ($1.0b) | |
| Net gain on sale of financial investments | — | ($184.8m) | ($14.2m) | ($112.2m) | ($185.4m) | ($288.9m) | $60.4m | ($6.4m) | ($26.5m) | ($102.1m) | — | |
| Cash flows from financing activities: | ||||||||||||
| Proceeds From Borrowings Classified As Financing Activities | — | — | $595.3m | $2.3b | $1.1b | — | — | — | $1.7b | — | — | |
| Issuance Of Debt | — | — | — | — | — | — | $30.5m | $91.2m | $2.0b | $1.9b | $2.3b | |
| Long Term Debt Issuance | — | — | — | — | — | — | $30.5m | $91.2m | $2.0b | $1.9b | $2.3b | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | ($520.5m) | ($2.4b) | $540.6m | $275.2m | $725.2m | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | ($520.5m) | ($2.4b) | $540.6m | $275.2m | $725.2m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($551.0m) | ($2.5b) | ($1.5b) | ($1.6b) | ($1.6b) | |
| Repayment Of Debt | — | — | — | — | — | — | ($551.0m) | ($2.5b) | ($1.5b) | ($1.6b) | ($1.6b) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | $0 | ($80.9m) | ($122.7m) | ($262.5m) | ($122.2m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | $0 | ($80.9m) | ($122.7m) | ($262.5m) | ($122.2m) | |
| Common Stock Payments | — | — | — | — | — | — | $0 | ($80.9m) | ($122.7m) | ($262.5m) | ($122.2m) | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($751.5m) | ($511.8m) | ($427.4m) | ($406.8m) | ($406.8m) | |
| Dividends paid | — | ($476) | $511 | $654 | $698 | $634 | $752 | $512 | $427 | ($407) | ($406.8m) | |
| Dividend payments to non-controlling interest | — | ($2.7m) | ($3.0m) | ($3.2m) | ($2.2m) | ($30k) | ($4.2m) | ($4.8m) | ($2.9m) | ($3.0m) | — | |
| Dividends | — | $479 | $514 | $658 | $701 | $634 | $756 | $517 | $430 | $423 | ($406.8m) | |
| Dividends received | — | $29 | $73 | $84 | $111 | $109 | $88 | $52 | $51 | $82 | — | |
| Cash Dividends Paid | — | — | — | — | — | — | ($751.5m) | ($511.8m) | ($427.4m) | ($406.8m) | ($406.8m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($4.2m) | ($4.8m) | ($2.9m) | ($3.0m) | ($4.7m) | |
| Net increase (decrease) in cash and cash equivalents | — | $801.0m | ($2.1b) | $2.7b | $8.4b | ($1.8b) | ($3.7b) | ($3.7b) | $2.9b | $494.8m | — | |
| Beginning Cash Position | — | — | — | — | — | — | $16.4b | $12.7b | $9.1b | $12.0b | $12.7b | |
| Cash and cash equivalents at the beginning of the year | $8.5b | $9.2b | $7.1b | $9.9b | $18.1b | $16.4b | $12.7b | $9.1b | $12.0b | $12.3b | — | |
| Effect Of Exchange Rate Changes | — | — | — | — | — | — | ($26.7m) | $37.4m | $12.5m | ($124.2m) | ($83.3m) | |
| Additional Supplementary Disclosures | ||||||||||||
| Additional Supplementary Disclosures | ||||||||||||
| Additional Financial Items | ||||||||||||
| Parent Company | — | — | $510.7m | $654.5m | $698.2m | $633.9m | $751.5m | $511.8m | $427.4m | — | — | |
| Adjustments For Unrealised Foreign Exchange Losses Gains | — | — | $35.0m | ($17.8m) | $45.7m | $89.3m | — | — | — | — | — | |
| Payments Of Lease Liabilities Classified As Financing Activities | — | — | $105.6m | $117.5m | $89.2m | $93.4m | $147.0m | $89.3m | $82.6m | — | — | |
| Purchase Of Intangible Assets Classified As Investing Activities | — | — | $127.9m | $142.5m | $196.1m | $170.5m | $227.3m | $280.4m | $245.3m | — | — | |
| Net profit for the year | — | $1.0b | $1.1b | $1.5b | $383.5m | $1.8b | $1.7b | $1.1b | $1.3b | $1.9b | — | |
| Provision for sundry risks | — | $9.7m | $3.5m | $3.9m | $4.9m | $14.9m | $12.7m | $4.1m | $29.3m | $2.6m | — | |
| Exchange difference | — | — | — | — | $45.7m | $89.3m | $36.8m | ($8.4m) | $24.1m | ($38.0m) | — | |
| Net increase in loan portfolio | — | ($2.0b) | ($5.4b) | ($4.9b) | ($5.7b) | ($2.9b) | ($3.2b) | ($2.9b) | ($4.5b) | ($2.7b) | — | |
| Net (increase) decrease in restricted funds | — | $1.3b | $673.9m | $15.2m | $620.3m | ($75.3m) | $225.7m | ($246.8m) | $100.9m | ($1.1b) | — | |
| Increase in deposits and obligations | — | $2.5b | $1.0b | $4.4b | $9.1b | $1.9b | ($467.2m) | $503.5m | $4.7b | $2.2b | — | |
| (Decrease) increase in due to banks and correspondents | — | ($900.4m) | ($124.0m) | ($320.8m) | $5.7b | ($1.1b) | ($1.5b) | $1.8b | ($1.4b) | ($367.3m) | — | |
| Purchase of intangible assets | — | ($160.5m) | ($127.9m) | ($142.5m) | ($196.1m) | ($170.5m) | ($227.3m) | ($280.4m) | ($245.3m) | ($222.0m) | — | |
| Issuance of securities, bonds and obligations in circulation | — | $956.6m | $595.3m | $2.3b | $1.1b | — | — | — | $1.7b | $1.6b | — | |
| Payments of bonds, notes and other obligations | — | — | ($10.1m) | ($1.7b) | ($837.4m) | ($91.0m) | ($137.9m) | ($2.2b) | ($1.3b) | ($1.5b) | — | |
| Net decrease (increase) in receivable inter-bank funds | — | ($400.5m) | ($93.8m) | $410.0m | $66.9m | ($11.9m) | ($266.1m) | ($228.8m) | $304.9m | $180.1m | — | |
| Net increase (decrease) in payable inter-bank funds | — | ($300.9m) | ($30.0m) | $169.1m | ($140.2m) | ($30.9m) | $30.5m | $91.2m | ($121.4m) | $55.0m | — | |
| Purchase of treasury stock, net | — | $90.1m | $383.6m | ($196k) | ($2.6m) | ($594k) | — | ($80.9m) | ($122.7m) | ($262.5m) | — | |
| Lease payments | — | ($99.7m) | ($105.6m) | ($117.5m) | ($89.2m) | ($93.4m) | ($147.0m) | ($89.3m) | ($82.6m) | ($83.1m) | — | |
| Interest | — | $3.7b | $4.2b | $4.8b | $4.3b | $4.5b | $5.6b | $6.9b | $7.0b | $6.8b | $2.1b | |
| Income Tax | — | $329.4m | $364.0m | $425.7m | $380.0m | $280.4m | $334.2m | $450.1m | $363.5m | $305.6m | $305.6m | |
| Recognition of right-of-use assets | — | — | — | — | $29.1m | $31.7m | $33.2m | $35.9m | $105.9m | $48.9m | — | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($1.3b) | ($3.0b) | ($12.3m) | ($397.2m) | $191.5m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($1.4b) | ($3.5b) | ($7.0m) | ($938.6m) | ($1.6b) | |
| Change In Account Payable | — | — | — | — | — | — | $619.6m | $753.3m | $1.3b | $268.1m | $366.7m | |
| Change In Other Working Capital | — | — | — | — | — | — | ($1.4b) | $2.7b | $3.1b | $1.9b | $1.7b | |
| Change In Payable | — | — | — | — | — | — | $619.6m | $753.3m | $1.3b | $268.1m | $366.7m | |
| Changes In Cash | — | — | — | — | — | — | ($3.7b) | ($3.7b) | $2.9b | $494.8m | $663.8m | |
| End Cash Position | — | — | — | — | — | — | $12.7b | $9.1b | $12.0b | $12.3b | $13.4b | |
| Financing Cash Flow | — | — | — | — | — | — | ($1.3b) |
($3.0b)
-136.12%
|
($12.3m)
+99.59%
|
($397.2m)
-3122.12%
|
$191.5m
+148.20%
|
|
| Free Cash Flow | — | — | — | — | — | — | ($1.4b) | $2.4b | $2.6b | $1.3b | $1.6b | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $322.5m | ($21.6m) | ($108.5m) | ($464.1m) | ($475.8m) | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | ($11.8m) | ($15.3m) | ($12.9m) | ($2.1m) | ($2.1m) | |
| Investing Cash Flow | — | — | — | — | — | — | ($1.4b) | ($3.5b) | ($7.0m) | ($938.6m) | ($1.6b) | |
| Net Business Purchase And Sale | — | — | — | — | — | $0 | ($193.2m) | $0 | $0 | — | $0 | |
| Net Foreign Currency Exchange Gain Loss | — | — | — | — | — | — | $25.5m | ($8.4m) | $24.1m | ($38.0m) | ($6.6m) | |
| Net Intangibles Purchase And Sale | — | — | — | — | — | — | ($227.3m) | ($280.4m) | ($245.3m) | ($222.0m) | ($231.6m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($80.7m) | ($115.0m) | ($59.3m) | ($298.0m) | ($313.6m) | |
| Operating Gains Losses | — | — | — | — | — | — | $107.3m | ($45.0m) | ($106.8m) | ($341.5m) | ($369.2m) | |
| Other Non Cash Items | — | — | — | — | — | — | $12.7m | $4.1m | $29.3m | $2.6m | — | |
| Purchase Of Business | — | — | — | — | — | $0 | ($193.2m) | $0 | $0 | — | $0 | |
| Purchase Of Intangibles | — | — | — | — | — | — | ($227.3m) | ($280.4m) | ($245.3m) | ($222.0m) | ($231.6m) | |
| Purchase Of PPE | — | — | — | $68.2m | $52.4m | $87.3m | ($135.0m) | ($147.6m) | ($104.7m) | ($301.4m) | ($549.5m) | |
| Sale Of PPE | — | — | — | — | — | — | $54.3m | $32.7m | $45.5m | $3.5m | $4.3m | |
| Net Investment Properties Purchase And Sale | — | — | — | — | — | — | ($34.8m) | ($16.9m) | ($22.6m) | ($62.7m) | ($48.1m) | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($857.6m) | ($3.1b) | $320.2m | ($355.9m) | ($1.0b) | |
| Purchase Of Investment | — | — | — | — | — | — | ($857.6m) | ($3.1b) | ($401.9m) | ($355.9m) | ($1.0b) | |
| Purchase Of Investment Properties | — | — | — | — | — | — | ($34.8m) | ($16.9m) | ($61.8m) | ($62.7m) | ($1.0b) | |
| Sale Of Investment Properties | — | — | — | — | — | — | $0 | $0 | $39.2m | $0 | $0 | |
| Translation (loss) gain on cash and cash equivalents | — | ($72.4m) | ($23.3m) | $26.9m | ($99.1m) | $112.8m | ($26.7m) | $37.4m | $12.5m | ($124.2m) | — | |
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($3.7b) | ($3.7b) | $2.9b | $494.8m | — | |
| Interest Paid Classified As Financing Activities | — | — | $1.1b | $1.3b | $1.1b | $988.3m | $1.4b | $2.3b | $2.4b | $2.1b | — | |
| Income Taxes Paid Refund Classified As Operating Activities | — | ($341.6m) | $364.0m | $425.7m | $380.0m | $280.4m | $334.2m | $450.1m | $363.5m | ($305.6m) | — |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.